1、模板一：單一通用客戶,流動資金貸款需求量參考測算表,客戶名稱：, ,單位：萬元,項目,科目,數值,科目,數值,財務報表數據,當年主營業(yè)務收入,0.00 ,當年主營業(yè)務成本,0.00 ,當年其他業(yè)務收入,0.00 ,當年其他業(yè)務成本,0.00 ,當年經營收入,0.00 ,當年經營成本,0.00 ,當年利潤總額,0.00 ,當年非經營性損益,0.00 ,當年資產減值損失,當年公允價值變動凈收益,當年投資收益,當年營業(yè)外收支凈額,0,當年銷售利潤率, ,上年應收賬款,0.00 ,當年應收賬款,0.00 ,上年預付賬款,0.00 ,當年預付賬款,0.00 ,上年存貨,0.00 ,當年存貨,0.00 ,

2、上年預收賬款,0.00 ,當年預收賬款,0,上年應付帳款,0.00 ,當年應付帳款,0.00 ,上年長期資產投入應付款,0.00 ,當年長期資產投入應付款,0.00 ,上年有效應付帳款,0.00 ,當年有效應付賬款,0.00 ,財務指標測算,應收賬款周轉次數, ,應收賬款周轉天數,0.00 ,預付賬款周轉次數, ,預付賬款周轉天數,0.00 ,存貨周轉次數, ,存貨周轉天數,0.00 ,預收賬款周轉次數, ,預收賬款周轉天數,0.00 ,應付帳款周轉次數, ,應付帳款周轉天數,0.00 ,營運資金測算,營運資金周轉次數,近三年經營收入平均增長率,0.00 ,當年經營收入增長率,0.00 ,上年

3、經營收入增長率,0.00 ,上兩年經營收入增長率,0.00 ,未調整營運資金量,商業(yè),預計當年經營收入增長率,0.00 ,其他,調整后的營運資金量, ,客戶行業(yè)類型,商業(yè),保險調節(jié)系數,1.2,預計營運資金量,貸款需求量測算,當期借款人自有資金,0.00 ,當期流動資產,0.00 ,當期流動負債,0.00 ,現(xiàn)有流動資金貸款,0.00 ,當期短期借款,0.00 ,當期中長期流貸,0.00 ,其他渠道營運資金,0.00 ,發(fā)行股票、債券或信托,0.00 ,股東或關聯(lián)企業(yè)借款,0.00 ,商業(yè)信用,0.00 ,財政撥款或非銀行融資,0.00 ,置換他行流貸,0.00 ,其他資金來源,0.00 ,新

4、增流貸需求額度,流動資金貸款需求額度測算情況說明：,1、預計當年經營收入增長率：,2、其他渠道營運資金：, ,填表說明： 1、“當年數據”取最近年度財務報表數據，“上年數據”取上年度（相對最近年度）財務報表數據，當期數據取最近一期月度或季度財務報表數據； 2、長期資產投入應付款指應付帳款中用于長期資產購置的應付未付款項； 3、“預計當年主營業(yè)務增長率”原則上以客戶前三年主營業(yè)務收入平均增長水平為依據，結合客戶當年主營業(yè)務收入計劃予以確定，并盡量提供客戶當年生產經營計劃的證明材料； 4、“保險調節(jié)系數”直接按客戶類別進行選擇確定； 5 、“現(xiàn)有流動資金貸款”指借款人當期財務報表中的短期借款余額和中長期流貸余額； 6、 “其他渠道營運資金”指借款人發(fā)行短期債券、信托、股票、融資租賃、通過關聯(lián)企業(yè)借款、股東注資、財政撥款、商業(yè)信用、財政撥款、非銀行融資等方式取得的用于補充日常營運資金的融資。其他資金來源指不在上