2023高考英語模擬試卷注意事項:1．答題前，考生先將自己的姓名、準考證號碼填寫清楚，將條形碼準確粘貼在條形碼區(qū)域內。2．答題時請按要求用筆。3．請按照題號順序在答題卡各題目的答題區(qū)域內作答，超出答題區(qū)域書寫的答案無效；在草稿紙、試卷上答題無效。4．作圖可先使用鉛筆畫出，確定后必須用黑色字跡的簽字筆描黑。5．保持卡面清潔，不要折暴、不要弄破、弄皺，不準使用涂改液、修正帶、刮紙刀。第一部分（共20小題，每小題1.5分，滿分30分）1．Youcanonlybesureof_____youhaveatpresent;youcannotbesureofsomething_____youmightgetinthefuture.A．that;what B．what;/ C．which;that D．/;that2．--Tom,yourforeignteacherspeaksChinesefluently!--Oh,shehaslivedinChinaforsixyears;otherwiseshesuchgoodChinese.A．didn’tspeak B．wouldnothavespokenC．wouldnotspeak D．hadn’tspoken3．Inmyopinion,_____shouldn’tbeanydoubtthatChinawillbecomeoneofthemostpowerfulcountriesinthenearfuture．A．this B．that C．it D．there4．—DoyouknowanythingaboutBritishhistory?—______________.Ihavenointerestinit.A．Takeiteasy!B．Pleasedon’tbother.C．It’suptoyou.D．No.It’sbeyondme.5．Whilestudying,fixyourmindonwhatisreallyimportant,oryouwill_____rememberingnothing.A．endup B．takeupC．leadto D．stickto6．Ellenisafantasticdancer.IwishI________aswellasher.A．dance B．willdanceC．haddanced D．danced7．Luciaimpressedherpeerstudentswithhermusicaltalent,aswellasseveralforeignlanguages______.A．onherown B．underhercontrol C．inhercharge D．athercommand8．Sincethemiddleofthelastyear,thebike-sharingmarket_____inBeijing.A．boomedB．wasboomingC．willboomD．hasboomed9．IwastellingajokeandSamjustinterruptedmetotelladifferentone.Healways_____!A．biteshistongueB．saveshisskinC．stealsmythunderD．pullsmyleg10．Peterhaspreviousexperience,______Ithinkhe’stherightpersonforthejob.A．orB．butC．forD．so11．Sometimessmilesaroundtheworld___________befalse,hidingotherfeelingslikeanger,fearorworry.A．can B．wouldC．should D．must12．—Doyoulikethebookyoufatherboughtyou?—Verymuch.It’sexactly______Iwanted.A．which B．thatC．what D．how13．______,hisideaswasacceptedbyallthepeopleatthemeeting.A．Strangeasmightitsound B．AsitmightsoundstrangeC．Asstrangeitmightsound D．Strangeasitmightsound14．Withatravellingspeedofupto350kilometresperhour,therailwaytobebuiltbetweenBeijingandShanghai_______thejourneytimefrom12hoursto5hours．A．cuts B．willcut C．iscutting D．hascut15．Thelackofeco-friendlyhabitsamongthepublicisthoughttobeamajor_____________ofglobalclimatechange.A．Result B．causeC．warning D．reflection16．—Youseemtobefondofclassicalmusic.—________.Asamatteroffact,Ilikejazzmusicbetter.A．Idon’tagreeB．NotreallyC．Icouldn’tagreemoreD．Nodoubt17．－Whatdoesthesignoverthereread?－“Noperson________smokeorcarryalightedcigarette,cigarorpipeinthisarea.”A．will B．shallC．may D．must18．TherecentlyreleasedfilmKong：SkullIslandsuccessfully________theaudiencetotheadventurewithDolby3-Dtechnology.A．transportsB．adjustsC．transformsD．relates19．—Igotbeateninthefirstroundinthecontest.Iamfeelingdepressed.—Cheerup!Youhaveto________yourself________tohavethelastlaugh.A．open;upB．pick;upC．knock;upD．do;up20．ThePalaceofVersailles,France’snationaltreasure,has________manychangesinitscentury-longhistorywhilekeepingitsbeauty.A．gonethroughB．takenonC．ledtoD．showedoff第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21．（6分）Inventor!Canyoupatentandprofitfromyouridea?Wehavebeenassistinginventorssince1975.Fullrangeofpatentingandmarketingservices.ConfidentialityguaranteedAmericanInventorsCorp.Callforfreeinformation:1-800-338-5656orvisitInventor!Canyoupatentandprofitfromyouridea?Wehavebeenassistinginventorssince1975.Fullrangeofpatentingandmarketingservices.ConfidentialityguaranteedAmericanInventorsCorp.Callforfreeinformation:1-800-338-5656orvisit*Parents*Canyouaffordtoraiseyourhearingimpairedchildwithouttheinsightsthishighly-valuedbookhastooffer?Makelifeeasierforyouandyourchild!BradfordPublicationsForinformation:1-800-354-2760orvisitEarnupto＄25,000ayearasaMedicalTranscriptionist!Noexperienceisneeded.Workthehoursyouchoose.Trainathomeinyoursparetime.Themedicalprofessionneedsskilledtranscriptionists.Soifyoucantype,orarewillingtolearn,wecantrainyoutoworkathomedoingmedicaltranscriptionsfromtapesdictatedbydoctors.Getfreeinformation!At-HomeProfessionCorp.CallTollFGlobeInsuranceCompanySince1951,Globehasgrowninfinancialstrengthandreputation.Withover2.8millionpoliciesinforce.Globeiscommittedtoprovidingaffordablelife,healthandaccidentinsurancefortheentirefamily.Itonlycosts＄1tostartyourLongLifecoverage.GlobeInsuranceCompanyCallTollFree,SevenDaysAWeek,24-hoursADay.1-800-358-1945orvisitGlobeInsuranceCompanySince1951,Globehasgrowninfinancialstrengthandreputation.Withover2.8millionpoliciesinforce.Globeiscommittedtoprovidingaffordablelife,healthandaccidentinsurancefortheentirefamily.Itonlycosts＄1tostartyourLongLifecoverage.GlobeInsuranceCompanyCallTollFree,SevenDaysAWeek,24-hoursADay.1-800-358-1945orvisit605、Thebesttitleofthe3rdadvertisementwouldbe.A．TrainingatHome B．LearningatHomeC．RecordingWork D．WorkingatHome1、Accordingtotheinformationabove,ifyourchildhashearingproblems,youcanturnto________.A．At-HomeProfessionCorp. B．GlobeInsuranceCompanyC．BradfordPublications D．AmericanInventorsCorp.2、Fromtheadvertisementsabove,wecanlearnthat.A．GlobeInsuranceCompanyhasahistoryof51yearsB．asamedicaltranscriptionist,youmayearn＄25,000amonthC．BradfordPublicationsoffersatreatmenttohearingimpairedparentsD．youcanvisitwhenyouinventanewmodelofhearingaid22．（8分）PresidentXiJinping,whilevisitingavillageinNorthChina'sShanxiprovince,calledonWednesdayforgreatereffortsandmoreeffectivemeasurestohelpthoselivinginpoverty.Thepresidenthaspaidmuchattentiontopovertyreductioninrecentyears.InhisNewYear’saddress,Xisaidthatwhathecaresmostaboutispoorpeople.Thepeople'slongingforahappylifeisthegoalthattheCommunistPartyofChinaisstrivingfor,XisaidduringastopinthevillageofSongjiagou,Kelancounty,duringhisShanxiinspectiontour.Thevillageisnewlybuiltforlocalpeoplewhorelocatedfrompoverty—strickenhomesnearby.Hecalledonthevillagersto“rolluptheirsleevesandworkon”andthepeople'slivelihoodswill“risejointbyjointlikesesameflowersonthestem,”thepresidentsaid.Xirecognizedthelocalgovernment'seffortstorelocatevillagersfromimpoverished（貧困的）areastonewlybuiltresidences.Heurgedlocalauthoritiestotakemoremeasurestohelppoorpeopleimprovelivingconditionsandraisetheirincomes.InthevillageofZhaojiawa,Xiheldtalkswithcivilservantswhoweredispatched（派遣）fromtheKelancountypeople'scongressforthevillage'spovertyalleviation（緩和）work.Heencouragedthecivilservantstohaveintensivecontactswithvillagersandhelpthemoutofpoverty.NotingthattheCPChasdispatchedanumberofofficialsandteamstotakechargeofpovertyreliefatgrassrootsorganizationsinrecentyears,Xisaidthatthemeasuresareeffectiveforpovertyalleviation.Thenumberofpeoplelivinginpovertynationwidewasreducedby12.4millionlastyearto43.35million.Thegovernmentwillliftanother10millionpeopleoutofpovertythisyear,accordingtotheGovernmentWorkReport.1、WhatdoesthepresidentthinkofthefuturelifeofthepeopleinNorthChina?A．Itisquitepromising.B．Itwillbelikeastem.C．Itwillremainthesame.D．Itwillbecomeharder.2、Howmanypeoplewerelivingunderpovertytheyearbeforelast?A．12.4million.B．43.35million.C．55.75million.D．33.35million.3、Whichofthefollowingisthebesttitleofthearticle?A．President'sInspectionTourinSouthChinaB．President'sUrgeforPovertyReductionC．Government'sEffortstoRelocatetheVillagersD．Government'sPlanforPovertyAlleviation23．（8分）It’sofficial.Denmark—aswellasbeingtheworld’sbestcountrytoliveinforwomenwiththesecond-happiestpeopleandoneofthebesthealthcaresystemsinEurope—hasthemostcontentedbabies.Or,atleast,theoneswhocrytheleast.AccordingtoresearchpublishedintheJournalofPediatrics,Danish,GermanandJapanesebabiescrytheleast,whileBritish,CanadianandItalianbabiescrythemost.“I’mnotsurprised,”Danishparentingexpertandco-authorofTheDanishWayofParentingJessicaAlexandertellsme.“Thefirstyearofachild’slifeisconsideredsoimportantinDenmark.Danishparentsaremuchlessstressedbecausetheygetgoodmaternityandpaternityleave(孕產假).Theatmosphereismuchcalmerand,ifmothersaregettingmoretimeoff,thatgoeshandinhandwithlessstress,morecontact,moreroutinesandlesscrying.”Shepausesbeforethrowinginafinaltip:“Oh,andDanishbabiessleepoutdoorsalot.”InDenmark,awomanisgivenfourweekspregnancyleavefollowedby52weeksofpaidleavethatcanbesharedbetweenparents.AndAlexanderthinksthereisanotherimportantreasonwhyDanishbabiescryless:breastfeeding.“It’sjustthedonethinginDenmark,”shesaysofacountrythathastheworld’shighestbreastfeedingrates.“Inothercountries,therearecontinualdiscussionsaboutwhetheryoushouldorshouldn’tbreastfeed.InDenmark,breastfeedinghasnevergoneoutofstyle.Andeveryonedoesitforayear.”ForIbenSandahl,Alexander’sco-author,itcomesdowntotheDanishattitudetolifeingeneral.“Weareanhonestandpurepeople,”shetellsme.“Wearesurroundedbysocialsupportandarelesslikelytobecomeangry,sadorannoyedwhenourbabiesarecrying.Andwearegoodatembracing(擁抱)allkindsoffeelings,sowearen’tscared.Instead,wetrytoconnectwiththebabieswhentheycry.It’showbabiescommunicateandit’sabouttryingtounderstandit.”1、Whichofthefollowingcanmakeababycryless?A．Aneffectivehealthcaresystem.B．Morecompanyfromaparent.C．Anenergeticbusymother.D．Morechancestomeetfellowbabies.2、Itcanbelearnedfromthetextthat________.A．somethinginthemilkfrombreastfeedingcankeepbabieshappyB．Demarkissecondtononeinprotectingitsfemales’rightsC．Danishparents’attitudestoababy’sfirstyearvaryconsiderablyD．breastfeedingisacommonandacceptedpracticeinDenmark3、Whenbabiescry,Danishparentswillprobably________.A．trytofigureoutwhattheywantB．putthemoutdoorsforagoodsleepC．seeksocialsupportforguidanceD．waitamomentforthemtocalmdown24．（8分）Anonlinesupermarketcompany—OcadointheUK,hasrecentlydisplayedarobotichandthatcanpickfruitsandvegetables!Whenanembryoisinthewomb(子宮),theveryfirstsenseitdevelopsistouch.Thesense

oftouchisalsotheonethatlaststhelongest—aswegetolderandourvisionandhearingbeginstoweaken,touchstillremains.Humansusetheirtouchtoprotectthemselves,tocreateemotionalrelationshipswithotherpeopleandtoexperiencepleasure.Canyouimaginelifewithoutit?Thesenseoftouchcomesfromanetworkofnerveendings(神經末梢)andspecialtouchreceptorsonthesurfaceoftheskin.Whiletherearedifferentkindsoftouchreceptors,theyhelpus

judgepressure,textureandvibrations(震動).Theyarelocatedinourfingertips,palms,solesofourfeet,face,lipsandtongue.Whenwetouchsomething,themechano-receptorsfeelthetouchandthroughanetworkofnervessendsignalstothebrain.Thisinformsthebrainaboutthelocationofthetouch,theamountofforceused,andthespeedatwhichitwasused.Severaldifferenttechniqueshavebeentriedinthepastfewyearstocreatesucharobotichand—usingthreefingers.ButthislatestdesignbySomacopiesthehumanhand.Thegripper(鉗子)ismadeupofflexiblematerialswhichgraspthethingbasedonitssizeandshape.Thenairpressureisusedtocontrolthemovementoftheroboticfingerstopickobjectssafelyandwithoutcausingdamage.Thenextstepwouldbefortherobottojudgehowripethefruitsandvegetablesare,andapplypressureaccordingly.Membersoftheresearchteamarecurrentlyworkingonaddingcomputerizedvisiontotherobots,sothattheycanseewhattheyaregrasping.Doesallthismeanrobotscanreplacepeople?AccordingtoOcado,ithelpsimproveproductivitybyremovingsomeoftherepetitivetasksdonebyhumans.1、Whatisfocusedoninthesecondparagraph?A．Theoriginoftouch.B．Theimportanceoftouch.C．Thedevelopmentoftouch.D．Theprocessoftransportingtouch.2、Whatdoestheunderlinedword"it"inParagraph4referto?A．Thebrain. B．Thetouch.C．Thenerve. D．Thesignal.3、Whatisthetypicalfeatureofthelatestrobots?A．Theycanseewhatthey'retakingholdof.B．Theycantaketheplaceofpeopleinworkplaces.C．Theycantellwhetherthefruitsandvegetablesareripe.D．Theycanholdthingsfirmlyaccordingtotheirouterfeatures.4、Whatcanbeasuitabletitleforthetext?A．ASenseofTouchforRobotsB．ARoboticHandforClassifyingFruitsC．ARoboticHandwithaGentleTouchD．ARobotMadeofFlexibleMaterials25．（10分）InancientEgypt,ashopkeeperdiscoveredthathecouldattractcustomerstohisshopsimplybymakingchangestoitsenvironment.Modernbusinesseshavebeenfollowinghislead,withmoretactics(策略).Onetacticinvolveswheretodisplaythegoods.Forexample,storesplacefruitsandvegetablesinthefirstsection.Theyknowthatcustomerswhobuythehealthyfoodfirstwillfeelhappysothattheywillbuymorejunkfood(垃圾食品)laterintheirtrip.Indepartmentstores,thewomen’sshoesectionisgenerallynexttothewomen’scosmetics(化妝品)section:whiletheshopassistantisgoingbacktofindtherightsizeshoe,boredcustomersarelikelytowanderoverandfindsomecosmeticstheymightwanttotrylater.Besides,businessesseektoappealtocustomers’senses.Storesnoticethatthesmellofbakedgoodsencouragesshopping,sotheymaketheirownbreadeachmorningandthenfanthebreadsmellintothestorethroughouttheday.Musicsellsgoods,too.ResearchersinBritainfoundthatwhenFrenchmusicwasplayed,salesofFrenchwineswentup.Whenitcomestothesellingofhouses,businessesalsousehighlyrewardingtactics.Theyfindthatcustomersmakedecisionsinthefirstfewsecondsuponwalkinginthedoor,andturnitintoabusinessopportunity.ACaliforniabuilderdesignedthestructureofitshousessmartly.Whenenteringthehouse,thecustomerwouldseethePacificOceanthroughthewindows,andthenthepoolthroughanopenstairwayleadingtothelowerlevel.Theinstantviewofwateronbothlevelshelpedsellthese$10millionhouses.1、Whydostoresusuallydisplayfruitsandvegetablesinthefirstsection?A．Tosavecustomerstime. B．Toshowtheyarehighqualityfoods.C．Tohelpselljunkfood. D．Tosellthematdiscountprices.2、AccordingtoParagraph3,whichofthefollowingencouragescustomerstobuy?A．Openingthestoreearlyinthemorning. B．DisplayingBritishwinesnexttoFrenchones.C．Invitingcustomerstoplaymusic. D．Fillingthestorewiththesmelloffreshbread.3、WhatistheCaliforniabuilder’sstoryintendedtoprove?A．Thehousestructureisakeyfactorcustomersconsider.B．Themorecostlythehouseis,thebetteritsells.C．Anoceanviewismuchtothecustomers’taste.D．Agoodfirstimpressionincreasessales.4、Whatisthemainpurposeofthepassage?A．Toexplainhowbusinessesturnpeopleintotheircustomers.B．Tointroducehowbusinesseshavegrownfromthepast.C．Toreportresearchesoncustomerbehavior.D．Toshowdishonestbusinesspractices.第三部分語言知識運用（共兩節(jié)）第一節(jié)（每小題1.5分，滿分30分）閱讀下面短文，從短文后各題所給的A、B、C和D四個選項中，選出可以填入空白處的最佳選項．26．（30分）WhenIwasintheninthgrade,myparentsstartedfighting.Icouldhearthem1ateachotheratnight.Italwaysseemedliketheywerefightingaboutme.Istartedto2andcouldn’tfallasleep.SomenightsIdidn’tfeellikeI3atall.Mygradesreallystartedto4too.ItwashardtopayattentionduringclassbecauseIfeltso5allthetime.Mymomhadtotakemetoseeatherapist(治療專家).Ontheway,I6toworryevenmore.Whatwouldmyfriends7meiftheyknewIwasgoingtoseeatherapist?Whatifthetherapistcouldn’t8me?Itwasnotthat9Mytherapistaskedmealotofquestionsandthenwetalkedabouthowmylifemight10ifIwasabletogetmoresleep.11Iunderstoodhowthefuturecouldbebetter,Ifeltreally12totrynewthings.Attheendofthesession,Iwassenthomewithapieceofpapercalledasleepdiary.WhenIwokeupeachmorning,Ihadtoanswerallthesequestionsaboutmysleep.13,shegavemehomeworkrelatedtomysleep.Iwasn’t14totextorbeonmycomputerafter8pm.IfIcouldn’tfallasleepafterabouttenminutes,shewantedmetogetupanddosomethinginanotherroomthatwouldhelpmeto15andfeelsleepy.Duringthetherapysessions,shewasacheerleaderformylifeandkept16outallthethingsIwasdoingright.Withherhelp,itwassomucheasiertonoticethe17thingsthatwerehappeningallaroundme.Afterabouttwomonthsofseeingmytherapist,Iwassleepingatleasteighthoursanight,sometimesevennine!Ifelthappier.Icould18Mygradesgotbetter.Basically,Ifeltlikemyself!Itwassomuchbettertoadmitthatsomethingwas19andtodosomethingtofixit20justwatchmywholelifegetworseandworse.1、A．laughing B．shooting C．knocking D．screaming2、A．doubt B．worry C．protest D．quarrel3、A．slept B．ate C．spoke D．dreamed4、A．reduce B．change C．drop D．influence5、A．bored B．tired C．upset D．shy6、A．refused B．happened C．ended D．started7、A．thinkabout B．worryabout C．getonwith D．agreewith8、A．teach B．fix C．answer D．recognize9、A．helpful B．interesting C．awful D．practical10、A．improve B．develop C．benefit D．adjust11、A．If B．Unless C．Though D．Once12、A．nervous B．surprised C．excited D．calm13、A．Therefore B．Besides C．However D．Instead14、A．allowed B．reminded C．asked D．persuaded15、A．study B．relax C．respond D．recover16、A．picking B．trying C．leaving D．pointing17、A．tiny B．exciting C．positive D．important18、A．forgive B．concentrate C．appreciate D．understand19、A．wrong B．significant C．acceptable D．realistic20、A．insteadof B．aswellas C．ratherthan D．otherthan第二節(jié)（每小題1.5分，滿分15分）閱讀下面材料，在空白處填入1個適當的單詞或括號內單詞的正確形式。27．（15分）Lotsofkidshateschool,anewstudyfound.Thiskindoffeelingusuallydoesn’tlastlong.Butwhat1．(happen)ifyoufeelthiswaytoomuch?Gettingagood2．(educate)canhelpyoubuildthekindoffuturelifeyouwant.Solet’stalkaboutschooland3．todowhenyoudon’tlikeit.Ifyoudon’tlikeschool,4．firststepistofindoutwhy.Youmightnotlikeschoolbecauseyoudon’thaveenoughfriends,5．maybeyoudon’tgetalongwithyourteacher.Sometimesit’sabigproblemwithyourclassesandschool-work.Youmaybegetting6．(far)behind,anditmayseemlikeyou’llnevercatchup.Whenyouknowwhyyoudon’tlikeschool,youcansetabout7．(take)stepstomakethingsbetter.It’sagoodideatotalktosomeoneabout8．(you)problemswithschool.Yourmum,dadorteacherwillbeabletohelpyou.Anothergoodideaistowriteclownyour9．(feeling)aboutschoolinanotebook.It’sagreatway10．(let)outemotions.Remember,youdon’thavetosharewhatyou’vewrittenwithothers.第四部分寫作（共兩節(jié)）第一節(jié)短文改錯（滿分10分）28．（10分）假定英語課上老師要求同桌之間交換修改作文，請你修改你同桌寫的以下作文。文中共有10處語言錯誤，每句中最多有兩處。錯誤涉及一個單詞的增加、刪除或修改。增加：在缺詞處加一個漏字符號(∧)，并在其下面寫出該加的詞。刪除：把多余的詞用斜線(＼)劃掉。修改：在錯的詞下劃一橫線，并在該詞下面寫出修改后的詞。注意：1．每處錯誤及其修改均僅限一詞；2、只允許修改10處，多者(從第11處起)不計分。3、錯誤類型不涉及單詞拼寫。Goodrelationshipsbetweenteachersorstudentsareimportanttoteachingandlearningonlywithgoodrelationshipscanstudentandteacherscooperatewell.Goodrelationshipsdependedonbothsides.Ontheonehand,studentsshouldrespectteachersandourhardwork.TheyshouldpoliteCoteachersandreadytofollowingtheiradvice.Onanotherhand,teachersshouldbekindly,friendlyandpatienttostudents.Theymustberesponsibleontheirteachingandhelpstudents.Ifbothsidestreat10eachotherinafriendlyway,teachingandlearninginclasswillbehighlyefficient.第二節(jié)書面表達（滿分25分）29．（25分）假定你是高三應屆畢業(yè)生李華，打算畢業(yè)后到英國一所大學留學。請用英語致信這所大學詢問相關情況，要點包括：1.簡要介紹你的學習情況：2.詢問入學要求和你關心的事項（包括英語要求,入學程序和獎學金）。注意：1.詞數100左右；2.可以適當增加細節(jié)，以使行文連貫。_________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

參考答案第一部分（共20小題，每小題1.5分，滿分30分）1、B2、C3、D4、D5、A6、D7、D8、D9、C10、D11、A12、B13、D14、B15、B16、B17、B18、A19、B20、A第二部分閱讀理解（滿分40分）閱讀下列短文，從每題所給的A、B、C、D四個選項中，選出最佳選項。21、605、D1、C2、D22、1、A2、C3、B23、Weareoftenunabletopaycloseattentiontowhatwehear.Justlikewhenwetrytograbasponge(海綿)thatisfullofwater,somewaterwillrunoutofit.Butsometimeswetrytoremembereverythingaspeakersaysandtrytotakeinaspeaker’severywordasifeverywordwasequallyimportant.Wetrytorememberallthenames,allthedates,andalltheplaces.Intheprocessweoftenmissthespeaker’smainpoint.ErikWaldmanworksatadesigncompany.Knowinghehadneverbeengoodatbudgetinghismoney,hewasdeterminedtobeginthinkingabouthiseconomicfuture.Whenhisemployercirculatedane-mailannouncingafinancialplanningworkshop(研討會),Eriksigneduprightaway.Thefirstsessionwasaboutretirementplanning.SimoneFisher,thelecturer,explainedthat7of10Americansbetweentheagesof22and35donothavearegularsavingsplan.ErikwrotedowneverynumberSimonementioned."Ifyouwanttohavearetirementincomeequalto75percentofyourcurrentsalary,"Simonecontinued,"youwillneedtosaveatleastof6percentofyourpresentearnings,takingintoaccountfutureinflationrates(通貨膨脹率).Inthemeantime,Iwanttostressthatthemostimportantthingistostartsavingnow."ErikrecordedallthestatisticsSimoneused.Whensheopenedthefloor(自由發(fā)言)forquestion,Erikraisedhishandandsaid,"Ihavetwoquestion.Whenisthebesttimetostartsavingforretirement?AndhowcanIfigureoutmysavingstargetifIdon’tknowwhatinflationrateswillbeinthefuture?"Thisisatypicalexampleoflosingthe