1、V. Lets TalkStory of a MiserThere was a miser who loved money more than anything else. Just before he died, he said to his wife, “Now, listen. When I die, I want you to take all my money and put it in the casket with me. I want to take my money to the afterlife with me.” He made her promise with all

2、 her heart that when he dies, she would pit all the money in the casket with him. Then he died. He was laid in the casket, his wife was sitting there wearing black, and her friend was sitting next to her.When they finished the ceremony, just before the undertakers got already to close the casket, th

3、e wife said, “Wait a minute!” She had a box with her. She came over with the box and put it in the casket.Then the undertakers locked the casket down, and they rolled it away. He friend said, “Girl, I know you werent fool enough to put all that money in there with your husband!”She said, “Listen, Im

4、 a Christian. I cant go back on my word. I promise him that I would put all the money in the casket with him.”“You mean you really put that money in the casket with him!?”“I surely did,” said the wife. “I wrote him a check.”1. money2. all his money3. promise4. in the casket5. sitting6. next to7. clo

5、se8. box9. locked10. foolish11.all that money12. go back on her word13. put the money / put that money14. checkVI. Furthering Listening and SpeakingTask 1: Giving Money to a BeggarSusan: Hey, Robert, you gave that beggar some of your hard-earned cash?Robert: I know. He looked as if he needed help.Su

6、san: Buy youre always so careful with your money.Robert: Yeah, I guess so, but I like to help when someones in need.Susan: I just wonder why the guy doesnt get a job and make his own living.Robert: Its just not that simple, Susan. Some people have a hard time of it in life.Susan: Maybe they waste al

7、l their money. If you give them money, they will just go on wasting it.Robert: Life has been good to me, Susan, and Id like to share some of my luck.1. the beggar2. needed help3. careful 4.a job5. a hard time6. waste7. good luck/luckTask 2: An Introduction to Credit CardsCredit cards are plastic car

8、ds issued by a bank or other financial institutions allowing the holder to buy goods and service without using cash. Many American dont like to carry much cash. For them the cards are convenient and safe to use.Credit cards are gaining popularity, even for buying small items. They are accepted almos

9、t everywhere, though not at fast food restaurants.Credit cards allow you to purchase things that you may not currently have the money to buy. When you use a credit card, the credit card company that issued the credit card pays the store. Later, a bill will be mailed to you by your credit card compan

10、y for the amount you purchased. At that time, you can either pay the bill in full, or only pay a minimum amount, and wait till later to finish paying. If you wait till later, you will owe the credit card company interest on the amount that you do not pay.1.D 2.C 3.B 4.D 5.A Task 3: Buying a MachineA

11、n American manufacturer is showing his machine factory to a potential customer. At noon, when the lunch bell rings, two thousand men and women immediately stop working and leave the building.“Your workers, theyre escaping!” cries the visitor. “Youve got to stop them.”“Dont worry, theyll be back,” sa

12、ys the American. And indeed, an exactly one 0clock the bell rings again, and all the workers return from their break.When the tour is over, the manufacturer turn s to his guest and says, “Well, now, which of these machines would you like to order?”“Forget the machines,” says the visitor. “How much d

13、o you want for that bell?”1.T 2.F 3.F 4.T 5.T SpeakingCan you change a twenty-dollar bill?Cashier: How can I help you, Miss?Jill: Could you change a 20 for me?Cashier: Sure. How do you want it?Jill: Could I have two 5s, but not enough 1s. Are quarters all right with you?Cashier: Well, I have some 5s

14、, but not enough 1s. Are quarters all right with you?Jill: Oh, thats even better! In that case, I wont have to worry about the small change for the laundry.Cashier: Here you are!Jill: Thanks a million! Part I Directions: Listen to the short dialogs, and then choose the correct answers to the questio

15、ns. You will hear the recording twice. After the first playing, there will be time for you to choose the correct answers. Use the second playing to check your answers. 1. (Listen to the audio recording for the question.) A. She is going to travel. B. She is going to blow it all immediately. C. She i

16、s going to save it for future use. D. She is going to invest it in a project. 2. (Listen to the audio recording for the question.) A. He plans to travel around the world to enjoy himself at his forties. B. He wants to lead a luxurious life. C. He thinks money can buy happiness. D. He hopes to save u

17、p money to help the poor. 3. (Listen to the audio recording for the question.) A. To spend it at Christmas. B. To pay the tuition. C. To buy books. D. To pay for the accommodations. 4. (Listen to the audio recording for the question.) A. When he borrows money from a friend. B. When he receives his s

18、alary. C. Not until half a year later. D. Not until a year later. 5. (Listen to the audio recording for the question.) A. He is generous to friends. B. He's saved up a large sum of money. C. He is mean with his money. D. He boasts his attitude toward saving. Part II Directions: Listen to the fol

19、lowing recording, and then fill in the blanks with the missing words. You will hear the recording twice. After the first playing, there will be time to write the missing words. Use the second playing to check your answers. Thomas: Nora, can you (1)? Nora: (2)? Thomas: I can't (3) my family with

20、my pay. They (4) too much. Nora: I'm sorry, Thomas, I'm (5). But Brown is a banker. If you (6), he might be glad to help you. Thomas: I'll (7) trying to borrow money from that miser. Nora: But Mrs. Brown is (8) and ready to help. And she is the (9) of a big company. Thomas: OK, I'll

21、try (10) with her. give me a loan (2) What for (3) support (4) are spending (5) hard up myself (6) let him know (7) get nowhere (8) easy-going (9) general manager (10) my luckPart III Directions: Listen to the following recording, and then choose the correct answers to the questions. You will hear t

22、he recording twice. After the first playing, there will be time for you to choose the correct answers. Use the second playing to check your answers. 1. How much did the hotel charge them initially? A. $13. B. $27. C. $29. D. $30. 2. How much did the hotel overcharged them? A. $1. B. $2. C. $5. D. $9

23、. 3. How did the bellboy (男侍者) expect the guests to react after he pocketed $2? A. The guests would be angry. B. The guests would be happy to get a refund. C. The guests would be slightly disappointed. D. None of the above. 4. Which of the following calculations did the bellboy use to find that $1 w

24、as missing? A. 30 - (27 + 2) B. 29 - (27 + 1) C. 5 - 3 - 1 D. 9 - 5 - 3 5. Which of the following calculations should the bellboy use to solve his puzzle? A. 27 + 2 + 1 = 30 B. 30 - 5 = 27 - 2 C. 29 + 1 = 30 D. 30 - 1 = 29 Part IV Directions: Choose the best answer to each of the following statement

25、s. 1. If you postpone the payment, you owe the credit card company _ the amount that you do not pay. A. interest for B. interest on C. interest rates on D. interest rates for 2. Life has been good to me, and I'd like to _ some of my good luck. A. share B. share with C. share for D. share in 3. H

26、ey, you gave the beggar some of your _ cash? A. hardly-earned B. hardly-earning C. hard-earned D. hard-earning 4. Robert is always so careful _ his money. A. in B. at C. over D. with 5. Helen is generous and likes to help when someone is in _. A. need B. needs C. necessity D. demand 6. Hey, Mike, wh

27、ere are you _? A. of to B. off to C. away to D. away for 7. I'm going to talk to a banker about a _. A. borrow B. lend C. lending D. loan 8. You need money? I thought you were the _. A. keeping type B. save type C. saving type D. reserving type 9. As you know, property values have been _. A. goi

28、ng into the roof B. going in the ceiling C. going through the roof D. going to the ceiling 10. When you receive the bill from your credit card company, you can choose _ pay the bill in full _ only to pay a minimum amount of the money to wait until later to finish paying. A. either.nor B. neither.or

29、C. either.or D. neither.nor Unit8 II. Listening SkillsTo keep our children safe from those dangerous criminals, these tips might be helpful. First, children should be encouraged always to ask permission from their caregiver before they go anywhere .They should not only tell the care giver where they

30、 will be at all times, but also who will be looking after them. Also, children should never walk or ride their bikes alone. Instead, they should travel in groups whenever possible. More importantly, children should be taught to stay away from strangers, though they may offer to show them a puppy or

31、give them candy.children should be taught to say “no” and run, scream, or fight if necessary. Moreover, children should be told that no problem is too big or too small to ask grown-ups. In fact, it is never too late to ask for help, and to keep asking until they get the help they need. Last but not

32、least, we should realize that many child-attack cases involve a family member or family friend, for example, a stepfather, sisters boyfriend, babysitter, neighbor, and so on.III. Listening InTask 1: He or she?Girl: Yes, I'd like to report a mugging. Police officer: OK. Can you tell me exactly wh

33、at happened? Girl: Well, I was walking home from work when this woman knocked me right off my feet, seized my stuff, and ran off. I was so scared that I didn't go after her. Police officer: Can you describe the woman for me? Girl: Yeah. He is quite tall, about six feet three. Police officer: You

34、 said a woman robbed you. Girl: Well, I'm not really sure. Hmm. You see, the person was wearing a white dress, a light red sweater over it, and she or he was wearing a pair of basketball shoes. Police officer: Hmm. What else can you remember? Girl: Well, the person. had a beard. Police officer:

35、Ah! What was, uh, taken exactly? Girl: Well, just my left shoe. Strange, isn't it? Police officer: Ah. The "Bearded Woman" has struck again! Girl: The "Bearded Woman"? Police officer: Well, this "Bearded Woman" is a man. He dresses up like a woman and, for some unkn

36、own reason, likes to take the left shoe from his victims. He's really harmless and usually returns the shoe to the crime scene a couple of days later. Girl: Hey, he can keep my shoe, and I'll just take off my left shoe every time I walk through the park. 1. F 2.T 2.F 4.T 5.FTask 2: What'

37、s in the bags?A young man comes up to the border on his bicycle. He has two large bags over his shoulders. The border guard stops him and says, "What's in the bags?""Sand," answers the young man.The guard is a bit suspicious and asks the young man to open the bags for inspect

38、ion. The guard empties the bags, but finds nothing in them but sand. Then he has the sand analyzed, only to discover that there is nothing but pure sand in the bags. So the young man is allowed to ride across the border with his sandbags.A week later, the same young man presents himself at the borde

39、r with his bags. The guard asks, "What have you got?""Sand," says the young man.The guard does his thorough examination and discovers that the bags contain nothing but sand. He gives the sand back to the young man who then rides across the border on his bicycle with the sandbags.

40、This happens every week for three years. Finally, the young man no longer appears at the border crossing. Many months go by and the border guard meets the young man in an expensive café."Hey," says the guard, "for three years you were smuggling something through my crossing stati

41、on. It's driving me crazy. Just between you and me, what were you smuggling?" The young man drinks his coffee and says, "Bicycles." 1.B 2.D 3.C 4.A 5.CTask 3: Fighting identity theftIt is important to keep your personal information secure. Here are some ways to help you fight iden

42、tity theft. After all, you don't want someone else to ruin your good credit rating and perhaps keep you from getting the loan you want to get.The first thing you want to do is to watch how much information you give out on the Internet. For example, never put your credit card number into an email

43、. If you do make purchases online, you need to be careful. One way to be extra careful is to only use sites that offer a high level of encryption. Another way to be extra careful is to only use one credit card for all of your Internet purchases. Make sure that credit card has a low limit.Another thi

44、ng you have to do to help you avoid ID theft is to destroy all your outgoing mail completely. Some thieves will pick up garbage, search through it, and pull out the credit card offers that you threw away because they were junk mail. Remember that a lot of your information is already there. All a thi

45、ef has to do is forge your signature and mail the form back with a note that says you've changed your mailing address (to their address).The third way to avoid identity theft is to make sure that your mailbox is safe. Have a slot in your front door for the mail to fall through. Even though that

46、is not completely safe, it is still much safer than the post box outside your front door. (1) give out (2) number (3) online (4) sites (5) credit card (6) low (7) outgoing (8) thieves (9) offers (10) mailbox (11)front doorIV. Speaking OutModel 1 Bye-bye, bully!Se-Jin: john, do you mind if I ask you

47、something?John: No, what is it?Se-Jin: you seem nervous. Is that big guy still bullying you?John: Yeah. Today he wanted me to give him some money. He even pushed me when I said no.Se-Jin: Thats terrible! You have to talk to a teacher about this.John: I thought about that, but Im afraid that everyone

48、 will think Im a coward.Se-Jin: your safety is more important than what other people think.John; But telling a teacher could make things worse. The big guy warned me not to .Se-Jin: Of course he did! He doesnt want to get into trouble. Look, if youre still worried, tell the teacher not to mention yo

49、ur name when she talks to him.John: Good idea. But I think I can deal with him on my own.SAMPLE DIALOGA: Hi, can I talk to you for a minute?B: Sure, what is it?A: You look worried. Are you still being bullied by that big boy in you class?B: Yeah. Today he asked me to help him cheat in the final exam

50、.A: Thats too bad! You have to talk with your parents about it.B:I thought about that, but Im afraid that other people will laugh at me if I turn to my parents for help.A: Dont be silly. Its more important to protect yourself.B: Maybe you are right. I should tell this to my parents, and they will gi

51、ve me some advice.Model 2 My house has been robbed!Operator: Colchester Police Station. Can I help you?Jane: I hope so. My house has been robbed.Operator: Where do you live?Jane: 2B Southbank Road.Operator: When did you discover the burglary Jane: When I got home from work. About five minutes ago.Op

52、erator: Was anything stolen?Jane: yes. All my jewelrys gone, and my computer too. And they wrote dirty words all over my walls.Operator: How did they get in ?Jane: They forced the back door.Operator: An officer will be round in about half an hour. Please don't touch anything.SAMPLE DIALOGA: Broa

53、dway Police Station. May I help you?B: I hope so. My house has been broken into.A: Where do you live?B: 43 Main Street.A: When did you find out about the break-in?B: When we got home from the theater. About two minutes ago.A: How did they break in?B: They forced open the back door.A: Was anything st

54、olen?B: Yes. All my cash in the drawer, and my mobile phone too. And they broke all the glass.A: OK, an officer will come in about 20 minutes. Please dont leave fingerprints anywhere.Model 3 We should create harsher sentences for bootleggers.Jane: Its about time that the government got tough with bo

55、otleggers. Their fake liquors have already killed several people.Peter: Yeah, thats too high a price to pay. Its almost a rip-off. The bootleggers use industrial alcohol to cut costs and increase profits.Jane: Perhaps we should cut taxes on liquor. With lower taxes, bootlegging will decrease.Peter:

56、But that can create a new problem. Thats not in agreement with the WTO rules.Jane: I think through negotiation with other nations, perhaps we can cut taxes under the WTO framework.Peter: That may be tough. Perhaps a better solution is to create harsher sentences for bootleggers.Jane: I agree. Our co

57、untry needs a special team to deal with this problem. Then we can crack down on bootlegging.SAMPLE DIALOGA: Its time the government took stricter standards control on cosmetic products. The low quality cosmetics have caused various skin diseases among users.B: Yeah, the producers use harmful ingredients to lower costs and add profits.A: Pe