A.1)ItisVictorianbrass.2)Thestallholdersaysit'sworthtwentyquid.3)Thestallholderisaskingfifteenforit.4)Itmeans“pound”.5)HesaysthatLucymustbejoking,andhepaidmorethanthatforithimself.B.1)Fifteen,fourteen,thirteen,andtwelvefifty.2)Ten,eleven,twelveandtwelvefifty.【原文】Lucy:Excuseme.Stallholder:Yes,Miss?Lucy:Howmuchdoyouwantforthisplate?Stallholder:Letmesee.Oh,yes..,that'salovelyexampleofVictorianbrass.It'sworthtwentyquid.Lucy:Twentypounds!Oh,that'stoomuchforme.It'sapity.It'sreallynice.Stallholder:Ah,Isaidit'sworthtwentyquid.I'monlyaskingfifteenforit.Lucy:Fifteenpounds?Lucy:Excuseme.Stallholder:Yes,Miss?Lucy:Howmuchdoyouwantforthisplate?Stallholder:Letmesee.Oh,yes..,that'salovelyexampleofVictorianbrass.It'sworthtwentyquid.Lucy:Twentypounds!Oh,that'stoomuchforme.It'sapity.It'sreallynice.Stallholder:Ah,Isaidit'sworthtwentyquid.I'monlyaskingfifteenforit.Lucy:Fifteenpounds?Stallholder:Yes.It'sarealbargain.Lucy:Oh,I'msureitis,butIcan'taffordthat!Stallholder:Well,look..,justforyou,I'llmakeitfourteenquid.Ican'tgoanylowerthanthat.Lucy:I'llgiveyouten.Stallholder:Ten!Comeon,love.Youmustbejoking!Ipaidmorethanthatforitmyself.Fourteen.It'swortheverypenny.Lucy:Well,perhapsIcouldgiveyoueleven.Stallholder:Thirteen.That'smyfinaloffer.Lucy:Twelve.Stallholder:Twelvefifty.Lucy:Allright,twelvefifty.Stallholder:Thereyouare,love.You'vegotarealbargainthere.Lucy:Yes,thankyouverymuch.Task3【答案】A.1)makeout2)drawout3)letters4)ONLY;words5)amount;numbers6)last,signatureB.3,March,2011;Cash;Twentypoundsonly;￡20----00;signature【原文】Alex:Goodmorning.Cashier:Goodmorning.Alex:Iwould…Iwouldliketoknowhowtomakeoutthischeck?Cashier:Right.Em...Doyouwanttodrawoutsomemoney?Alex:Yes.￡200.Cashier:￡200.OK.Well,thefirstthingyouneedtodoiswritetoday'sdateinthetopright-handcornerwhereyouseetheline,atthetopyouwritejusttoday'sdate...andtheyear.Youmustputtheyearin.AndifyouwanttodrawoutmoneyafteritsaysPAY...canyouseeoverontheleft-handside?Alex:Thefirst...line?Cashier:That'sit.OnthefirstlineitsaysPAYandyouwriteCASHafterwards.Alex:Inletters?Cashier:Yes.CASH,youwriteCASH,OK?Thenbelowthat,rightbelowthat,youhavetowritetheamountofmoneyyouwant.SojusttwohundredpoundsandthenyouwriteONLYattheendinwords.Thenattheendofthatlinewhereyoucanseethebox,seeoverontheright-handside,youhavetowritetheamountyouwantinnumbers.Andthenbelowthebox,thelastthingyouhavetodointhebottomright-handcornerisjustwriteyoursignature.Alex:Thankyouverymuch.Cashier:Okay.Bye-byethen.Alex:Bye.Task4【答案】A.1)$7.562)$0.6for8percentsalestax.3)$8.164)$10.165)2bucks.B.1)tube;$1.09;bars;$.85;tube;$1.39;bottle;$.79;box;$.99;$.29;stick;$.98;tube;$.89;package;$.692)Here'syourchange【原文】Cashier:Next?Li:I'mnext.Cashier:Let'sseenow.Youhaveonefamily-sizetubeoftoothpaste:$1.09.Threebarsofsoap:$.85.Atubeofshampoo:$1.39.Abottleofaspirin:$.79.OneboxofKleenex:$.99.Aor1￠;$.05or5￠;$.10or10￠;$.25or25￠;and$.50or50￠.Theyarereferredrespectivelytoapenny,acent,oronecent;anickelorfivecents;adimeortencents;aquarter,twobitsortwenty-fivecents;andafifty-centpiece.Coinsarecalled"change","smallchange"or"silver",thoughtheyaren'tmadeofsilveranymore.Coinsaregenerallyrecognizedbytheirsize,butsomebody"goofed"onthedime,whichissmallerthaneitheranickelorapenny.Alltheothersareinsizeorder.Task6【答案】1)Itmeanswedon'tcarrymostofourweeklyormonthlywagearoundinourpockets,andwedon'tleaveitathomewhereitmighteasilybestolen.2)Becausewedon'twanttotravelaroundthecitywithhundredsofdollarsincashtopaythesebills,nordowewanttowastethetimeandcarfare.3)Theauthorrecommendsanaccountthatisasavingsandacheckingaccountinone.4)Becauseoftencommercialbankshavemanyofficesinacityortown.5)Yousignyournameonthebackofthecheck,markit"fordepositonly"anddepositthemoneyinyouraccount.6)Itisgenerallyabout$4permonthor15￠foreverycheckyouwrite.7)Youshouldhavereceivedinthemailallyourbills,suchastherent,thegasandelectricity,thephone,perhapsadoctorordentistbill,etc.8)Youcanuseasmallplasticcardtotellthecomputertotransferthesameamountofmoneyfromyoursavingstoyourcheckingaccount.9)No,itdoesn’t.10)Thecomputerwillobligeaslongasyouhavetheamountyou'reaskingforinyouraccount.【原文】Wehavearuleofthumb:"Don'tcarryaroundanymorecashthanyoucanaffordtohavestolen."Thismeanswedon'tcarrymostofourweeklyormonthlywagearoundinourpockets,andwedon'tleaveitathomewhereitmighteasilybestolen.Furthermore,wehavetopaycertainbillseverymonth.Wedon'twanttotravelaroundthecitywithhundredsofdollarsincashtopaythesebills,nordowewanttowastethetimeandcarfare.Soweneedbankaccounts.Andsodoyou.ThekindsofsavingsandcheckingaccountsavailableintheUSarenumerousandcomplex,butasyouwillhaveonlyasmallamountofmoneytodealwitheachmonth,yourchoicesarelimited.Letusrecommendtoyouanaccountthatisbothasavingsandacheckingaccountinone.Thoughtheyarecalledbyawidevarietyofnames—eachbankgivesitsaccountadifferentname—theyallfollowessentiallythesamepattern.Wethinkthatsavingsbanksgenerallygiveslightlybetterdealstopeoplelikeyouwithlittlemoney,butyoushouldaskpeopleinyourareawhat'sthebest,cheapestandmostconvenient.Oftencommercialbankshavemany,manymoreofficesinacityortown,andthatmakesbankingeasierforyou.Howdoesallthiswork?YoureceiveyourmonthlymoneyfromtheChinesegovernment,probablyintheformofacheck,apieceofpaperwithyournameonitandtheamountyouareentitledto,say$420.Yousignyournameonthebackofthecheck,markit"fordepositonly"anddepositthemoneyinyouraccount.Thenyouwithdraw,say,$50topayforgroceries,carfareandotherdailyexpenses,"spendingmoney"or"pocketmoney".Theremaining$370willearnabout5percentinterestfromthedayitisdepositeduntilthedayyoutakeitout.Inthisway,yourinterestonthesavingsaccountmaybeenoughmoneytocoverthecostoftheaccount,generallyabout$4permonthor15￠foreverycheckyouwrite.Byaboutthe10thofeverymonthyoushouldhavereceivedinthemailallyourbills—therent,thegasandelectricity,thephone,perhapsadoctorordentistbill,etc.Yousitdownwithyourcheckbookandwriteachecktopayeachperson.Puteachcheckintheproperenvelope,whichgenerallyhasareturnenvelopewithit,stampthemandmailthem.Youaddupthechecks—let'ssayit's$220,andgotoyourbank.Withasmallplasticcardyoucangiveacomputerdirectionsregardingyouraccount:youcantellthecomputertotransfer$220fromyoursavingstoyourcheckingaccount.That$220willnolongerearnanyinterest;itwillsitinyourcheckingaccountuntilthelandlordandtheotherstakeyourchecksanddepositthemintheirbanks.Then,theproperamountwillbedeductedfromyourcheckingaccountandeverybodywillbehappy.Ifyouroriginal$50cashrunsout,youcantakeyourlittleplasticcardandaskthecomputertogiveyousomecash.Thecomputerwillobligeaslongasyouhavetheamountyou'reaskingforinyouraccount.Ifyoudon't—computersareverysmart!Task7【答案】A.1)F2)F3)T4)F5)TB.1)Thegoodsboughtbyhirepurchaseare,inalmosteverycase,goodsthatwilllast—radioandtelevisionsets,washingmachines,refrigerators,motor-carsandmotor-cycles,andarticlesoffurniture.2)Ithelpsnewly-marriedcoupleswithsmallincomestofurnishtheirhomes;increasesthedemandforgoods,andinthiswayhelpstradeandemployment;andbyhirepurchase,familiescanspendlessmoney,orperhapsnomoney,inuselessorperhapsharmfulways,forexample,ontoomuchalcoholdrink.3)Thereisthedangerthatwhentradeisbad,hirepurchasebuyingmayendsuddenlyandmaketrademuchworse,with,asaresult,agreatincreaseinunemployment.【原文】Thissystemofbuyinggoodsbecameverycommonduringthefirsthalfofthetwentiethcentury.TodayalargeproportionofallthefamiliesinGreatBritainbuyfurniture,householdgoodsandcarsbyhirepurchase.IntheUSA,theproportionismuchhigherthaninGreatBritain,andpeopletherespendover10percentoftheirincomeonhirepurchaseinstallments.Thegoodsboughtbyhirepurchaseare,inalmosteverycase,goodsthatwilllast—radioandtelevisionsets,washingmachines,refrigerators,motor-carsandmotor-cycles,andarticlesoffurniture.Thepriceofanarticleboughtinthiswayisalwayshigherthanthepricethatwouldbepaidincash.Thereisachargeforinterest.Thebuyerpaysaproportion,perhapsonequarteroronethird,ofthepricewhenthegoodsaredeliveredtohim.Hethenmakesregularpayments,weeklyormonthly,untilthefullpricehasbeenpaid.Thelegalownershipofthegoodsremainswiththeselleruntilthefinalpaymenthasbeenmade.Hirepurchasehasadvantagesanddisadvantages.Ithelpsnewlymarriedcoupleswithsmallincomestofurnishtheirhomes.Itincreasesthedemandforgoods,andinthiswayhelpstradeandemployment.Iffamiliesarepayingeachmonthinstallmentsonsuchhouseholdgoodsasawashing-machineandacar,theyspendlessmoney,orperhapsnomoney,inuselessorperhapsharmfulways,forexample,ontoomuchalcohol.Thereis,however,thedangerthatwhentradeisbad,hirepurchasebuyingmayendsuddenlyandmaketrademuchworse,with,asaresult,agreatincreaseinunemployment.Thisiswhy,insomecountries,thegovernmentcontrolshirepurchasebyfixingtheproportionofthefirstpaymentsandtheinstallments.Task8【答案】A.FormBCURRENTACCOUNTFORMFULLNAMEHELENANDREWSADDRESS33BEDFORDROADLONDONE14AMOUNT&2,000CHECKBOOKYES□√N(yùn)O□RATEOFINTERESTYES□NO□√B.1)Themoneycomesfromthepremiumbonds2)Shehasonlyhadapostofficesavingsaccountuntilnow.3)Hethinksmostpeoplehavecurrentaccountsiftheyhavenotgotanawfullotofmoneyandtheyneedtouseitregularly.4)Becausethebankdoesn’tgiveachequecarduntilonehashadanaccountwiththebankforsixmonths.5)Thefactthatnoonewouldaccepthercheckswithoutacheckcardmakesherreconsidereverythingagain.【原文】BankManager:Now,MissAndrews,howmuchdoyouactuallywanttodepositwithusinyournewaccount?

HelenAndrews:Well,it'sjustaroundtwothousandpoundsthatIwononthepremiumbonds.

BankManager:Right.Inowneedyourfullnameandaddress.HelenAndrews:HelenAndrews.33BedfordRoad...BankManager:HelenAndrews:Wouldyoupleasespellthat?

HelenAndrews:A-N-D-R-E-W-S.

BankManager:Address?

HelenAndrews:33Bedford,that'sB-E-D-F-O--R-D

....

BankManager:So33Bedford

....HelenAndrews:Road,LondonEl4.

BankManager:Right,er...nowdoyouwantadepositoracurrentaccount?

HelenAndrews:Well,Iwanttobeabletotakemymoneyoutatanytime.

BankManager:Isee.Soyouprobablywantacurrentaccount.

HelenAndrews:Well,ifyousayso.I'veonlyhadapostofficesavingsaccountuntilnow.

BankManager:Well,withacurrentaccountyoucan...haveachequebook,oryoucancomeintothebankandtakethemoneyoutasyoulike.

Ofcourse,there'snointerestonacurrentaccount.

HelenAndrews:Notatall?

BankManager:No.Ifyouputitintoasevenday'sdepositaccount,

ofcourse,yougetinterest,butinacurrentaccount,none.

HelenAndrews:Well,mostpeoplehavecurrentaccounts,don'tthey?

BankManager:Well,theydoifthey'venotgotanawfullotofmoneyandtheyneedtouseitregularly.

Eh...sothat'sprobablythebestthingforyou.

HelenAndrews:Well,you'llgivemeachequebook,won'tyou?

BankManager:I'llgiveyouachequebookimmediately,yes,er...HelenAndrews:Doyouneedmysignature?

BankManager:Ahyes,we'llneeder...twoorthreespecimensignatures...HelenAndrews:OK.AndIwillgetachequecard...

ImeanoneofthosecardswhichI'mallowedtouseforuptofiftypoundsaday.

BankManager:Eh,eh,nowwedon'tactuallygiveachequecarduntilyou'vehadanaccountwithusforsixmonths.

HelenAndrews:Sixmonths?

BankManager:Yes,wehavetoseehowtheaccount'sgoing,yousee.

HelenAndrews:Butthat'scrazy.ImeanIusedtoworkinashopandwe’dneveracceptchequeswithoutachequecard,Imeannoonewillacceptmymoney.

BankManager:Well,er...thisishowwework,I'mafraid.

HelenAndrews:Well,I’llhavetoreconsidereverythingagain,Ithink.Ihadnoideayouwereasstrictasthis...Task9【答案】A.1)100pence2)12pence3)1penny4)"twoshillings"coin5)oneyear6)19717)19848)1983;smallB.Since(year)MadeofLargestSizeSmallestSizeNOTES&5Paper&50&5&10&201970&501980COINS1/2p50p1/2p(before1984)1p/2p19711p5p197110p197120pCopper/nickel50pCopper/nickel&11983【原文】TheBritishhaveonlyhaddecimalcurrencyforaveryshorttime.Infactitwasonlyintroducedin1971.Beforethat,therewere12penceinashillingand20shillingsinapound.Now,ofcourse,thereare100penceinapound,andBritainismorelikeitsEuropeanneighbours.Likeothercountries,Britainhasbothcoinsandnotes.Thecommonnotesarefivepoundsandtenpounds.