2024屆高考英語三輪復(fù)習(xí)?沖刺押題

外刊閱讀理解訓(xùn)練52

----改編自SmartphonesmakeusspendmoreUSAtoday

【文章】

Theholidayseasonisatimeforcelebration,familygatherings,and

gift-giving.However,overspendingduringthisperiodhasalwaysbeena

problem.Recently,theincreaseduseofmobilepaymentappslikeApple

PayandGooglePaymaybecontributingtothetrend.Thesepaymentmethods

allowuserstoquicklypurchaseitemsinstoresoronline,makingiteasier

toseparatethemfromtheirmoney.Additionally,merchantsaretargeting

consumersdirectlythroughsocialmediaads,whichareparticularly

popularwithmillennialsandGenZ.

Anotherfactorthatencouragesoverspendingduringtheholidaysis

point-of-saleloans.Insteadofpayingupfront,consumerscanpayfor

purchasesoverseveralweeksormonths,oftenreferredtoasz，layaway

withoutthewait.〃Whilethisseemslikeaconvenientoption,theseloans

cancausepeopletospendmorethantheyintended.AccordingtoAffirm,

consumersboostedtheiraverageorderbyaround90%whenofferedoneof

theirloans.Schulzwarnsshopperstoresearchandunderstandthefine

printsurroundingtheseloanstoavoidsurpriseslateron.

AccordingtoastudyfromtheUniversityofIllinoisat

Urbana-Champaign,consumerswhousemobilewalletstendtospend2.4%more

onatypicaltransactionandincreasethefrequencyoftransactionsby

24%.Thishighlightstheimportanceofhavingabudgetandshoppinglist

beforestartingholidayshopping.Trackingregularincomeandexpenses

andmaintainingalistofpurchasesneededcanaidinavoidingsplurging

andunplannedexpenses.

CreditKarma'sDanaMarineaustressesthatsmallpurchasesmade

frequentlycanaddupandnegativelyimpactoverallfinancialhealth.

Shoppersshouldbecautiousduringtheholidayseasonwhenbombardedwith

enticingsalesoffersanddeals.Rememberingtostaywithinbudgetand

researchingloanscanhelppeopleavoidunnecessarydebtandfinancial

difficultiesduringwhatshouldbeajoyfultime.

【重點(diǎn)詞匯&詞組】

1.celebration[iselsbre加]n.慶祝

2.familyPftemali]n.家庭

3.gathering['g^darrj]n.聚會(huì)

4.gift-givingCgftgVQ]n.禮物贈(zèng)送

5.overspending[povar'spendD]n.過度7肖費(fèi)

6.mobile[*moob01]adj.移動(dòng)的

7.payment['pemant]n.付款

8.app[磔]n.應(yīng)用程序

9.ApplePay[teplpei]n.蘋果支付

10.GooglePayPguglpei]n.谷歌支付

11.contributing[kan'trbjutrj]v.貢獻(xiàn)，促成

12.trend[trend]n.趨勢

13.methods[hs0adz]n.方法

14.users['juzarz]n.用戶

15.purchaseJp3：rtms]v.購買

16.items[bitomz]n.物品

17.merchants[卜311百nts]n.商家

18.targeting[^aTgito]v.口苗準(zhǔn)

19.consumers[konbju：morz]n.消費(fèi)者

20.socialmedia[isoojlhidia]n.社交媒體

21.ads[紀(jì)dz]n.廣告

22.millennials[milsnialz]n.千禧一代

23.GenZ[dssnzi：]n.Z世代

24.factor['f￡ektar]n.因素

25.encourages[nk3rd3憶]v.鼓勵(lì)

26.point-of-sale[pont-nf-seil]n.銷售點(diǎn)

27.loans[loonz]n.貸款

28.upfront[^frAnt]adj.預(yù)先的

29.layaway['lenwei]n.分期付款

30.convenient[kan'vi^iant]adj.方便的

31.unintended[(Ann*t8ndri]adj.非計(jì)劃中的

32.average[tevardg]adj.平均的

33.order[6：rdsr]n.訂單

34.offered[6：fsrd]v.提供

35.warns[woi'nz]v.警告

36.research[rI'sBJrtJ]v.研究

37.fineprint[fanprnt]n.小字條款

38.study['stAdi]n.研究

39.Illinois[lia'noiln.伊利諾伊州

40.Urbana-Champaign[arbsena便mben]n.厄巴納一香檳

41.transaction[trsen'zcekjri]n.交易

42.frequency[trikwansi]n.頻率

43.highlights['haiilaits]v.強(qiáng)調(diào)

44.budget[tAdgit]n.預(yù)算

45.shoppinglist['Ja：pu1st]n.購物清單

46.tracking['tr2ekrj]v.追蹤

47.income['nk^m]n.g攵入

48.expenses[kLpsnsc]n.費(fèi)用

49.splurging[splstdsrj]v.揮霍

50.financialdifficulties[faitenjl'dfkaltiz]n.財(cái)務(wù)困難

【閱讀理解習(xí)題】

1.Whatisthemainproblemthatoccursduringtheholidayseason?

A.Increasedfrequencyofstorerobberies

B.Overspendingandexcessdebt

C.Decreasedsalesduetoconsumercaution

D.Disinterestingift-givingandcelebration

Answer:B

中文解析：節(jié)假日季節(jié)是慶祝、家庭聚會(huì)和贈(zèng)送禮物的時(shí)候。然而，這個(gè)時(shí)

期的過度消費(fèi)一直是一個(gè)問題。

2.Howaremobilepaymentappscontributingtooverspendingduring

theholidays?

A.Theyallowuserstoquicklypurchaseitemsonlineorin-store

B.TheyhavebeentargeteddirectlyatmillennialsandGenZs

C.Theyofferconsumerspoint-of-saleloanswithnointerest

D.Theyprovidediscountsforpurchasesmadeusingtheapp

Answer:A

中文解析：移動(dòng)支付應(yīng)用程序如ApplePay和GooglePay等的使用日益增

多也許正在為此趨勢做出貢獻(xiàn)。這些付款方式允許用戶快速在商店或在線購買物

品，從而更容易與他們的錢分離。

3.Howdopoint-of-saleloansencourageoverspendingduringthe

holidays?

A.Byincreasingthecostofeachpurchase

B.Byrequiringupfrontpaymentforeachpurchase

C.Byprovidingaconvenientoptionforpaymentsovertime

D.Byofferingdiscountsforpayingthefullpriceupfront

Answer:C

中文解析：這些購物貸款可以導(dǎo)致人們花費(fèi)比他們打算的更多。有研究表明，

呈現(xiàn)給客戶的分期付款選擇能夠提高他們的平均訂單金額約90%。

4.Howdoestheuseofmobilewalletsaffectconsumerspending?

A.Consumerstendtospendlessoneachpurchase

B.Consumersarelesslikelytomakefrequentpurchases

C.Consumerstendtospendmoreoneachpurchase

D.Consumerspendingremainsunchanged

Answer:C

中文解析：來自伊利諾伊大學(xué)厄本那-香檳分校的一項(xiàng)研究表明，使用移動(dòng)

錢包的消費(fèi)者在典型交易上的花費(fèi)增加了2.4%,并且交易頻率增加了24%。這

突出了在開始假日購物之前制定預(yù)算和購物清單的重要性。

5.WhatadvicedoesSchulzoffertoholidayshoppers?

A.Avoidusingmobilepaymentappsforholidayshopping

B.Researchandunderstandthefineprintsurroundingpoint-of-sale

loans

C.Makesmallpurchasesfrequentlytotakeadvantageofdeals

D.Staywithinbudgetbyavoidingsalesoffersanddiscounts

Answer:B

中文解析：Schulz提醒購物者研究和理解有關(guān)購物貸款的詳細(xì)信息，以避

免后來的驚喜。

6.Whyisitimportanttohaveabudgetandshoppinglistduring

holidayshopping?

A.Totakeadvantageofsalesoffersanddeals

B.Tomakefrequentsmallpurchasesthataddupovertime

C.Toavoidusingmobilepaymentappsandpoint-of-saleloans

D.Toavoidunplannedexpensesandoverspending

Answer:D

中文解析：制定預(yù)算和購物清單的重要性突出避免任意支出和超支。

7.WhatdoesDanaMarineaufromCreditKarmasuggestaboutsmall

purchasesduringtheholidays?

A.Theycanbeignoredwhenmakingabudget

B.Theyshouldbemadefrequentlytotakeadvantageofdeals

C.Theycanaddupandnegativelyimpactoverallfinancialhealth

D.Theyarenecessaryformaintaininggoodfinancialcredit

Answer:C

中文解析：CreditKarma的DanaMarineau強(qiáng)調(diào)，在節(jié)日期間頻繁地進(jìn)行

小額購買會(huì)累積起來，對總體財(cái)務(wù)健康產(chǎn)生負(fù)面影響。

8.Accordingtothearticle,whatisthepotentialnegativeoutcome

ofoverspendingduringtheholidayseason?

A.Increasedfrequencyofstorerobberies

B.Accumulationofunnecessarydebtandfinancialdifficulties

C.Decreasedsalesformerchantsandretailers

D.Disinterestingift-givingandcelebration

Answer:B

中文解析：假日過度消費(fèi)的潛在負(fù)面結(jié)果包括累積不必要的債務(wù)和金融困難。

【全文逐句對照翻譯】

節(jié)日是慶祝、家庭聚會(huì)和互贈(zèng)禮物的時(shí)刻。

Theholidayseasonisatimeforcelebration,familygatherings,and

gift-giving.

然而，這一時(shí)期的超支一直是一個(gè)問題。

However,overspendingduringthisperiodhasalwaysbeenaproblem.

最近，蘋果支付(ApplePay)和谷歌支付(GooglePay)等移動(dòng)支付應(yīng)用的使

用增加，可能是促成這一趨勢的原因。

Recently,theincreaseduseofmobilepaymentappslikeApplePayand

GooglePaymaybecontributingtothetrend.

這些支付方式允許用戶在商店或網(wǎng)上快速購買商品，使其更容易與他們的錢

分開。

Thesepaymentmethodsallowuserstoquicklypurchaseitemsinstores

oronline,makingiteasiertoseparatethemfromtheirmoney.

止匕外，商家通過社交媒體廣告直接瞄準(zhǔn)消費(fèi)者，這在千禧一代和Z世代中特

別受歡迎。

Additionally,merchantsaretargetingconsumersdirectlythrough

socialmediaads,whichareparticularlypopularwithmillennialsandGen

Z.

另一個(gè)鼓勵(lì)節(jié)日期間過度消費(fèi)的因素是銷售點(diǎn)貸款。

Anotherfactorthatencouragesoverspendingduringtheholidaysis

point-of-saleloans.

消費(fèi)者無需預(yù)先付款，而是可以在幾周或幾個(gè)月內(nèi)付款，這通常被稱為“無

需等待的分期付款”。

Insteadofpayingupfront,consumerscanpayforpurchasesover

severalweeksormonths,oftenreferredtoas"layawaywithoutthewait.z，

雖然這似乎是一個(gè)方便的選擇，但這些貸款可能會(huì)導(dǎo)致人們花費(fèi)比他們預(yù)期

的更多。

Whilethisseemslikeaconvenientoption,theseloanscancause

peopletospendmorethantheyintended.

Affirm的數(shù)據(jù)顯示，在獲得一筆貸款后，消費(fèi)者的平均訂單量增加了約90%o

AccordingtoAffirm,consumersboostedtheiraverageorderbyaround

90%whenofferedoneoftheirloans.

舒爾茨警告購物者要研究并了解這些貸款的細(xì)則，以避免以后出現(xiàn)意外。

Schulzwarnsshopperstoresearchandunderstandthefineprint

surroundingtheseloanstoavoidsurpriseslateron.

伊利諾伊大學(xué)厄巴納-香檳分校(UniversityofIllinoisat

Urbana-Champaign)的一項(xiàng)研究顯示，使用手機(jī)錢包的消費(fèi)者往往會(huì)在一筆典型

交易上多花2.4%的錢，交易頻率也會(huì)增加24%。

AccordingtoastudyfromtheUniversityofIllinoisat

Urbana-Champaign,consumer