ThehistoryofChinesebankingsystem1Teammembers沈苛莉楊旭勞燕瓊ThehistoryofChineThehistoryofChinesebankingsystemThemodernChinesebankingsystem2ThehistoryofChinesebankingThebeginning

ofChinesebankingindustryTheriseof

China

BankingIndustry

Bureaucratcapital

system(官僚資本體系）

Rebuildstate-ownedfinancial

system（重建國有金融體系）3Thebeginning

ofChinesebankibeuptoone'sneck[eyes]indebt（債臺高筑）InChinesehistory,borrowingbehaviorappearedearly.DuringtheWarringStatesPeriod(戰國時期),thereweremanycasesaboutborrowing.4beuptoone'sneck[eyes]inCabinet

Fang（柜坊）Jiaozishop

（交子鋪）old-styleChineseprivatebank

（錢莊）Exchangeshop(票號)5Cabinet

Fang（柜坊）Jiaozishop（currencyexchange(貨幣兌換)Bulliontradingbusiness(生金銀買賣)6currencyexchange(貨幣兌換)BullionJiaozi(交子)7Jiaozi7ExchangeShop(票號）IndustrialandcommercialexchangeDepositandloanbusiness(存放款業務)Rishengchangisthe

first

bank

inChina,meaningsunrise

over

prosperity.Nowitisconvertedintoamuseum8ExchangeShop(票號）IndustrialaForeignbanksinChina

is

theearliest

Chinese

modern

bank.AttheendofQingDynasty,therewerestill52foreignbanks.DeutscheAsiatischeBank(德國德華銀行)Citibank(美國花旗銀行)HSBC(HongKongandShanghaiBankingCorporation)(英國匯豐銀行)9ForeignbanksinChina

is

theIn1897,theImperialBankof

China(中國通商銀行)wasbuilt,itwasthefirstChinesePrivatebusinessbank.Anditwasalsothefirstjoint-stocksystembank(股份制銀行).Theestablishment

oftheImperialBankofChinastartedanewerainChinesebankingindustry.10In1897,theImperialBankof

Fourbigfamilies(四大家族)JiangSongKongChengThecentralbankTheBankofChinaBankofCommunicationsThefarmers'Bank

centraltrustofChina

Bureau

of

postalremittance

四行兩局11Fourbigfamilies(四大家族)ThThreespecializedbanks

(三大專業性銀行)TheBankofChinaChinaConstructionBankAgriculturalBankofChina12TheBankofChinaChinaConstr中國銀行招商銀行交通銀行中國工商銀行中國農業銀行中國民生銀行中國光大銀行國家開發銀行中國建設銀行中國人民銀行CCB(ChinaConstuctionBank)ABC(AgriculturalBankofChina)

CMB(ChinaMerchantsBank)CEB(ChianEverbrightBank)

CDB（ChinaDevelopmentBank）ICBC(IndustrialandCommercialBankofChina)BOC（BankofChina)

CMBC（ChinaMinshengBanking）

BCM(BankofCommunications)PBC（People’sBankofChina)13中國銀行CCB(ChinaConstuctionBankThepeople'sbankofChinaChinaBankingRegulatoryCommission

(中國銀行業監督管理委員會)Non-commercialbankCommercialBankOtherfinancialinstitutionsSelf-disciplineorganization（自律組織）ChineseBankingSystem14Thepeople'sbankofChinaChinChinese

bankingsystem

Thecentralbank

Regulators（監管部門）Self-disciplineorganization（自律組織）15Chinese

bankingsystemThecenThepeople'sbankofChinaisChina'scentralbankthepeople‘sbankofChinaundertheleadershipofthestatecouncil（國務院）formulateandimplementmonetarypolicies（制定和執行貨幣政策）preventanddefusefinancialrisks

maintainingfinancialstability16Thepeople'sbankofChinaisChinaBankingRegulatoryCommission中國銀行業監督管理委員會Bankingregulators

responsibleforthebankingfinancialinstitutionstoregulate17ChinaBankingRegulatoryComminon-commercialbank

政策性銀行ChinaDevelopmentBankTheExport-ImportBankofChinaAgricultureDevelopmentBankofChina

undertheleadershipofthestatecouncil18non-commercialbank政策性銀行Chinanon-commercialbank’sprincipleguaranteetherelationshipbetweenthekeyconstructionofnationaleconomyandsocialdevelopmentestablishinvestmentloanscensorship（審查制度）assumecorrespondingresponsibilityandriskpreventblindinvestment,redundantconstruction.19non-commercialbank’sprinciplCommercialBank(商業銀行）Fivebigstate-ownedcommercialBanks

12nationalshareholdingcommercialbanks138citycommercialbanksandabout262ruralcommercialbanks20CommercialBank(商業銀行）FivebigThebasicfunctionsofcommercialBanksRegulatingtheeconomy（調節經濟）Creditcreation（信用創造）Creditintermediary（信用中介）Payintermediary（支付中介）Financialservices（信用服務）21ThebasicfunctionsofcommercOtherfinancialinstitutionsCreditcooperationagencies

financialassetsmanagementcompanies（資產管理公司）trustinvestmentcompanies（信托公司）financecompanies（財務公司）

leasingcompanies（租賃公司）…………….22OtherfinancialinstitutionsCrThankyou！23Thankyou！23ThehistoryofChinesebankingsystem1Teammembers沈苛莉楊旭勞燕瓊ThehistoryofChineThehistoryofChinesebankingsystemThemodernChinesebankingsystem2ThehistoryofChinesebankingThebeginning

ofChinesebankingindustryTheriseof

China

BankingIndustry

Bureaucratcapital

system(官僚資本體系）

Rebuildstate-ownedfinancial

system（重建國有金融體系）3Thebeginning

ofChinesebankibeuptoone'sneck[eyes]indebt（債臺高筑）InChinesehistory,borrowingbehaviorappearedearly.DuringtheWarringStatesPeriod(戰國時期),thereweremanycasesaboutborrowing.4beuptoone'sneck[eyes]inCabinet

Fang（柜坊）Jiaozishop

（交子鋪）old-styleChineseprivatebank

（錢莊）Exchangeshop(票號)5Cabinet

Fang（柜坊）Jiaozishop（currencyexchange(貨幣兌換)Bulliontradingbusiness(生金銀買賣)6currencyexchange(貨幣兌換)BullionJiaozi(交子)7Jiaozi7ExchangeShop(票號）IndustrialandcommercialexchangeDepositandloanbusiness(存放款業務)Rishengchangisthe

first

bank

inChina,meaningsunrise

over

prosperity.Nowitisconvertedintoamuseum8ExchangeShop(票號）IndustrialaForeignbanksinChina

is

theearliest

Chinese

modern

bank.AttheendofQingDynasty,therewerestill52foreignbanks.DeutscheAsiatischeBank(德國德華銀行)Citibank(美國花旗銀行)HSBC(HongKongandShanghaiBankingCorporation)(英國匯豐銀行)9ForeignbanksinChina

is

theIn1897,theImperialBankof

China(中國通商銀行)wasbuilt,itwasthefirstChinesePrivatebusinessbank.Anditwasalsothefirstjoint-stocksystembank(股份制銀行).Theestablishment

oftheImperialBankofChinastartedanewerainChinesebankingindustry.10In1897,theImperialBankof

Fourbigfamilies(四大家族)JiangSongKongChengThecentralbankTheBankofChinaBankofCommunicationsThefarmers'Bank

centraltrustofChina

Bureau

of

postalremittance

四行兩局11Fourbigfamilies(四大家族)ThThreespecializedbanks

(三大專業性銀行)TheBankofChinaChinaConstructionBankAgriculturalBankofChina12TheBankofChinaChinaConstr中國銀行招商銀行交通銀行中國工商銀行中國農業銀行中國民生銀行中國光大銀行國家開發銀行中國建設銀行中國人民銀行CCB(ChinaConstuctionBank)ABC(AgriculturalBankofChina)

CMB(ChinaMerchantsBank)CEB(ChianEverbrightBank)

CDB（ChinaDevelopmentBank）ICBC(IndustrialandCommercialBankofChina)BOC（BankofChina)

CMBC（ChinaMinshengBanking）

BCM(BankofCommunications)PBC（People’sBankofChina)13中國銀行CCB(ChinaConstuctionBankThepeople'sbankofChinaChinaBankingRegulatoryCommission

(中國銀行業監督管理委員會)Non-commercialbankCommercialBankOtherfinancialinstitutionsSelf-disciplineorganization（自律組織）ChineseBankingSystem14Thepeople'sbankofChinaChinChinese

bankingsystem

Thecentralbank

Regulators（監管部門）Self-disciplineorganization（自律組織）15Chinese

bankingsystemThecenThepeople'sbankofChinaisChina'scentralbankthepeople‘sbankofChinaundertheleadershipofthestatecouncil（國務院）formulateandimplementmonetarypolicies（制定和執行貨幣政策）preventanddefusefinancialrisks

maintainingfinancialstability16Thepeople'sbankofChinaisChinaBankingRegulatoryCommission中國銀行業監督管理委員會Bankingregulators

responsibleforthebankingfinancialinstitutionstoregulate17ChinaBankingRegulatoryComminon-commercialbank

政策性銀行ChinaDevelopmentBankTheExport-ImportBankofChinaAgricultureDevelopmentBankofChina

undertheleadershipofthestatecouncil18non-commercialbank政策性銀行Chinanon-commercialbank’sprincipleguaranteetherelationshipbetweenthekeycon