ICS

03.060

CCS

A11

中華人民共和國國家標準

GB/T44892—2024

保險業車型識別編碼規則

Codingrulesforvehicletypeidentificationofinsurance

2024-10-26發布2024-10-26實施

國家市場監督管理總局發布

國家標準化管理委員會

GB/T44892—2024

目次

前言

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Ⅲ

1

范圍

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1

2

規范性引用文件

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1

3

術語和定義

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1

4

編碼規則

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1

4.1

代碼結構

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1

4.2

車型代碼

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1

4.3

類別代碼

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3

4.4

系別代碼

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3

4.5

風險代碼

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3

Ⅰ

GB/T44892—2024

前言

本文件按照GB/T1.1—2020《標準化工作導則第1部分：標準化文件的結構和起草規則》的規

定起草。

請注意本文件的某些內容可能涉及專利。本文件的發布機構不承擔識別專利的責任。

本文件由全國金融標準化技術委員會（SAC/TC180）歸口。

本文件起草單位：中國保險行業協會、中國人民財產保險股份有限公司、中國平安財產保險股份有

限公司、北京精友世紀軟件技術有限公司。

本文件主要起草人：徐鐘抒、張鳴飛、牛志偉、馮彥成、馬濤、曹學軍。

Ⅲ

GB/T44892—2024

保險業車型識別編碼規則

1范圍

本文件規定了保險行業中車型代碼及車型識別代碼的編碼規則。

本文件適用于保險行業業務中的投保車型標識、風險識別活動和管理。

2規范性引用文件

下列文件中的內容通過文中的規范性引用而構成本文件必不可少的條款。其中，注日期的引用文

件，僅該日期對應的版本適用于本文件；不注日期的引用文件，其最新版本（包括所有的修改單）適用

于本文件。

GA802—2019道路交通管理機動車類型

3術語和定義

下列術語和定義適用于本文件。

3.1

車型vehicletype

根據車輛品牌、車系、配置款型確定的具體車輛類型。

3.2

車型識別代碼codeofvehicletypeidentification

保險業中標識車型風險因素的代碼。

注：車型風險發生變化，車型識別代碼也隨之發生變化，該代碼屬于動態代碼。

4編碼規則

4.1代碼結構

車型識別代碼采用17位數字和字母混合碼，由車型代碼、類別代碼、系別代碼和風險代碼復合而

成。車型識別代碼結構示意圖如圖1所示。

圖1車型識別代碼結構示意圖

4.2車型代碼

4.2.1車型代碼結構

車型代碼采用12位數字和