ChapterSeven

TermsofPayment國際貿易結算--國際商品（貨物）的結算主要包括三方面的內容：

1.國際貿易結算的信用工具creditinstruments

2.國際貿易結算的方式modes

3.國際貿易結算的單據documents1.CreditInstruments

（國庫券treasurybond、公司債券debenture、政府債券governmentbond、銀行券banknote和票據notesorbills）Internationalsettlement票據：NotesorBills(BillofExchange,PromissoryNotes,Check)

票據是具有一定格式、有付款人到期對持票人或者其指定人無條件支付確定金額的信用憑證。

2.Modesofinternationalsettlement

Remittance匯款

Collection托收

LetterofCredit信用證

LetterofGuarantee銀行保函

Stand-byLetterofCredit備用信用證3.Documentsusedininternationalsettlement

CommercialInvoice/Paper商業發票

PackingList裝箱單

CertificateofOrigin產地證

InsurancePolicy保險單

MarineBillofLading,B/L海運提單

CombinedTransportDocument,CTD聯合運單據

AirwayBill空運單

RailwayBill鐵路運單當代國際貿易結算的特點

1.憑單付款

2.非現金結算

3.以銀行為中心的國際結算體系

4.結算單據多樣化和EDI(ElectronicDataInterchange)

TheTypeofLettersinChapterSeven

CreditInquiryLetter

LettersofPaymentTerms

LetterPressingforPayment

WritingPrinciplesofCreditInquiryLetter

?clearandstraighttothepoint

?givethereasonwhyyouaregoingtogettheinformationof

yourcustomer’sfinancialcapacity,situationandthebusiness

integrity.

?Promisetokeepsecretoftheinformation

WritingPrinciplesofLettersofPaymentTerms

?stateclearlythecurrentsituationandtheproblems

?raisethespecificrequirement

?makeadefinitereply.Ifdecliningtherequestofpayment,

you’dbetterusethefriendlymoodgivingdetailedreasonsWritingPrinciplesofLetterPressingforPayment

?Bepoliteanddon’tthreatenyourcustomer.

?Striveforclarity.Tothepointofaskingforpaymentandtellingouttheamount,theexpecteddateofpayment.

?Sendthiskindofletterattheintervalstolessenthepressing

way.

?Toavoidhurtingyourcustomer,you’dbetteraddthe

sentencelikethis:“Ifmoneyhasbeenremitted,pleasedon’t

mindthisletter.”Internationalsalesofcommodities,themainissuesconcerningthesettlementofpaymentaremeansofpayment,timeandplaceofpayment,andmodeofpaymentetc.Issuesinthisregardshouldbeclearlyspecifiedinthecontractbythepartiesconcerned.

Meansofpaymentincludesettlementincashandsettlementwithbill.

Mostofthepaymentininternationaltradeisnotsettledincashbutwithbillssuchasdraft(匯票),promissorynote(本票)andcheck(支票),amongwhichdraftarewidelyused.

ModesofPaymentinInternationalTradeInclude:

Remittance

Collection

LetterofCreditSOMECONCEPTSOFTERMSOFPAYMENT

PromissoryNote

Check/Cheque

Draft/BillofExchange

LetterOne

短語

intheamountof

fortheamountof

totheamountof

GregoryMcCarthyreceivedanawardfromTheUniversityofNorthCarolina-ChapelHillintheamountof$132,275foraprojectentitled“…”.

國際貿易業務術語

Cashonorder預付貨款/隨定單付款

Cashagainstorder交單付款

Cashondelivery交貨付現

Cashwithorder訂貨時付款（訂貨付款：指買方于訂貨時，預付一部分或全部貨款。）

makecashorder現金訂貨關鍵詞:accommodatev.供給住宿，使適應，容納，提供，顧及，調解；

vi.

適應，調節Mostmini-vanscanaccommodatesevenpassengers.Thehotelaccommodatedtheextrachildrenbyputtingcotsintheirparents’room.Ron’shouseisspecialbuilttoaccommodatehiswheelchair.Ithasramps(斜坡)insteadofstairs,andextra-widedoors.詞匯擴展記憶accommodatingadj.

樂于助人的accommodationn.

膳宿，和解，住處，適應accommodativeadj.

適應的，予以方便的，親切的cometoaccommodation

達成和解，達成妥協Thebankisaccommodatingitscustomersmorethanitusedto.Meanwhile,monetarypolicyremainsaccommodativebuthaslittlechanceofmakingasignificantimpactonhousing,includingthelatestmovebytheFederalReserve.

LetterTwo

關鍵詞:figure

historicalfigures歷史人物

eminentfigures顯赫人物

Writethenumberinwordsandinfigures.

用文字和阿拉伯數字寫出這個數。(大、小寫金額）

aslenderfigure苗條的身段

double[three]figures兩(三)位數

Shehasafive-figureincome.

辨析：prevailing,prevalent,current,rife這些形容詞都指存在或在某一特定時間里普遍遇到的東西。prevailing是指在某一特定時間或地點非常經?；蚱毡榈臇|西

Theprevailingopinionseemstobethatatradewarcanbeavertedifbothcountriesmakeconcessions.prevalent

暗示了普遍的存在或發生但并不表占優勢的“Thereligionmostprevalentinournortherncoloniesisarefinementontheprinciplesofresistance:itisthedissidenceofdissent”(EdmundBurke).

current

經常強調現在,這個詞經常用來指從一物轉到另一

物的東西或經常變換的東西。currentnegotiations正在進行的談判currentfashions流行時尚rife指現存的，大量的或急速擴展或增加的東西：Rumorswererifethattheyhadmetwithaterribledisasterandthatallweredead.

Thefluisrife.

詞匯擴展記憶

extend,extended,extension,extensible,extensive

extendvt.

延伸，延長，伸展，擴展，提供，使竭盡全力;

vi.延伸；擴大；伸展；使疏開

PleaseextendthetimeofshipmentandvalidityofL/Cto5thSept.,20thSept.respectively.

extendedadj.延伸的；擴大的；長期的；廣大的

extendedfamily

Hisextendedremarksgrewverytedious.

extensionn.延長；延期；擴大；伸展；電話分機

Wemustexpandourowneducation，research

andextension.

Byextension，justaseverydebtisaliabilityfortheborrower,itisanassetforthecreditor.

“Extension302,please.”extensibleadj.可延長的；可擴張的

Ourcreditisnolongerextensibleasourlicensewillexpireattheendofnextmonth.extensiveadj.廣泛的；大量的；廣闊的Selinadidextensiveresearchforherpaper-ittookherseveralweeks.

Herknowledgeofthesubjectisextensive.Beforehisparentsvisithim,Dongiveshisapartmentanextensivecleaning;hedustsorscrubs(擦凈)everysurface.關鍵詞：exceed

vt.超過，勝過；vi.超過其他

Thecostwillnotexceed$50.

Theresultsofthecompetitionexceededourexpectations.

Thismonth’samountofdepositsinthebankexceedslastmonth’sbyfifteenpercent.辨析：重申

reiterate

gooveragain

restate

LetterThree

語法：welladv.

1.Hewaswelltrained.

2.Wouldshemarrywell?

3.Takeyourtimeanddoitwell.

4.Ihopeyourarrangementfornexttermhavenotbeentoomuchupsetandthateverythingwillgowellwithyou.

5.Itsoundswell.

6.Ilikeitwell.

7.Washitwell.

8.It’swellIamquiteprepared.

9.Thedressbecomesyouverywell.

10.“It'safantasticamountandwecanassureallthosewhocontributedtothefundraisingthatitwillbeverywellspent,”saysRainbowChildren'sTrustChairpersonMeriGibson.

11.Youmustbeverywellconnected;youseemtoknowalltherightpeople.

12.Don'tworry;Ihavethematterwellinhand.

13.Ishouldbewellcontenttodothejobtogetherwithyou.

14.Theyspeakwellofhim.短語：別無選擇，只得……1.cannotchoosebutdosth.2.havenochoice/option/alternativebuttodosth.辨析：satisfy,satisfied,satisfying,satisfaction,satisfactory,satisfiablesatisfyvt.滿足,使滿意,說服,使相信Shehassatisfiedtheconditionsforentryintothecollege.Myassurancedon’tsatisfyhim;he’sstillskeptical.satisfiedadj.感到滿意的averysatisfiedcustomerIfeltquitesatisfiedaftermybigmeal.satisfyingadj.令人滿足的,令人滿意的asatisfyingmealsatisfactoryadj.令人滿意的；使要求或請求等得到充分滿足的；滿足的Theresultoftheexperimentwassatisfactory.satisfactionn.滿意,滿足,令人滿意的事物Shecanlookbackonhercareerwithgreatsatisfaction.satisfiableadj.可以滿足的satisfiableneedsanddesires

LetterFour

短語：

creditcrunch/creditsqueeze/creditscrew信用緊縮

tobeinarrearswithpayment拖欠債款

句型：關于“缺錢”

1.Iamshorthisweek.

2.Iambrokethisweek.

3.Iamflatthisweek.

4.Iamalltappedout.

5.Thismanislivinginthesewer.

6.Hisfinancesarelimited.

7.Heisonatightbudget.

8.Oncemyfriendwassolowonmoneythatheresortedtosellinghisbloodtoabloodbank.

LetterFive

辨析：名詞

status,stature和statue

status身份、地位

stature身高、身材

statue雕塑

financialstatus資金/資信狀況

socialstatus社會地位

statusquo現狀關鍵詞:credit

n.信用，信譽，貸款，學分，信任，聲望；

vt.把……記入貸方，存入（賬戶）

TherumorthatChinahasbought100,000tonesofsoybeanoilisgainingcredit.

creditinquiry/information

creditrating信用評級

creditstatus/standing

Credit-worthyborrowerscontinuetofindfundsavailableatprevailingratelevels.

Greece'sSovereignCreditRatings

arereducedtoJunkbyStandard&Poor's…

dealoncredit信用交易,賒欠交易

creditfraud信用欺詐

Nocredititgivenatthisshop.這家商店概不賒欠。

Weexceptionallyagreetosupplythisarticleononemonthcredit.

bankcredit銀行信貸

lineofcredit信用額度

swapcredit互惠貸款

creditinterest存息

cred