1、account number 帳目編號depositor 存戶pay-in slip 存款單a depossit foorm 存款款單a bandiing maachinee 自動存取取機to depoosit 存存款depositt receeipt 存存款收據(jù)privatee depoosits 私人存款certifiicate of deepositt 存單depositt bookk, passsbookk 存折credit card 信用卡princippal 本金金overdraaft, ooverdrraw 透支支to counnter ssign 雙雙簽to endoorse

2、背背書endorseer 背書人人to cashh 兌現(xiàn)to honoor a cchequee 兌付to dishhonor a cheeque 拒拒付to susppend ppaymennt 止付cheque,checkk 支票cheque book 支票本order cchequee 記名支票票bearer chequue 不記名名支票crossedd cheqque 橫線線支票blank cchequee 空白支票票rubber chequue 空頭支支票cheque stub, counnterfooil 票根根cash chheque 現(xiàn)金支票traveleers ccheque

3、e 旅行支票票cheque for ttransffer 轉(zhuǎn)帳帳支票outstannding chequue 未付支支票canceleed cheeque 已已付支票forged chequue 偽支票票Bandars notte 莊票，銀銀票banker 銀行家 presideent 行長長savingss bankk 儲蓄銀行行Chase BBank 大大通銀行Nationaal Citty Bannk of New YYork 花花旗銀行Hongkonng Shaanghaii Bankking CCorporrationn 匯豐銀行行Charterred Baank off Indii

4、a, Auustrallia annd Chiina 麥加加利銀行Banque de IIndoCChine 東方匯理銀銀行centrall bankk, nattionall bankk, bannkerss bankk 中央銀行行bank off issuue, baank off circculatiion 發(fā)行行幣銀行commerccial bbank 商商業(yè)銀行，儲儲蓄信貸銀行行member bank, creddit baank 儲蓄蓄信貸銀行discounnt bannk 貼現(xiàn)銀銀行exchangge bannk 匯兌銀銀行requestting bbank 委委托開證銀行行 i

5、ssuingg bankk, opeening bank 開證銀行advisinng bannk, nootifyiing baank 通知知銀行negotiaation bank 議付銀行confirmming bbank 保保兌銀行paying bank 付款銀行associaate baanker of coollecttion 代代收銀行consignned baanker of coollecttion 委委托銀行clearinng bannk 清算銀銀行l(wèi)ocal bbank 本本地銀行domestiic bannk 國內(nèi)銀銀行overseaas bannk 國外銀銀行uninco

6、rrporatted baank 錢莊莊branch bank 銀行分行trusteee saviings bbank 信信托儲蓄銀行行trust ccompanny 信托公公司financiial trrust 金金融信托公司司unit trrust 信信托投資公司司trust iinstittutionn 銀行的信信托部credit deparrtmentt 銀行的信信用部commerccial ccreditt comppany(ddiscouunt coompanyy) 商業(yè)信信貸公司（貼貼現(xiàn)公司）neighboorhoodd saviings bbank, bank of deepo

7、sitt 街道儲蓄蓄所credit unionn 合作銀行行credit bureaau 商業(yè)興興信所self-seervicee bankk 無人銀行行l(wèi)and baank 土地地銀行construuctionn bankk 建設(shè)銀行行industrrial aand coommerccial bbank 工工商銀行bank off commmunicaationss 交通銀行行mutual savinngs baank 互助助儲蓄銀行post offfice savinngs baank 郵局局儲蓄銀行mortgagge bannk, buuildinng socciety 抵押銀行ind

8、ustrrial bbank 實實業(yè)銀行home looan baank 家宅宅貸款銀行reservee bankk 準備銀行行charterred baank 特許許銀行corresppondinng bannk 往來銀銀行merchannt bannk, accceptiing baank 承兌兌銀行investmment bbank 投投資銀行import and eexportt bankk (EXIIMBANKK) 進出口口銀行joint vventurre bannk 合資銀銀行money sshop, nativve bannk 錢莊credit coopeerativves 信

9、用用社clearinng houuse 票據(jù)據(jù)交換所public accouuntingg 公共會計計businesss acccountiing 商業(yè)業(yè)會計cost acccountting 成成本會計depreciiationn accoountinng 折舊會會計computeerizedd accoountinng 電腦化化會計generall ledgger 總帳帳subsidiiary lledgerr 分戶帳cash boook 現(xiàn)金金出納帳cash acccountt 現(xiàn)金帳journall, dayy-bookk 日記帳，流流水帳bad debbts 壞帳帳investmme

10、nt 投投資surpluss 結(jié)余idle caapitall 游資economiic cyccle 經(jīng)濟濟周期economiic booom 經(jīng)濟繁繁榮economiic reccessioon 經(jīng)濟衰衰退economiic deppressiion 經(jīng)濟濟蕭條economiic criisis 經(jīng)經(jīng)濟危機economiic reccoveryy 經(jīng)濟復(fù)蘇蘇inflatiion 通貨貨膨脹deflatiion 通貨貨收縮devaluaation 貨幣貶值revaluaation 貨幣增值internaationaal ballance of paaymentt 國際收支支favouraabl

11、e bbalancce 順差adversee balaance 逆逆差hard cuurrenccy 硬通貨貨 soft cuurrenccy 軟通貨貨internaationaal monnetaryy systtem 國際際貨幣制度the purrchasiing poower oof monney 貨幣幣購買力money iin cirrculattion 貨貨幣流通量note isssue 紙紙幣發(fā)行量nationaal buddget 國國家預(yù)算nationaal grooss prroductt 國民生產(chǎn)產(chǎn)總值public bond 公債stock, sharee 股票debent

12、uure 債券券treasurry billl 國庫券券debt chhain 債債務(wù)鏈direct exchaange 直直接（對角）套套匯indirecct excchangee 間接（三三角）套匯cross rrate, arbittrage rate 套匯匯率foreignn currrency (exchhange) reseerve 外外匯儲備foreignn exchhange flucttuatioon 外匯波波動foreignn exchhange crisiis 外匯危危機discounnt 貼現(xiàn)discounnt ratte, baank raate 貼現(xiàn)現(xiàn)率gold r

13、eeservee 黃金儲備備money (finanncial) markket 金融融市場stock eexchannge 股票票交易所broker 經(jīng)紀人commisssion 傭傭金bookkeeeping 簿記bookkeeeper 簿簿記員an appllicatiion foorm 申請請單bank sttatemeent 對帳帳單letter of crredit 信用證strong room, vaullt 保險庫庫equitabble taax sysstem 等等價稅則specimeen siggnaturre 簽字式式樣bankingg hourrs, buusiness

14、s houurs 營業(yè)業(yè)時間銀行英語口語新開帳戶What kiind off accoount ddid yoou havve in your mind?你想開哪種帳戶戶?Do you like to oppen a curreent acccountt?你想開一個活期期存款帳戶嗎嗎?A depossit orr currrent aaccounnt?定期還是活期?Please tell me hoow youu woulld likke to depossit yoour mooney.請告訴我你想存存何種戶頭?Theress a seervicee charrge foor thee ch

15、eccking accouunt buut no chargge forr the savinngs.支票戶頭要收服服務(wù)費，現(xiàn)金金戶頭不收。Our minnimum depossit foor a ssavinggs acccount is 1000 dolllars.我們儲蓄存款的的最低存款額額是100美美圓。Five yuuan iss the minimmum orriginaal depposit.最低起存款額是是5元。You cann openn a saavingss accoount aat anyy timee withh an iinitiaal depposit of 50

16、0 dolllars.你可隨時以500美圓的起存存額開立儲蓄蓄帳戶。Even onne yuaan is all rright.甚至一元也可以以起存。Here iss yourr pasbbook. Pleasse briing itt backk whenn you depossit orr withhdraw moneyy any time you llike. Keep it weell annd infform uus wheeneverr you lose it.這是你的存折，存存取款時請帶帶來。保管好好存折，遺失失請告訴我們們。I shoulld likke to open a c

17、urrrent accouunt.我想開一個活期期存款帳戶。I need a cheeckingg accoount sso thaat I ccan paay my bill.我需開個支票帳帳戶，這樣就就能付帳。Wed liike too knoww how we oppen a checkking-ssavinggs acccount.我們想知道如何何開一個支票票儲蓄帳戶。I have a cheeckingg accoount hhere.我在這里有一個個支票存款帳帳戶。I thinkk Id like a depposit accouunt.我想要開個定期期存款帳戶。Can I oop

18、en aa currrent aaccounnt herre?我能否在這兒開開個活期存款款帳戶？I want to oppen a depossit acccountt withh you.我要開個儲蓄帳帳戶。Id likke to open a depposit accouunt wiith yoou.我想在你們這兒兒開個定期存存款帳戶。Could yyou teell mee the diffeerencee betwween aa saviings aaccounnt andd a chheckinng acccount?請告訴我儲蓄存存款與支票存存款的區(qū)別好好嗎？Please tell

19、 me thhe proocedurre forr openning aa saviings aaccounnt.請告訴我開個儲儲蓄帳戶需要要什么手續(xù)。Will 1000 yuaan be enouggh forr a miinimumm depoosit?100元作最低低存款額夠嗎嗎？Id likke to know whethher a 200 yyuan ddeposiit willl be enouggh forr openning aa checcking accouunt.我想知道開一個個支票帳戶2200元存款款是否夠。Could yyou teell mee how to opp

20、eratee thiss accoount?請告訴我如何經(jīng)經(jīng)管這個帳戶戶好嗎？Is therre anyy miniimum ffor thhe firrst deepositt?第一次儲蓄有最最低限額嗎？How mucch doees eacch acccount cost?每個帳戶要花多多少錢？Useful Phrassescurrentt depoosit, curreent acccountt 活期存款款fixed ddeposiit, fiixed aaccounnt 定期存存款fixed ddeposiit by instaallmennts 零存存整取joint aaccounn

21、t 聯(lián)名存存款帳戶to openn an aaccounnt 開戶頭頭銀行英語口語存款How mucch do you wwant tto depposit with us?你想在我們這存存多少？How mucch do you wwish tto payy intoo yourr accoount?你希望在你的戶戶頭上存多少少？How mucch monney doo you plan to keeep inn yourr accoount oon a rregulaar bassis?你計劃在你的戶戶頭上定期存存放多少錢？How mucch cassh do you pplan tto d

22、epposit in yoour acccountt?你有多少錢要存存入呢？I thinkk you may ddeposiit youur monney wiith thhe bannk, orr leavve it here for ttemporrary ssafe-kkeepinng.我認為你可把錢錢存入銀行，或或留在銀行暫暫保管起來。Would yyou pllease fill in thhe deppositiing foorm, ggivingg the sum oof monney yooure to deepositt as wwell aas youur namme, a

23、dddresss and profeessionnal unnit?請?zhí)顝埓婵顔危瑢憣懨饕娴臄?shù)數(shù)額以及你的的姓名，地址址和工作的單單位，好嗎？I want to deepositt 300 yuan in myy accoount.我想在我的戶頭頭上存3000元。I want to deepositt thesse cheeques in myy accoount.我想把這些支票票存在我的戶戶頭上。Id likke to pay 2200 yuuan innto myy depoosit aaccounnt.我想在在我的定定期存款戶頭頭上存2000元。I want to deepositt

24、my ppaycheeck.我想存入我的工工資支票。Id likke to know whethher I can ccash aa cheqque heere.我想知道我能否否在這兌換支支票。Will yoou pleease ccash tthis ttravellers chequue?請兌現(xiàn)這張旅行行支票好嗎？Id likke to cash this moneyy ordeer.我想兌現(xiàn)這張匯匯款單。I want to caash thhe ballance of a traveelerss lettter off creddit.我要把旅行信用用證的結(jié)余兌兌現(xiàn)。Will yoou

25、pleease ttell mme wheether you cchargee for chequues?請告訴我兌換支支票收手續(xù)費費嗎？Could yyou teell mee how much the ccheckss costt?請告訴我這些支支票要花多少少錢？What iff I ovverdraaw?如果透支了怎么么辦？Please sign your name on thhe botttom lline iif youu wantt to ccash tthe chheck.如果想兌支票，請請在底線上簽簽名。Please writee yourr accoount nnumberr

26、 on tthe baack off the checkk.請在支票背面寫寫上你的帳號號。We honoored tthe chheck aas thee overrdraftt was only 5 yuaan.我們承兌這張支支票的透支額額只有5元。Please endorrse thhe cheeque.請背簽這張支票票。The traavelerrs chhecks cost 1.5% of thhe tottal ammount of puurchasse.旅行支票手續(xù)費費是購買總額額的1.5%。Heres the cchequee bookk. Wheen youu sendd a

27、chheque by poost bee careeful tto crooss itt, butt if yyou wiish too cashh a chheque yoursself, you mmust lleave it oopen.這是一本支票簿簿，你郵寄支支票時，注意意要在支票上上打叉線。但但是如果你本本人想開張兌兌現(xiàn)支票，就就不可打叉線線。Each chheque you wwrite will cost 2 dolllars.你每開一張支票票將花2美圓圓。Useful Wordss and Phrassesaccountt numbber 帳目目編號deposittor 存戶

28、戶pay-in slip 存款單a depossit foorm 存款款單a bandiing maachinee 自動存取取機to depoosit 存存款depositt receeipt 存存款收據(jù)privatee depoosits 私人存款certifiicate of deepositt 存單depositt bookk, passsbookk 存折credit card 信用卡princippal 本金金overdraaft, ooverdrraw 透支支to counnter ssign 雙雙簽to endoorse 背背書endorseer 背書人人to cashh 兌現(xiàn)to

29、 honoor a cchequee 兌付to dishhonor a cheeque 拒拒付to susppend ppaymennt 止付cheque,checkk 支票cheque book 支票本order cchequee 記名支票票bearer chequue 不記名名支票crossedd cheqque 橫線線支票blank cchequee 空白支票票rubber chequue 空頭支支票cheque stub, counnterfooil 票根根cash chheque 現(xiàn)金支票traveleers cchequee 旅行支票票cheque for ttransffer 轉(zhuǎn)

30、帳帳支票outstannding chequue 未付支支票canceleed cheeque 已已付支票forged chequue 偽支票票Bandars notte 莊票，銀銀票銀行英語口語取款、結(jié)余余Id likke to know if I can ddraw oon my accouunt foor payyment of thhings I buyy in TTianjiin.我想知道一下我我是否能提取取存款來支付付天津購物的的費用。I want to wiithdraaw 2000 dolllars ffrom mmy depposit accouunt.我要從我的定期期存款中

31、支取取200美圓圓。I want to cllose mmy acccount with you.我想結(jié)束在你們們這兒的帳戶戶。Id likke to draw 100 yyuan aagainsst thiis lettter oof creedit.我想從這份信用用證上提款1100元。May I ddraw mmoney againnst thhe lettter oof creedit hhere?我可以在這兒用用這份信用證證取錢嗎？Could yyou teell mee my bbalancce?能否把存款結(jié)余余金額告訴我我？Please let mme knoow my balan

32、nce.請告訴我結(jié)余金金額。I thinkk you can ddraw oon thiis acccount by chheque in paaymentt of ggoods.我以為你可用支支票提款支付付購物費用。Your baalancee at tthe baank iss 300 yuan.你在本行的結(jié)余余是300元元。Your deepositt is eexhaussted.你的存款支凈了了。Your leetter of crredit is ussed upp.你的信用證用完完了。Please tell me hoow youu wishh to ddraw yyour mm

33、oney.請告訴我你希望望怎樣支款。Fill ouur a wwithdrrawal form, pleaase.請?zhí)顚懭】顔巍he lettter oof creedit iis exhhausteed.信用證上的款子子已提清。The lettter aat Couunter 6 willl payy you againnst yoour nuumber slip.六號柜臺的出納納員將根據(jù)你你的號碼牌付付給你錢。Useful Wordss and Phrassesto closse an accouunt, tto cleear ann accoount 結(jié)結(jié)清to draww monee

34、y 取款drawingg-out slip 取款單the nummber sslip 號號碼牌a withddrawall formm 取款單to filll in tthe reeceiptt in ddupliccate 一一式兩份填這這張收據(jù)teller, cashhier 出出納員銀行英語口語兌換貨幣Please tell me hoow mucch youu wantt to cchangee.請告訴我你要換換多少。How mucch of the rremitttance do yoou wannt to conveert innto Jaapanesse yenn?你要把多少匯款

35、款換成日圓？What kiind off currrency do yoou wannt?要哪種貨幣？Whats it yoou wissh to changge?你有什么要換的的？What kiind off currrency do yoou wannt to changge?要換哪種貨幣？In whatt denoominattions?要什么面值的？Please tell me whhat noote yoou wannt.請告訴我要什么么鈔票。Will seeven ttens bbe alll righht?7張10元的可可以嗎？Is it iin traavelerrs chhe

36、quess?換旅行支票嗎？Id likke to know how II shalll givve it to yoou.我想知道如何付付錢給你。How wouuld yoou likke it?你要什么面額的的？Would yyou kiindly sign the eexchannge foorm, ggivingg yourr namee and addreess?請在兌換單上簽簽字，寫出你你的姓名和地地址，好嗎？Can youu channge mee somee moneey, pllease?能否請你給我兌兌換一些錢？Here itt is, some Frencch fraanc

37、s, Swisss franncs, AAmericcan doollarss and a feww Dutcch guiilderss.這些就是：一些些法國法郎，瑞瑞士法郎，美美圓和一些荷荷蘭盾。Would yyou pllease give me seeven ffive-ppound notess, fouur pouund nootes aand foour teen-shiillingg notees, annd thee restt in ssmall changge.請你給我7張55鎊紙幣，44張1鎊紙幣幣，4張100先令紙幣，剩剩下的要零票票。Would yyou miind

38、giiving me thhe sixx pencce in coppeers?勞駕給我6便士士的銅幣。Id likke to know if yoou couuld chhange this moneyy backk intoo U.S. dolllars ffor mee.我想知道能否把把這筆兌回成成美圓。Could yyou chhange thesee Frennch frrancs for mme?能給我兌換這些些法國法郎嗎嗎？Can youu givee me 1100 doollarss in SSwiss franccs?能否給我1000美圓的瑞士士法郎？Id likke to

39、 conveert thhe fulll amoount oof thee remiittancce intto U.SS. dolllars.我想把全部匯款款換成美圓。Id likke somme coiins foor thiis notte.我想把這張紙幣幣換成硬幣。Id likke to breakk thiss 50 ddollarr notee.我想把這張500美圓紙幣換換開。Five twwentiees andd ten singlles, ppleasee.請給我5張200元和10張張一元的。I need 300 ddollarrs in 100-ddollarr cheqq

40、ues.我要300美圓圓票面為1000美圓的支支票。I hope youlll givve me ten ttravellers chequues off 100 dollaars eaach.我希望給我100張面額為1100美圓的的旅行支票。In fivees, pllease.請給我5元票面面的。Could yyou giive mee somee smalll nottes?給我一些小票好好嗎？Useful Wordss and Phrassescurrenccy, mooney 貨貨幣money cchangiing 兌換換貨幣an exchhange form 兌換單bank noo

41、te 鈔票票note off largge dennominaation 大票note off smalll dennominaation 小票small cchangee 零錢subsidiiary mmoney 輔幣nickel piecee 鎳幣plasticc currrency notess 塑料鈔票票converttible moneyy 可兌換（黃黃金）紙幣銀行英語口語儲蓄存款利利息Whats the iintereest raate foor thee saviings aaccounnt?儲蓄存款的利率率是多少？Do you pay iintereest onn thiss

42、accoount?這種存款付給利利息嗎？Please tell me whhat thhe annnual iintereest raate iss.請告訴我年利率率是多少。Interesst is paid at thhe ratte of 1% peer annnum att pressent.目前每年的利率率是1%。It alloows yoou to earn a litttle iintereest onn yourr moneey.這可使你從存款款中獲得一點點利息。The acccount carriies innteresst of 4%.該存款有4%的的利息。The intte

43、restt is aadded to yoour acccountt everry yeaar.每年的利息都加加到你的存款款中。The intterestt ratee for the ssavinggs acccount is 4%.儲蓄存款的利率率是4%。It variies frrom tiime too timee. At preseent itt is 66%.（年息）每個時時期都不同，現(xiàn)現(xiàn)在是六厘。Useful Wordss and Phrassesinteresst ratte 利率simple interrest 單單利compounnd intterestt 復(fù)利legal

44、iintereest 法定定利息prime rrate 優(yōu)優(yōu)待利率payablee inteerest 應(yīng)付利息lendingg ratee 貸款利率率usury 高高利貸the subbsidy rate for vvalue-preseerved savinngs 保值值儲蓄補貼率率銀行英語口語外匯率Tell mee the curreent raate foor RMBB, pleease.請告訴我人民幣幣的現(xiàn)價。Whats your selliing raate foor RMBB yuann in nnotes todayy?你們今天人民幣幣現(xiàn)鈔的售價價是多少？Whats the ddollarr g