英語短文不做有才華的窮人Don'tworkformoneytheworldisfilledwithsmart,talented,educatedandgiftedpeople.wemeetthemeveryday.afewdaysago,mycarwasnotrunningwell.ipulleditintoagarage,andtheyoungmechanichaditfixedinjustafewminutes.heknewwhatwaswrongbysimplylisteningtotheengine.iwasamazed.thesadtruthis,greattalentisnotenough.世界上滿坑滿谷都是精明能干、才華橫溢、學富五車以及極具天賦之人，我們每天都會見到他們。幾天前，我的汽車運轉不靈了。我把它開進維修廠，一位年輕的機械工只消幾分鐘就把它修好了。他僅憑傾聽發動機的聲音就能確定哪兒有毛病，這讓我驚奇不已。然而遺憾的是，光有非凡才華是不夠的。iamconstantlyshockedathowlittletalentedpeopleearn.iheardtheotherdaythatlessthan5percentofamericansearnmorethan$100,000ayear.abusinessconsultantwhospecializesinthemedicaltradewastellingmehowmanydoctors,dentistsandchiropractorsstrugglefinancially.allthistime,ithoughtthatwhentheygraduated,thedollarswouldpourin.itwasthisbusinessconsultantwhogavemethephrase,“theyareoneskillawayfromgreatwealth.”whatthisphrasemeansisthatmostpeopleneedonlytolearnandmasteronemoreskillandtheirincomewouldjumpexponentially.ihavementionedbeforethatfinancialintelligenceisasynergyofaccounting,investing,binethosefourtechnicalskillsandmakingmoneywithmoneyiseasier.whenitcomestomoney,theonlyskillmostpeopleknowistoworkhard.我常常吃驚，為什么有才華的人卻只有微薄的收入。前幾天我聽人說，只有不到5％的美國人年收入在10萬美元以上。一位精通藥品貿易的商務顧問曾經告訴我，有許多醫生、牙醫和按摩師生活拮據。以前我總以為他們一畢業，財源便會滾滾而來。這位商務顧問告訴了我一句話：“離發大財，他們還差一項技能。”這句話的意思是說，大部分人還需多學習并掌握一項技能，他們的收入才能呈指數倍增長。以前我提到過，財商是會計、投資、市場營銷和法律方面的能力綜合。將上述四種專業技能結合起來，以錢生錢就會更容易。說到錢，大部分人所知的唯一技能就是拼命工作。whenigraduatedfromtheu.s.merchantmarineacademyin1969,myeducateddadwashappy.standardoilofcaliforniahadhiredmeforitsoil-tankerfleet.ihadagreatcareeraheadofme,yetiresignedaftersixmonthswiththecompanyandjoinedthemarinecorpstolearnhowtofly.myeducateddadwasdevastated.richdadcongratulatedme.1969年，我從美國海運學院畢業了。我那有學識的爸爸十分高興，因為加州標準石油公司錄用我為它的油輪隊工作。盡管我的未來前程遠大，但我還是在6個月后辭職離開了這家公司，加入海軍陸戰隊去學習飛行。對此我那有學識的爸爸非常傷心，而富爸爸則祝賀我做出的決定。cateddadthoughtiwenttoschooltolearntobeaship'sofficer.richdadknewthatiwenttoschooltostudyinternationaltrade.soasastudent,imadecargoruns,navigatinglargefreighters,oiltankersandpassengershipstothefareastandthesouthpacific.whilemostofmyclassmates,includingmike,werepartyingattheirfraternityhouses,iwasstudyingtrade,peopleandculturesinjapan,thailand,singapore,hongkong,vietnam,koreaandthephilippines.ialsowaspartying,butitwasnotinanyfrathouse.igrewuprapidly.對于有學識的爸爸來說，穩定的工作就是一切。而對于富爸爸來說，學習才是一切。有學識的爸爸以為我上學是為了做一名船長，而富爸爸明白我上學是為了學習國際貿易。因此，在做學生時，我跑過貨運、為前往遠東及南太平洋的大型貨輪、油輪和客輪導航。當我的大部分同班同學，包括邁克，在他們的聯誼會會堂舉辦晚會的時候，我正在日本、泰國、新加坡、中國香港、越南、韓國和菲律賓學習貿易、人際關系和文化。我也參加晚會，但不去任何聯誼會，我迅速地成熟起來了。thereisanoldclichethatgoes,“jobisanacronymfor‘justoverbroke.'”andunfortunately,iwouldsaythatthesayingappliestomillionsofpeople.becauseschooldoesnotthinkfinancialintelligenceisintelligence,mostworkers“livewithintheirmeans.”theyworkandtheypaythebills.insteadirecommendtoyoungpeopletoseekworkforwhattheywilllearn,morethanwhattheywillearn.lookdowntheroadatwhatskillstheywanttoacquirebeforechoosingaspecificprofessionandbeforegettingtrappedinthe“ratrace”.oncepeoplearetrappedinthelifelongprocessofbillpaying,theybecomelikethoselittlehamstersrunningaroundinthoselittlemetalwheels.theirlittlefurrylegsarespinningfuriously,thewheelisturningfuriously,butcometomorrowmorning,they'llstillbeinthesamecage:greatjob.常言道,“工作(job)就是'比破產強一點(justoverbroke)'的縮寫”。然而不幸的是，這句話確實適用于千百萬人，因為學校沒有把財商看作是一種才智，大部分工人都“量入為出”：干活掙錢，支付賬單。相反，我勸告年輕人在尋找工作時要看看能從中學到什么，而不是只看能掙到多少。在選擇某種特定職業之前或是陷入“老鼠賽跑(激烈的競爭)”之前，要好好掂量自己到底需要獲得什么技能。一旦人們為支付賬單而整天疲于奔命，就和那些在小鐵輪里不停奔跑轉圈的小老鼠一樣了。老鼠的小毛腿跑得飛快，小鐵輪也轉得飛快，可到了第二天早上，他們發現自己依然困在同一個老鼠籠里，那就是：重要的工作。wheniasktheclassesiteach,“howmanyofyoucancookabetterhamburgerthanmcdonald's?”almostallthestudentsraisetheirhands.ithenask,“soifmostofyoucancookabetterhamburger,howcomemcdonald'smakesmoremoneythanyou?”theanswerisobvious:mcdonald'sisexcellentatbusinesssystems.thereasonsomanytalentedpeoplearepoorisbecausetheyfocusonbuildingabetterhamburgerandknowlittleornothingaboutbusinesssystems.theworldisfilledwithtalentedpoorpeople.alltoooften,they'repoororstrugglefinanciallyorearnlessthantheyarecapableof,notbecauseofwhattheyknowbutbecauseofwhattheydonotknow.theyfocusonperfectingtheirskillsatbuildingabetterhamburgerratherthantheskillsofsellinganddeliveringthehamburger.當我在自己教授的班級上問到“你們當中有多少人做的漢堡包能比麥當勞更好”時，幾乎所有的學生都舉起了手。我接著問，“如果你們當中大