1.3Realestatefinancing/Mortgageloan,,,,,,,,,,

人民幣單位：百萬,,,,,,,,,,

時間,1月-2月,,3月-4月,,5月-6月,,7月-8月,,9月-10月,

項目,數量,金額,數量,金額,數量,金額,數量,金額,數量,金額

1.3.1房地產貸款,16,26.05,6,4.05,5,1.71,10,9.45,8,12.57

房地產業務授信政策執行,12,,,,1,0.9,,,2,2.15

資本金比例要求,2,2.95,3,2.85,3,0.06,1,4.5,,

“四證”不全,1,22,3,1.2,,,3,0.5,3,8.72

銀行資金違規用于購地,,,,,1,0.75,2,3.9,3,1.7

錯誤使用貸款科目,1,1.1,,,,,4,0.55,,

1.3.2按揭貸款,5,2.75,1,0.2,1,0.45,0,0,2,3

落實房貸政策,,,,,,,,,,

首付比例要求,,,,,1,0.45,,,2,3

虛假按揭,1,0.35,1,0.2,,,,,,

審慎經營管理,4,2.4,,,,,,,,

1.3.3信貸管理,1,0.3,2,0.06,0,0,2,0.7,9,2.65

貸款調查,1,0.3,1,,,,1,0.5,2,1.2

貸款審批,,,1,0.06,,,,,2,0.2

貸后管理,,,,,,,1,0.2,4,0.25

貸款資金監管,,,,,,,,,1,1

1.3.4信貸資金被挪用流向房地產領域,5,1.05,1,0.25,10,2.95,10,71.52,4,4.9

流動資金授信流入房地產市場,4,1,1,0.25,5,1.55,3,3,3,1.3

個人綜合消費貸款、經營性貸款用于購房,1,0.05,,,4,1.35,5,8.32,1,3.6

同業投資資金違規流入房地產領域,,,,,,,1,21,,

理財資金違規進入房地產領域,,,,,1,0.05,1,39.2,,

1.3Realestatefinancing/Mortgageloan,,,,,,,,,,

RMBmillion,,,,,,,,,,

Time,Jan-Feb,,Mar-Apr,,May-Jun,,Jul-Aug,,Sept-Oct,

Item,number,sums,number,sums,number,sums,number,sums,number,sums

1.3.1Realestateloan,16,26.05,6,4.05,5,1.71,10,9.45,8,12.57

realestateregulatorypolicy,12,,,,1,0.9,,,2,2.15

theminimumcapitalratio,2,2.95,3,2.85,3,0.06,1,4.5,,

fourcertificates,1,22,3,1.2,,,3,0.5,3,8.72

Illegaluseforlandpurchase,,,,,1,0.75,2,3.9,3,1.7

Wronguseofloanaccount,1,1.1,,,,,4,0.55,,

1.3.2Mortgageloan,5,2.75,1,0.2,1,0.45,0,0,2,3

housingloanpolicy,,,,,,,,,,

Downpayment,,,,,1,0.45,,,2,3

Falsemortgageloan,1,0.35,1,0.2,,,,,,

therulesofprudentoperation,4,2.4,,,,,,,,

1.3.3Managementofloans,1,0.3,2,0.06,0,0,2,0.7,9,2.65

pre-loaninvestigation,1,0.3,1,,,,1,0.5,2,1.2

loanapproval,,,1,0.06,,,,,2,0.2

post-loanmanagement,,,,,,,1,0.2,4,0.25

Supervisionofloanfunds,,,,,,,,,1,1

1.3.4Flowofloanfunds,5,1.05,1,0.25,10,2.95,10,71.52,4,4.9

shortliquidityloanflowtoRealestate,4,1,1,0.25,5,1.55,3,3,3,1.3

personalloansflowtorealestate,1,0.05,,,4,1.35,5,8.32,1,3.6

Interbankfundsflowtorealestate,,,,,,,1,21,,

fundsofwealthmanagementproductsflowtorealestate,,,,,1,0.05,1,39.2,,

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