銀行考試常用英語詞匯D-FD/D(Banker'sDemandDraft)票匯dailyinterest日息dailylimit每日漲（跌）停板dateofdelivery交割期dealers批發商deathandgifttax遺產和贈與稅debtofhonour信用借款debtorbank借方銀行decision-makingunderrisk風險下的決策deed契約deedtax契稅deferredsavings定期存款deficitcovering彌補赤字deficit-coveringfinance赤字財政deflation通貨緊縮deliverydate交割日demandpullinflation需求拉動通貨膨脹demand-depositorchecking-accounts活期存款或支票帳戶depositaccount(D/A)存款帳戶depositatcall通知存款depositbank存款銀行depositmoney存款貨幣depositrate存款利率depositturnover存款周轉率depreciationrisks貶值風險derivativedeposit派生存款deriveddeposit派生存款designatedcurrency指定貨幣deutschemarks(=DM)西德馬克devaluationofdollar美元貶值developer發展商DevelopmentBank開發銀行developmentfinancing發展融資devise遺贈dieintestate死時沒有遺囑Dinerscard大萊信用卡directexchange直接匯兌directfinancing直接融資directhedging直接套做directleases直接租賃directtaxation直接稅discountcredit貼現融資discountmarket貼現市場discountonbills票據貼現discountpaid已付貼現額discountedcashflow凈現金量discountingbank貼現銀行dishonourrisks拒付風險disintermediation脫媒distantfutures遠期期貨diversification分散投資dividends紅利documentoftitle物權單據documentarycollection跟單托收DocumentsagainstAcceptance,D/A承兌交單DocumentsagainstPayment,D/P付款交單domesticcorrespondent國內通匯銀行domesticdeposit國內存款domesticexchange國內匯兌doubleleasing雙重租賃doublemortgage雙重抵押doubleoption雙向期權DowJonesaverage道·瓊斯平均數downpayment首期downgrade降級downside下降趨勢downtick跌點交易Dragoncard龍卡draw提款drawcheque簽發票據draweebank付款銀行drawingaccount提款帳戶dualexchangemarket雙重外匯市場dualtrading雙重交易duefromotherfunds應收其他基金款duetootherfunds應付其他基金款dumping拋售earlywarningsystem預警系統easycredit放松信貸economicexposure經濟風險efficientportfolio有效證券組合electronicaccountingmachine電子記帳機electroniccash電子現金electroniccashregister電子收款機electronicdebts電子借貸electronicfundstransfer電子資金轉帳electronictransfer電子轉帳emergencytariff非常關稅encumbrance債權（在不動產上設定的債權）endorsementforcollection托收背書engageinarbitrage(to)套匯entityn.單位，整體，個體entrancefee申請費equalizationfund（外匯）平衡基金equipmentleasingservices設備租賃業務equityportfolio股票資產establishingbank開證銀行ethicsrisks道德風險Euro-bank歐洲銀行Eurocard歐洲系統卡Europeanterms歐洲標價法evaluationofproperty房產估價evasionofforeigncurrency逃匯exceptionclause免責條款excessinsurance超額保險exchangeadjustment匯率調整exchangealteration更改匯率exchangearbitrage外匯套利exchangebank外匯銀行exchangebroker外匯經紀人exchangebrokerage外匯經紀人傭金exchangebusiness外匯業務exchangeclearingagreement外匯結算協定exchangeclearingsystem匯結算制exchangecompetition外匯競爭exchangecontract外匯成交單exchangecontrol外匯管制exchangeconvertibility外匯兌換exchangecustoms交易所慣例exchangedepreciation外匯下降exchangedumping匯率傾銷exchangefluctuations匯價變動exchangeforforwarddelivery遠期外匯業務exchangeforspotdelivery即期外匯業務exchangefreedom外匯自由兌換exchangeloss匯率損失exchangeparity外匯平價exchangeposition外匯頭寸exchangeposition外匯頭寸；外匯動態exchangepremium外匯升水exchangeprofit外匯利潤exchangeprovisoclause外匯保值條款exchangequotasystem外匯配額制exchangerate匯價exchangeratefluctuations外匯匯價的波動exchangerateparity外匯兌換的固定匯率exchangeraterisks外匯匯率風險exchangereserves外匯儲備exchangerestrictions外匯限制exchangerisk外匯風險exchangerisk兌換風險exchangesettlement結匯exchangespeculation外匯投機exchangestability匯率穩定exchangesurrendercertificate外匯移轉證exchangetransactions外匯交易exchangevalue外匯價值exchangewar外匯戰excise貨物稅，消費稅exercisedate執行日exerciseprice,strikingprice履約價格，認購價格expendituretax支出稅expendituretaxregime支出稅稅制expensesincurredinthepurchase購買物業開支expirationdate到期日exportandimportbank進出口銀行exportgoldpoint黃金輸出點exposure風險externalaccount對外帳戶extraneousrisks附加險extrinsicvalue外在價值facevalue面值facultativeinsurance臨時保險fairandreasonable公平合理farfuturerisks長遠期風險farmsubsidies農產品補貼farmlandoccupancytax耕地占用稅favourableexchange順匯faxbase稅基feasttax筵席稅featheredassets摻水資產fee不動產feeinterest不動產產權fictionspayee虛構抬頭人fictitiousassets虛擬資產fictitiouscapital虛擬資本fiduciarya.信托的，信用的，受信托的（人）fiduciaryfield信用領域，信托領域financebroker金融經紀人financialadvisingservices金融咨詢服務financialarrangement籌資安排financialcrisis金融危機financialforwardcontract金融遠期合約financialfutures金融期貨financialfuturescontract金融期貨合約financialinsolvency無力支付financialinstitutions'deposit同業存款financiallease金融租賃financialrisk金融風險financialstatementanalysis財務報表分析financialsystem金融體系financialtransaction金融業務financialunrest金融動蕩financialworld金融界firstmortgage第一抵押權fiscalandmonetarypolicy財政金融政策fixedassets固定資產fixedassetsratio固定資產比率fixedassetsturnoverratio固定資產周轉率fixedcapital固定資本fixedcosts固定成本fixeddeposit(=timedeposit)定期存款fixeddepositbyinstallment零存整取fixedexchangerate固定匯率fixedparofexchange法定匯兌平價fixedsavingswithdrawal定期儲蓄提款fixed-rateleases固定利率租賃flexibilityandmobility靈活性與機動性flexibilityofexchangerates匯率伸縮性flexibleexchangerate浮動匯率floatingexchangerate浮動匯率floatingpolicy流動保險單floating-rateleases浮動利率租賃floor帶利率下限的期權floorbroker場內經紀人fluctuationsinprices匯率波動foregift權利金foreignbanks外國銀行foreigncorrespondent國外代理銀行foreigncurrencyfutures外匯期貨foreignenterprisesincometax外國企業所得稅foreignexchangecertificate外匯兌換券foreignexchangecrisis外匯危機foreignexchangecushion外匯緩沖foreignexchangedumping外匯傾銷foreignexchangeearnings外匯收入foreignexchangeliabilities外匯負債foreignexchangeloans外匯貸款foreignexchangeparity外匯平價foreignexchangequotations外匯行情foreignexchangeregulations外匯條例foreignexchangereserves外匯儲備foreignexchangerestrictions外匯限制foreignexchangeretainingsystem外匯留存制foreignexchangerisk外匯風險foreignexchangeservices外匯業務foreignexchangetransactioncentre外匯交易中心forwardexchange期貨外匯forwardexchangeintervention期貨外匯干預forwardexchangesold賣出期貨外匯forwardforeignexchange遠期外匯匯率forwardoperation遠期（經營）業務forwardswap遠期掉期fraternalinsurance互助保險freedepreciation自由折舊freeforeignexchange