OpenQuestions

1.Whatisnon-tradesettlement?2.Whatshouldwepayattentiontoinaletteraboutnon-tradesettlement?3.Howtorespondtoanon-tradesettlementletter?TeachingPlan

Thischapterwillcover3hours.2hoursfortheintroductionofbackgroundinformationandexplanationsoftermsandthetexts.Andtheother1hourfordiscussionandpractice.TeachingMethodsTranslationofkeysentencesParaphrasingofkeywordsandexpressionsExplanationofnewtermsSummarizingofkeypassagesDiscussionofimportantissuesQuestionsandanswers:interactionbetweenteachersandstudentsWords&Expressionsaccept接受、承兌mature到期Acceptedtomatureon2edAprilpresentsthtosb將某物提交給某人Drafthasbeenpresentedtodraweeandreturnedunpaidwiththefollowinganswer.withholdingtax預扣款deduct減去、扣除amountingto總計Non-Residentwithholdingtax

amountingto3000RMBhasbeendeductedbythisbankfrominterestonthiscollection.subjecttosth以某事物為條件、取決于某事物Immediatecredithasbeengivenforthisitemsubjecttofinalpayment.SampleSentences1.Proceedsasdetailedbelowhasbeenremittedtothecreditofyour/…currencyaccountwithouroffice.2.Proceedsasdetailedbelowhasbeenremittedtoyoubytelegraphictransferthroughouroffice.3.Pendingyourfurtherinstructions,weareholdingthisdraftforpresentationonarrivalof….4.Billhasbeenprotestedfornon-acceptance/non-payment.5.Withreferencetoyourletterdatedon10thAugust2019,wefindthatthecoverfor…6.Inaccordancewiththestandingagencyarrangementsbetweenus,youhadtopaythesaidcoverto…7.Inordertofacilitateourmutualcooperation,wewouldliketobringyourattentiontothematter8.Areceiptfromthebankfortaxdeductedwillbeavailableonrequest.E-CTranslation1.YouarerequestedtoinformForexDept.ofourHongKongBranchbytelexofthedailyclosingbalanceontheSpecialAccountattheopeningofeachbusinessday.譯文1.請你方在每個營業日開始時用電傳將特別賬戶上每日的結賬余額告知我香港分行的外匯部。2.WeunderstandthatyourHeadOfficehasauthorizedyoutoactasouragentfortheencashmentofTraveler’sChecksissuedbyABCBankandwehavepleasurethereforeinenclosingforyourfilesourcontroldocumentsrelatingtotheirencashment.譯文2.我方了解你總部已授權你行作為我行的代理行負責兌現由ABC銀行出具的旅行支票。因此，我行將關于兌現的控制文件附上以供你方存檔。3.Inthisconnection,wewishtocallyourattentiontotheregulationsofourbankwhichrequirethatallunutilizedblankchecksbereturnedtousatthetimeofclosingtheaccount.譯文3.在此方面，我們想提請你方注意我行的規定，該規定要求所有未使用的支票都必須在注銷帳戶時返還我們。4.Thisistonotifyyouthatinterestistobecalculatedonthecreditbalancesat2.5%p.a.andchargedat4%p.a.onoverdraftsinyourRenminbiaccountwithus,whichiseffectiveinMarch1,2019.譯文4.現通知你行，你方人民幣賬戶的貸方余額以年息2.5%計息、透支以4%計息，該利率自2019年3月1日起生效。C-ETranslation5.我方收到你方2019年10月23日信函，要求我方匯寄你方第342號賬戶未達余額至你方在ABC銀行開立的賬戶。譯文5.WehavereceivedyourletterdatedOctober23,2019,askingustoremittheoutstandingbalanceofyouraccountNo.342toyouraccountwithABCbank.6.為便于我方追蹤該款項，請你方告知何時及通過哪個銀行將該款項付給我方。譯文6.Inordertofacilitateourworkintracingthesaidaccount,weshallappreciateitifyouwillletusknowwhenandthroughwhichbankyoureimburseus.7.提及上述事項，標題銀行告知我方關于其9月2日發出的通知內容，即該行已通過你行向我行支付標題款項的金額以償付我行對該匯票的支付。譯文7.Withreferencetothecaptioneditem,weareinformedbythesubjectbankaspertheirnoticedated2edSeptember,thatincoverofourpaymentofthesaiddraft,theyhavereimbursedusthroughyourbankwiththecaptionedamount.8.直至現在，我方還不能查詢到你方將相關的頭寸貸記我方的記錄，請審查你方記錄并盡早回復。譯文8.Uptothemoment,wecannottraceyourcreditinguswiththerelativecover,pleasereviewyourrecordsandreplywithoutdelay.SampleVersionCheckNo…for…WearesendingyouherewiththecaptionedcheckdrawnbyyourdepositorMr.JohnsononyourBankandrequestyoutoissue,inplacement,ademanddraftpayabletoyourorderinitsequivalentPoundsSterlingandsendsametous.Weconfirmthecorrectnessofthedrawee’ssignatureonthecheckandlo