20XX專業合同封面COUNTRACTCOVER20XX專業合同封面COUNTRACTCOVER甲方：XXX乙方：XXXPERSONALRESUMERESUME二零二四年度中小企業借款合同英文版本合同目錄一覽1.AgreementDetails1.1ContractParties1.2ContractDuration1.3InterestRate2.LoanTerms2.1LoanAmount2.2LoanPurpose2.3DisbursementSchedule2.4RepaymentSchedule2.5LatePaymentCharges3.Security3.1CollateralDescription3.2SecurityRights3.3EnforcementofSecurity4.Insurance4.1LoanInsurance4.2Borrower'sInsuranceObligations5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenants5.3ConditionsforLoanApproval6.Borrower'sObligations6.1UseofLoanProceeds6.2FinancialReporting6.3CompliancewithLoanAgreement7.Lender'sRights7.1LoanApproval7.2LoanDisbursement7.3LoanRepayment7.4DefaultandRemedies8.GoverningLawandDisputeResolution8.1GoverningLaw8.2DisputeResolutionMechanism9.MiscellaneousProvisions9.1ForceMajeure9.2EntireAgreement9.3Assignment9.4Amendments10.LoanDocumentation10.1LoanAgreement10.2LoanAgreementAddenda10.3SecurityAgreement11.Definitions11.1CapitalizedTerms11.2LoanAgreementDefinitions12.Signatures12.1Borrower'sSignature12.2Lender'sSignature13.ExecutionDate14.Attachments14.1LoanApplication14.2FinancialStatements第一部分：合同如下：1.AgreementDetails1.1ContractPartiesThepartiestothisAgreementaretheBorrower,identifiedas[Borrower'sName],andtheLender,identifiedas[Lender'sName].TheBorrowerandtheLenderarecollectivelyreferredtoasthe"Parties"throughoutthisAgreement.1.2ContractDurationThisAgreementshallbeeffectivefrom[StartDate]to[EndDate],unlessterminatedearlierinaccordancewiththeprovisionsofthisAgreement.1.3InterestRate2.LoanTerms2.1LoanAmountTheLoanshallhaveanaggregateprincipalamountof[LoanAmount](hereinafterreferredtoasthe"LoanAmount").2.2LoanPurposeTheBorroweragreestousetheLoanproceedsexclusivelyfor[DescriptionofLoanPurpose].2.3DisbursementScheduleTheLendershalldisbursetheLoaninaccordancewiththefollowingschedule:[DisbursementScheduleDetails].2.4RepaymentScheduleTheBorrowershallrepaytheLoaninaccordancewiththefollowingschedule:[RepaymentScheduleDetails].2.5LatePaymentChargesIntheeventofalatepayment,theBorrowershallpayalatepaymentchargeof[LatePaymentChargePercentage]%oftheoutstandingprincipalamountforeachmonthorpartthereofthatthepaymentisoverdue.3.Security3.1CollateralDescriptionTheBorrowerheregrantstotheLenderafirstprioritysecurityinterestinthefollowingcollateral:[DescriptionofCollateral].3.2SecurityRightsTheLendershallhavetherighttoseize,sell,orotherwisedisposeoftheCollateralupondefaulttheBorrowerunderthisAgreement.3.3EnforcementofSecurityTheBorroweragreestocooperatewiththeLenderintheenforcementofthesecurityinterestcreatedthisAgreement.4.Insurance4.1LoanInsuranceTheBorrowershallmaintaininsurancecoverageontheCollateralinanamountnotlessthantheoutstandingprincipalbalanceoftheLoan.4.2Borrower'sInsuranceObligationsTheBorrowershallbesolelyresponsibleforobtainingandmaintainingallinsurancepoliciesrequiredunderthisAgreement.5.ConditionsPrecedent5.1CompliancewithLaws5.2FinancialCovenantsTheBorroweragreestomaintaincertainfinancialratiosandcovenantsasspecifiedintheLoanAgreement.5.3ConditionsforLoanApprovalTheLoanshallbesubjecttothesatisfactionofthefollowingconditionsprecedent:[ConditionsforLoanApprovalDetails].6.Borrower'sObligations6.1UseofLoanProceedsTheBorroweragreestousetheLoanproceedsforthepurposessetforthinSection2.2ofthisAgreement.6.2FinancialReportingTheBorroweragreestoprovidetheLenderwithperiodicfinancialreportsandotherinformationasrequiredtheLender.6.3CompliancewithLoanAgreement8.GoverningLawandDisputeResolution8.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[Jurisdiction].8.2DisputeResolutionMechanismIntheeventofanydisputeordifferencearisingoutoforinconnectionwiththisAgreement,thePartiesshallfirstendeavortoresolvesuchdisputethroughgoodfaithnegotiations.Ifsuchnegotiationsfailtoresolvethedisputewithinareasonableperiodoftime,thedisputeshallbereferredto[DisputeResolutionBodyorArbitrationPanel]forresolution,inaccordancewiththerulesofsaidbodyorpanel.9.MiscellaneousProvisions9.1ForceMajeureNeitherPartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthisAgreementtotheextentthatsuchfailureordelayiscausedanyactofGod,war,strike,lockout,labordispute,riot,civildisturbances,oranyothercausebeyondthereasonablecontrolofsuchParty.9.2EntireAgreementThisAgreementconstitutestheentireagreementbetweenthePartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreements,understandings,negotiations,anddiscussions,whetheroralorwritten,oftheParties.9.3AssignmentTheBorrowermaynotassignthisAgreementoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentoftheLender.TheLendermayassignthisAgreementoranyofitsrightsorobligationshereunderwithouttheconsentoftheBorrower.9.4AmendmentsAnyamendmenttothisAgreementshallbeinwritingandexecutedbothParties.NoamendmentshallbebindingunlessexecutedinaccordancewiththeprovisionsofthisAgreement.10.LoanDocumentation10.1LoanAgreementThisAgreement,togetherwiththeLoanAgreement,LoanAgreementAddenda,SecurityAgreement,andallotherdocumentsdeliveredinconnectionwiththisAgreement,constitutestheentireLoanDocumentation.10.2LoanAgreementAddendaAnyLoanAgreementAddendashallbedeemedtobeanintegralpartofthisAgreementandshallhavethesameforceandeffectasiffullysetforthherein.10.3SecurityAgreementTheSecurityAgreementshallbeexecutedtheBorrowerandtheLenderandshallbegovernedtheprovisionsofthisAgreement.11.Definitions11.1CapitalizedTermsAllcapitalizedtermsusedinthisAgreementshallhavethemeaningsascribedtothemintheLoanAgreementorasotherwisedefinedherein.11.2LoanAgreementDefinitionsThedefinitionscontainedintheLoanAgreementshallapplytothetermsusedinthisAgreementunlessotherwisedefinedinthisAgreement.12.Signatures12.1Borrower'sSignatureTheBorrowerrepresentsandwarrantsthatthepersonsigningthisAgreementonitsbehalfisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheBorrower.12.2Lender'sSignatureThepersonsigningthisAgreementonbehalfoftheLenderrepresentsandwarrantsthatsuchpersonisauthorizedtodosoandisexecutingthisAgreementonbehalfoftheLender.13.ExecutionDateThisAgreementshallbeexecutedonthedatefirstwrittenabove,whichshallbetheExecutionDate.14.Attachments14.1LoanApplicationTheLoanApplicationsubmittedtheBorrowertotheLendershallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.14.2FinancialStatementsTheFinancialStatementssubmittedtheBorrowertotheLenderinsupportoftheLoanApplicationshallbedeemedtobeanattachmenttothisAgreementandshallbeincorporatedhereinreference.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthisAgreement,a"ThirdParty"referstoanyentity,individual,orintermediarythatisnotaPartytothisAgreementbutisinvolvedintheperformanceoradministrationofthisAgreement,includingbutnotlimitedtofinancialadvisors,consultants,appraisers,auditors,brokers,oranyotherpersonorentityengagedinfacilitatingthetransactionsorobligationsunderthisAgreement.15.2AppointmentofThirdPartyThePartiesmayappointaThirdPartytoperformspecificservicesorfunctionsunderthisAgreement,withtheconsentoftheotherParties.AnysuchappointmentshallbeinwritingandshallspecifythescopeoftheThirdParty'sdutiesandresponsibilities.15.3RightsandObligationsofThirdParty15.3.1RightsTheThirdPartyshallhavetherighttoreceivepaymentforitsservicesfromtheParties,asagreeduponintheappointmentdocument.15.3.2Obligations15.4Indemnification15.4.1IndemnificationThirdPartyTheThirdPartyagreestoindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreement.15.4.2IndemnificationPartiesThePartiesagreetoindemnifyandholdtheThirdPartyharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeParties'breachoftheirobligationsunderthisAgreementoranyactionorinactionthePartiesthatisnotinaccordancewiththetermsofthisAgreement.16.AdditionalTermsandConditionsUponThirdPartyInvolvement16.1AdditionalObligationsofBorrowerandLenderUpontheinvolvementofaThirdParty,theBorrowerandtheLendershall,inadditiontotheirobligationsunderthisAgreement,ensurethattheThirdParty'sactivitiesdonotprejudicetheinterestsoftheotherParty.16.2CommunicationandCoordination16.3ChangestotheAgreementThePartiesmay,mutualagreement,modifythisAgreementtoreflecttheinvolvementoftheThirdParty,providedthatanysuchmodificationisinwritingandexecutedallParties.17.LimitationofLiabilityofThirdParty17.1LimitationofLiabilityTheliabilityoftheThirdPartyforanyactoromissionunderthisAgreementshallbelimitedtothedirectdamagesarisingfromsuchactoromission,andshallnotexceedtheamountoffeespaidtotheThirdPartyforitsservices.17.2ExclusionofConsequentialDamagesTheliabilityoftheThirdPartyforanyconsequential,special,indirect,orpunitivedamagesarisingoutoforinconnectionwiththisAgreementishereexcluded.17.3IndemnificationThirdPartyTheThirdPartyshallindemnifyandholdthePartiesharmlessagainstanyloss,claim,damage,orexpensearisingoutoforinconnectionwiththeThirdParty'sbreachofitsobligationsunderthisAgreementoranyactionorinactiontheThirdPartythatisnotinaccordancewiththetermsofthisAgreement.18.TerminationofThirdPartyInvolvement18.1TerminationAgreementThePartiesmayterminatetheinvolvementoftheThirdPartymutualagreement,providedthatsuchterminationdoesnotprejudicetherightsandobligationsofthePartiesunderthisAgreement.18.2TerminationBreachIftheThirdPartybreachesitsobligationsunderthisAgreement,thePartiesmayterminatetheinvolvementoftheThirdPartyuponwrittennotice,providedthatthebreachisnotcuredwithinareasonableperiodoftime.18.3ConsequencesofTerminationUponterminationoftheinvolvementoftheThirdParty,thePartiesshallensurethattheobligationsoftheThirdPartyunderthisAgreementareproperlyfulfilledortransferredtoanotherappropriateThirdParty,asagreedupontheParties.第三部分：其他補充性說明和解釋說明一：附件列表：1.LoanApplication詳細要求：包含借款人的基本信息、貸款申請金額、用途、還款計劃等。說明：該附件是貸款申請的初始文件，用于評估借款人的資格。2.FinancialStatements詳細要求：提供借款人最近的財務報表，包括資產負債表、利潤表和現金流量表。說明：財務報表用于評估借款人的財務狀況和償債能力。3.SecurityAgreement詳細要求：詳細描述抵押品或擔保品的類型、價值、占有方式等。說明：該附件是確保貸款安全性的關鍵文件。4.InsurancePolicies詳細要求：提供借款人持有的保險單，包括貸款保險、財產保險、責任保險等。說明：保險單用于確保借款人在違約或事故發生時的損失得到補償。5.FinancialCovenantsComplianceCertificate詳細要求：借款人定期提供的證明文件，證明其已遵守財務約束條款。說明：該證書用于確保借款人持續滿足貸款條件。6.ChangeofControlNotification詳細要求：在借款人發生所有權變更或控制權變更時，需提交的文件。說明：該附件用于評估變更對貸款的影響。7.EventofDefaultNotification詳細要求：在發生違約事件時，借款人需提交的文件。說明：該附件用于啟動違約補救程序。8.AssignmentofLoan詳細要求：在貸款轉讓時，轉讓方和受讓方需簽署的文件。說明：該附件用于正式記錄貸款的轉讓。說明二：違約行為及責任認定：1.FailuretoMakePayments責任認定標準：未在約定的還款日支付貸款本金或利息。示例說明：如果借款人連續三次未按期支付利息，則構成違約。2.BreachofFinancialCovenants責任認定標準：借款人未能遵守合同中規定的財務比率或條件。示例說明：如果借款人的流動比率低于合同規定的最低標準，則構成違約。3.FailuretoProvideFinancialStatements責任認定標準：借款人未在規定時間內提供財務報表。示例說明：如果借款人未在每月的一天前提交財務報表，則構成違約。4.MisrepresentationorFraud責任認定標準：借款人在申請貸款過程中提供虛假信息或進行欺詐。示例說明：如果借款人虛報收入以獲取更高的貸款額度，則構成違約。5.BreachofSecurityAgreement責任認定標準：借款人未履行其對抵押品或擔保品的保管義務。示例說明：如果借款人未經許可出售抵押品，則構成違約。6.InsolvencyorBankruptcy責任認定標準：借款人進入破產程序或宣布破產。示例說明：如果借款人申請破產保護，則構成違約。7.MaterialAdverseChange責任認定標準：借款人的財務狀況或業務狀況發生重大不利變化。示例說明：如果借款人因市場變化導致收入下降超過預期，則構成違約。全文完。二零二四年度中小企業借款合同英文版1本合同目錄一覽1.定義與解釋1.1定義1.2解釋2.合同雙方2.1借款方2.2借貸方3.借款金額3.1借款本金3.2利息計算4.借款期限4.1借款期限起止日期4.2延期條款5.利息支付5.1利息支付方式5.2利息支付頻率6.還款計劃6.1還款方式6.2還款時間表7.借款用途7.1借款用途說明7.2違約責任8.保密條款8.1保密內容8.2保密期限9.爭議解決9.1爭議解決方式9.2爭議解決地點10.合同生效10.1合同生效條件10.2合同生效日期11.合同解除11.1合同解除條件11.2合同解除程序12.合同變更12.1合同變更條件12.2合同變更程序13.合同附件13.1附件一：借款合同13.2附件二：還款計劃表14.其他14.1法律適用14.2合同份數14.3合同簽署第一部分：合同如下：1.定義與解釋1.1定義1.1.1“借款方”指在本合同中借款的一方，即甲方。1.1.2“借貸方”指在本合同中提供借款的一方，即乙方。1.1.3“借款金額”指本合同中約定的借款總額。1.1.4“借款期限”指本合同中約定的借款起止日期。1.1.5“利息”指根據本合同約定的利率計算出的借款利息。1.1.6“保密條款”指本合同中關于雙方保密義務的條款。1.1.7“爭議解決”指本合同中約定的解決合同履行過程中發生爭議的方式。1.1.8“合同生效”指本合同經雙方簽署并生效的日期。1.1.9“合同解除”指本合同在符合法定或約定的條件下終止的條款。1.1.10“合同變更”指本合同在履行過程中，經雙方協商一致對原有條款的修改。1.2解釋1.2.1本合同中所有用詞均應按照其通常含義進行解釋。1.2.2若對本合同條款有爭議，應參照相關法律法規和行業慣例進行解釋。2.合同雙方2.1借款方2.1.1借款方全稱：____________________2.1.2借款方法定代表人或授權代表簽名：____________________2.1.3借款方住所地：____________________2.1.4借款方開戶銀行及賬號：____________________2.2借貸方2.2.1借貸方全稱：____________________2.2.2借貸方法定代表人或授權代表簽名：____________________2.2.3借貸方住所地：____________________2.2.4借貸方開戶銀行及賬號：____________________3.借款金額3.1借款本金3.1.1本合同借款本金為人民幣____________元整。3.2利息計算3.2.1利息計算方法：按年利率____________%計算，按月計息，按季支付。3.2.2利息計算公式：利息=借款本金×年利率÷12×借款期限（月數）4.借款期限4.1借款期限起止日期4.1.1借款期限自____________年____________月____________日起至____________年____________月____________日止。4.2延期條款4.2.1若借款方因不可抗力或其他原因無法按期償還借款，可向借貸方提出延期申請，經借貸方同意后，可延長借款期限。5.利息支付5.1利息支付方式5.1.1利息支付方式為按季支付，具體支付日期為每季度第一個月的一個工作日。5.2利息支付頻率5.2.1利息支付頻率為每季一次。6.還款計劃6.1還款方式6.1.1還款方式為分期償還，具體還款計劃如下：6.1.2還款計劃表詳見附件二。6.2還款時間表6.2.1還款時間表詳見附件二。7.借款用途7.1借款用途說明7.1.1借款方承諾將借款用于____________業務。7.2違約責任7.2.1若借款方未按約定的用途使用借款，借貸方有權要求借款方立即償還全部借款本金及利息，并追究其違約責任。8.保密條款8.1保密內容8.1.1雙方對本合同的條款、內容以及履行情況負有保密義務。8.1.2保密內容不包括本合同中已公開的信息或經雙方書面同意公開的信息。8.2保密期限8.2.1本保密條款的保密期限自本合同簽訂之日起至合同終止后兩年止。9.爭議解決9.1爭議解決方式9.1.1雙方在履行本合同過程中發生的爭議，應通過友好協商解決。9.1.2如協商不成，任何一方均有權將爭議提交至合同簽訂地人民法院訴訟解決。9.2爭議解決地點9.2.1爭議解決地點為合同簽訂地。10.合同生效10.1合同生效條件10.1.1本合同自雙方法定代表人或授權代表簽字蓋章之日起生效。10.1.2本合同自借款本金實際劃轉至借款方賬戶之日起生效。10.2合同生效日期10.2.1本合同生效日期為____________年____________月____________日。11.合同解除11.1合同解除條件11.1.1.1一方嚴重違約，另一方有權解除合同；11.1.1.2因不可抗力導致合同無法履行；11.1.1.3雙方協商一致解除合同。11.2合同解除程序11.2.1解除合同的一方應提前________天書面通知另一方；11.2.2收到解除通知的一方應在________天內確認或拒絕解除合同。12.合同變更12.1合同變更條件12.1.1.1雙方協商一致；12.1.1.2法律法規或政策發生變化，導致合同內容需要調整。12.2合同變更程序12.2.1變更合同應采用書面形式，并由雙方簽字蓋章；12.2.2變更后的合同條款自雙方簽字蓋章之日起生效。13.合同附件13.1附件一：借款合同13.2附件二：還款計劃表14.其他14.1法律適用14.1.1本合同適用中華人民共和國法律。14.2合同份數14.2.1本合同一式________份，甲乙雙方各執________份，具有同等法律效力。14.3合同簽署14.3.1本合同由甲乙雙方于____________年____________月____________日在____________地簽署。第二部分：第三方介入后的修正15.第三方介入15.1第三方概念15.1.1“第三方”指在本合同中，除甲乙雙方外的任何個人、組織或機構，包括但不限于中介方、擔保方、評估機構、監管機構等。15.1.2第三方介入是指在本合同履行過程中，第三方根據合同約定或法律規定，提供相關服務或承擔特定職責。15.2第三方介入的職責15.2.1.1中介方：協助甲乙雙方進行合同洽談、簽訂和履行；15.2.1.2擔保方：提供擔保服務，確保甲乙雙方履行合同義務；15.2.1.3評估機構：對借款方進行信用評估或對借款用途進行評估；15.2.1.4監管機構：對合同履行進行監管，確保合同遵守相關法律法規。15.3第三方責任限額15.3.1第三方的責任限額應根據合同約定或法律規定確定。15.3.2若合同未明確責任限額，則第三方責任限額如下：15.3.2.1中介方：中介方對合同履行過程中因自身過錯造成的損失，承擔相應的賠償責任，但賠償總額不超過中介服務費的________倍。15.3.2.2擔保方：擔保方對借款本金及利息的損失承擔賠償責任，但賠償總額不超過擔保金額的________倍。15.3.2.3評估機構：評估機構對評估結果的真實性負責，若評估結果存在虛假，評估機構應承擔相應的法律責任。15.3.2.4監管機構：監管機構對本合同的履行進行監管，但不對合同履行過程中的損失承擔責任。16.第三方與其他各方的劃分說明16.1第三方與甲方的劃分說明16.1.1第三方與甲方之間的關系僅限于合同約定的范圍內，甲方對第三方的行為不承擔責任。16.1.2甲方與第三方之間的爭議，應按照合同約定或法律規定解決。16.2第三方與乙方的劃分說明16.2.1第三方與乙方之間的關系僅限于合同約定的范圍內，乙方對第三方的行為不承擔責任。16.2.2乙方與第三方之間的爭議，應按照合同約定或法律規定解決。16.3第三方與其他各方的劃分說明16.3.1第三方與其他各方之間的關系應根據合同約定或法律規定確定。16.3.2各方之間應明確各自的權責，避免因第三方介入而產生的權責不清問題。17.第三方變更17.1第三方變更條件17.1.1.1合同約定；17.1.1.2法律法規或政策發生變化；17.1.1.3雙方協商一致。17.2第三方變更程序17.2.1第三方變更應采用書面形式，并由甲乙雙方及第三方簽字蓋章；17.2.2變更后的合同條款自各方簽字蓋章之日起生效。第三部分：其他補充性說明和解釋說明一：附件列表：1.附件一：借款合同詳細要求：包含借款金額、期限、利率、還款計劃、借款用途、保密條款、爭議解決、合同生效、合同解除、合同變更等條款的詳細內容。附件說明：本附件為借款合同的主要文件，是雙方權利義務的依據。2.附件二：還款計劃表詳細要求：列出每個還款周期的還款金額、還款日期、利息計算等詳細信息。附件說明：本附件為借款方的還款計劃，用于指導借款方的還款行為。3.附件三：借款方信用評估報告詳細要求：包括借款方的財務狀況、信用記錄、還款能力等評估內容。附件說明：本附件由評估機構出具，用于評估借款方的信用狀況。4.附件四：擔保合同詳細要求：包括擔保金額、擔保期限、擔保方式、擔保責任等條款。附件說明：本附件為擔保方與借款方之間的擔保協議，確保借款方的還款義務。5.附件五：中介服務合同詳細要求：包括中介服務的內容、費用、期限、雙方權利義務等條款。附件說明：本附件為中介方與甲乙雙方之間的中介服務協議，明確中介方的職責。6.附件六：監管機構批準文件詳細要求：包括監管機構對合同履行的批準文件。附件說明：本附件為監管機構對合同履行的認可，確保合同符合法律法規。說明二：違約行為及責任認定：1.違約行為違約方未按合同約定時間支付利息或本金。違約方未按合同約定用途使用借款。違約方未按合同約定提供擔保或擔保不足。違約方泄露合同內容或違反保密條款。違約方未能履行合同約定的其他義務。2.責任認定標準違約方應根據違約行為的嚴重程度和影響，承擔相應的違約責任。違約方應賠償因違約行為給對方造成的直接經濟損失。違約方應承擔違約行為給對方造成的合理預期損失。違約方應承擔違約行為給對方造成的名譽損失。違約方應承擔違約行為給對方造成的其他損失。3.示例說明示例一：若借款方未按合同約定時間支付利息，則借款方應向借貸方支付逾期利息，并承擔相應的違約金。示例二：若借款方未按合同約定用途使用借款，則借貸方有權要求借款方立即償還全部借款本金及利息，并追究其違約責任。示例三：若擔保方未能履行擔保責任，則擔保方應承擔因借款方違約而產生的損失，包括但不限于借款本金、利息和違約金。全文完。二零二四年度中小企業借款合同英文版2本合同目錄一覽1.ContractOverview1.1ContractParties1.2LoanPurpose1.3LoanAmount1.4InterestRate1.5RepaymentSchedule1.6LoanDuration1.7Collateral(ifapplicable)1.8Security1.9DefaultConditions1.10EarlyRepaymentOptions1.11GoverningLaw1.12DisputeResolution1.13Confidentiality1.14AmendmentsandModifications1.15ExecutionandEffectiveDate第一部分：合同如下：1.ContractOverview1.1ContractPartiesBorrower:[Borrower'sName]Lender:[Lender'sName]DateofContract:[ContractDate]1.2LoanPurposeTheloanisgrantedfor[Specifythepurposeoftheloan,e.g.,businessexpansion,workingcapital,etc.].1.3LoanAmountTheprincipalamountoftheloanis[Specifytheloanamount,e.g.,$100,000].1.4InterestRate1.5RepaymentScheduleTheborroweragreestorepaytheloaninequalmonthlyinstallmentsoveraperiodof[Specifytherepaymentterm,e.g.,5years].Thefirstinstallmentisdueon[Specifytheduedateofthefirstinstallment].Eachsubsequentinstallmentisdueonthesamedayofeachmonth.1.6LoanDurationTheloandurationis[Specifytheloanterm,e.g.,60months]fromthedateofdisbursement.1.7Collateral(ifapplicable)[Specifyifcollateralisrequired]Theborrowershallprovide[Specifytypeofcollateral,e.g.,property,equipment,etc.]assecurityfortheloan.1.8Security[Specifyifadditionalsecurityisrequired]Theborroweragreestomaintain[Specifytypeofsecurity,e.g.,insurance,guarantees,etc.]throughoutthetermoftheloan.2.DefaultConditions2.1NonrepaymentIftheborrowerfailstomakeapaymentontheduedate,theborrowerwillbeconsideredindefault.2.2LatePaymentAlatepaymentfeeof[Specifythelatefee,e.g.,1%permonth]willbechargedonanyoverduepayment.2.3BreachofContractAnybreachofthiscontracteitherpartywillconstituteadefault.3.EarlyRepaymentOptions3.1PrepaymentTheborrowerhastherighttoprepaytheloaninfullorinpartatanytimewithoutpenalty.3.2PartialPrepaymentPartialprepaymentsshallbeappliedtotheprincipalamountfirst,reducingtheremainingprincipalandthefutureinterestdue.4.GoverningLawThiscontractshallbegovernedthelawsof[Specifythegoverninglaw,e.g.,UnitedStatesofAmerica].5.DisputeResolutionAnydisputesarisingfromthiscontractshallberesolvedthroughamicablenegotiations.Ifnegotiationsfail,themattershallbereferredtoarbitrationundertherulesof[Specifythearbitrationinstitution,e.g.,theInternationalChamberofCommerce].6.ConfidentialityThepartiesagreetokeepconfidentialallinformationdisclosedduringthenegotiation,execution,orperformanceofthiscontract.7.AmendmentsandModificationsAnyamendmentormodificationofthiscontractmustbeinwritingandexecutedbothparties.8.ExecutionandEffectiveDate8.1ExecutionofContractThiscontractshallbeexecutedintwocounterparts,eachpartyretainingoneoriginal.Eachcounterpartshallbedeemedanoriginalcontract.8.2EffectiveDate9.Notifications9.1MannerofNotification9.2AddressforNotifications[Borrower'sName][Borrower'sAddress][Lender'sName][Lender'sAddress]10.AssignmentandTransfer10.1AssignmentTheborrowermaynotassignthiscontractoranyofitsrightsorobligationshereunderwithoutthepriorwrittenconsentofthelender.10.2TransferThelendermaytransferitsrightsandobligationsunderthiscontracttoanythirdpartywiththeborrower'sconsent,whichconsentshallnotbeunreasonablywithheld.11.EntireAgreement11.1IncorporationThiscontractconstitutestheentireagreementbetweenthepartiesandsupersedesallprioragreementsandunderstandings,whetherwrittenororal,relatingtothesubjectmatterhereof.11.2AmendmentsAnyamendmenttothiscontractmustbemadeinwritingandexecutedbothparties.12.Waiver12.1NoWaiverNofailureordelayeitherpartytoexerciseanyrightorremedyunderthiscontractshalloperateasawaiverofthatoranyotherrightorremedy.12.2CumulativeRightsTherightsandremediesprovidedunderthiscontractarecumulativeanddonotexcludeanyrightsorremediesprovidedlaw.13.ForceMajeure13.1EventofForceMajeureNeitherpartyshallbeliableforanyfailureordelayintheperformanceofitsobligationsunderthiscontractduetoanycausebeyonditsreasonablecontrol,includingactsofGod,war,civildisturbance,oranygovernmentalaction.13.2NoticeofForceMajeureTheaffectedpartyshallpromptlynotifytheotherpartyoftheoccurrenceofaneventofforcemajeureandshallusereasonableeffortstomitigateitseffects.14.Termination14.1TerminationAgreementEitherpartymayterminatethiscontractwrittennoticetotheotherpartyiftheotherpartyisindefaultunderthiscontractandfailstocuresuchdefaultwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice.14.2TerminationBreachIfapartybreachesanymaterialtermorconditionofthiscontractandfailstocuresuchbreachwithin[Specifythecureperiod,e.g.,30days]afterreceivingwrittennotice,thenonbreachingpartymayterminatethiscontractwrittennotice.第二部分：第三方介入后的修正15.ThirdPartyInvolvement15.1DefinitionofThirdPartyForthepurposesofthiscontract,"ThirdParty"referstoanyindividual,entity,ororganizationthatisnotapartytothisagreementbutisengagedintheprovisionofservices,assistance,oradviceinconnectionwiththeperformanceofthiscontract.15.2TypesofThirdPartyInvolvementAThirdPartymayinclude,butisnotlimitedto,consultants,auditors,brokers,escrowagents,andserviceproviders.16.ThirdPartyAgreements16.1ThirdPartyContractsAnyagreementbetweenapartyandaThirdPartyshallbegovernedaseparatecontractbetweensuchpartiesandshallnotaffecttheobligationsorrightsunderthiscontract.16.2ThirdPartyAuthorizationApartymayauthorizeaThirdPartytoactonitsbehalfinrelationtothiscontract,providedthatsuchauthorizationisinwritingandacopyisprovidedtotheotherparty.17.ThirdPartyResponsibilities17.1ScopeofResponsibilityTheresponsibilitiesofaThirdPartyunderthiscontractshallbedefinedintherelevantagreementbetweenthepartyandtheThirdParty.17.2LimitationofLiabilityTheliabilityofaThirdPartyunderthiscontractshallbelimitedtothetermsoftheagreementbetweenthepartyandtheThirdParty,andsuchliabilityshallnotexceedthefeepaidtotheThirdPartyforitsservices.18.IndemnificationThirdParty18.1IndemnificationforBreachIfaThirdPartybreachesitsobligationsunderitsagreementwithaparty,theThirdPartyshallindemnifythepartyforanylosses,damages,orliabilitiesincurredasaresultofsuchbreach.18.2IndemnificationforNegligenceIfaThirdPartyisnegligentintheperformanceofitsdutiesandcauseslossordamagetoaparty,theThirdPartyshallindemnifythepartyforsuchlossordamage.19.ThirdPartyPerformance19.1AcceptanceofPerformanceThepartyengagingaThirdPartyshallaccepttheperformanceoftheThirdPartyasfulfillingitsobligationsunderthiscontract,providedthatsuchperformancemeetsthestandardsandspecificationssetforthintherelevantagreement.19.2CompliancewithContractAThirdPartyshallactinaccordancewiththetermsofthiscontractandanyotherrelevantagreementstoensurethatitsservicesoradvicedonotcauseabreachofthiscontract.20.TerminationofThirdPartyInvolvement20.1TerminationAgreementTheterminationofaThirdParty'sinvolvementunderthiscontractmaybeagreeduponthepartyandtheThirdPartyinaccordancewiththetermsoftheiragreement.20.2TerminationBreachIfaThirdPartybreachesitsobligationsunderitsagreement,thepartymayterminatetheinvolvementoftheThirdPartywrittennotice,inwhichcasetheprovisionsofSection14(Termination)shallapply.21.ThirdPartyNotification21.1NotificationofChangesAnychangestotheinvolvementofaThirdPartyshallbepromptlynotifiedtotheotherpartyinwriting.21.2CommunicationwithThirdPartyThepartyengagingaThirdPartyshallensurethattheThirdPartyiskeptinformedofanydevelopmentsorchangesthatmayaffectitsperformanceundertheagreement.22.ThirdPartyDataandConfidentiality22.1DataProtectionAnydataorinformationprovidedapartytoaThirdPartyshallbesubjecttothesamelevelofdataprotectionasrequiredthiscontract.22.2ConfidentialityAThirdPartyshallmaintaintheconfidentialityofanyinformationdisclosedapartyandshallnotusesuchinformationforanypurposeotherthantheperf