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率

M一、選擇題

承

i1、哲學(xué)與具體科學(xué)之間的最主要區(qū)別是（）。

A.哲學(xué)是一門抽象的理性學(xué)說(shuō)，具體科學(xué)是具體化的感性學(xué)說(shuō)

B.哲學(xué)研究世界發(fā)展最一般的規(guī)律，具體科學(xué)研究世界單一領(lǐng)域或方面的規(guī)律

??1C.哲學(xué)具有民族性、階級(jí)性，具體科學(xué)沒(méi)有國(guó)界，是超階級(jí)的學(xué)說(shuō)

Z!D.哲學(xué)思想源于理論斗爭(zhēng)，具體科學(xué)研究源于實(shí)踐需要

年

、關(guān)于產(chǎn)品生命周期理論的意義，以下說(shuō)法不正確的是（

2）0

A.借助產(chǎn)品生命周期理論，可以分析判斷產(chǎn)品處于生命周期的哪一階段，推測(cè)產(chǎn)品發(fā)展的

趨勢(shì)

B.產(chǎn)品生命周期理論揭示了任何產(chǎn)品都和生物有機(jī)體一樣，有一個(gè)從誕生一成長(zhǎng)一凝峰的

過(guò)程

C.產(chǎn)品生命周期引導(dǎo)人們通過(guò)產(chǎn)品生.命周期，了解和掌握出匚的動(dòng)態(tài)變化，為制定市場(chǎng)戰(zhàn)

略提供理論依據(jù)

D.它還反映出當(dāng)代國(guó)際競(jìng)爭(zhēng)的特點(diǎn)，即創(chuàng)新能力，模仿能力，是活的企業(yè)生存能力和優(yōu)越

地位的重要因素

3、資料：（一）

??I

：Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.Thehouse

兇密

qjjowner,forexample,knowsthathispropertycanbedamagedbyfire,theshipownerknowsthat

線hisvesselmaybelostatsea；thebreadwinnerknowsthathemaydieatanearlyageandleave

hisfamilythepoorer.Ontheotherhand,noteveryhouseisdamagedbyfirenoreveryvessellost

atsea.Ifthesepersonseachputasmallsumofmoneyintoapool,therewillbeenoughtomeet

theneedsofthefewwhodosufferloss,Inotherwords,thelossesofthefewaremetfromthe

contributionsofthemoney.Thisisthebasisofinsurance.Thosewhopaythecontributionare

knownas“insured“andthosewhoadministerthepoolofcontributionsas“insurers".

Notallriskscanbecoveredbyinsurance.Broadlyspeaking,theordinaryrisksofbusinessand

speculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsatthepricesofferedisnot

ofakindthatcanbestatisticallyestimated,andriskscanonlybeinsuredagainstiftheycanbeso

：estimated.

恬

nr

Thelegalbasisofallinsuranceisthe“policy”.Thisisaprintedformofcontract.Itstatesthatin

returnfortheregularpaymentbytheinsuredofacertainsumofmoney,calledthe“premium",

whichisusuallypaideveryyear,theinsurerwillpayasumofmoneyorcompensationforloss,if

theriskactuallyhappens.Thewordingofpolicies,particularlyinmarineinsurance,o代enseems

veryold-fashioned,butthereisasoundreasonofthis.Overalargenumberofyears,manylaw

caseshavebeenbroughttoclearupthemeaningsofdoubtfulphrasesinpolicies.Thelawcourts

havegiventhesephrasesadefniteandindisputablemeaning,andtoavoidfuturedisputesthe

phraseshavecontinuedtobeusedinpolicesevenwhentheyhavepassedoutofnormalusein

speech.

Thephrase“thepoolofcontributionswinthefirstparagraphmeans.

A.themoneypaidbytheinsurers

B.thecostofadministeringinsurance

C.themoneypaidbytheinsured

D.theamountofeachpremium

4、Passage4

Insuranceisthesharingofrisks.Nearlyeveryoneisexposedtoriskofsomesort.The

house-owner,forexample,knowsthathispropertycanbedamagecbyfire;theship-ownerknows

thathisvesselmaybelostatsea;thebreadwinnerknowsthathemaydieatanearlyageand

leavehisfamilythepoorer.Ontheotherhand,noteveryhouseisdamagedbyfirenorevery

vessellostatsea.Ifthesepersonseachputasmallsumintoapool,therewillbeenoughtomeet

theneedsofthefewwhodosufferloss.Inotherwords,thelossesofthefewaremetfromthe

contributionsofthemany.Thisisthebasisofinsurance.Thosewhopaythecontributionare

knownas"insured"andthosewhoadministerthepoolofcontributionsas"insurers".

Notallriskslendthemselvestobeingcoveredbyinsurance.Broadlyspeaking,theordinaryrisksof

businessandspeculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsattheprices

offeredisnotofakindthatcanbestatisticallyestimated-andriskscanonlybeinsuredagainstif

theycanbesoestimated.

Thelegalbasisofallinsuranceisthe"policy".Thisistheprintedformofcontractonpaperofthe

bestquality.ltstatesthatinreturnfortheregularpaymentbytheinsuredofanamedsumof

money,calledthe"premium",whichisusuallypaideveryyear,theinsurerwillpayasumofmoney

orcompensationforloss,iftheriskoreventinsuredagainstactjallyhappens.Thewordingof

policies,particularlyinmarineinsurance,oftenseemsveryold-fashioned,butthereisasound

reasonforthis.Overalargenumberofyearsmanylawcaseshavebeenbroughttoclearupthe

meaningofdoubtfulphrasesinpolicies.Thelawcourtsjntheirjudgments,havegiventhese

phrasesadefiniteandindisputablemeaning,andtoavoidfuturedisputesthephraseshave

continuedtobeusedinpoliciesevenwhentheyhavepassedouto：normaluseinspeech.

Old-fashionedwordingissometimesusedininsurancepoliciesbecause().

A.lawcourtshavedecidednottousefashionablewords

B.itiswidelyacceptedbyalltheinsured

C.itenablesordinarypeopletounderstanditeasily

D.themeaningofsuchwordinghasbeenagreedupon

5、資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfor

theloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishing

andothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangeredlistingsaid

theproposalwasa“turningpointwtheyhopewillleadtogreaterturtleprotections.

“Ithinkit'shugedayforloggerheadseaturtles,wsaidBethRiff,amarinewildlifescientistat

Oceana/itreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/Withallthatattentiontopaidtothem,you'dthinkthesecreatures

wouldatleasthavethegratitucenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallyknowshowmanyloggerheadthereare,orhowmanyarebeingkilledby

fishinggearorotheractivities.Riffcitesa40percentdropinthenumberofnestingfemalesin

Floridaoverthelastdecadeasevidenceoftrouble.

Loggerheadsarenamedfortheirlargeheads,whichcontainpotentjawsthatcancrushthehard

shellsofpreysuchasconch.Theturtlesareaboutthesizeofafistwhentheyhatchandmakea

frenzieddashtothesurf.Buttheytypicallygrowtomorethanthreefeetinlengthand250

pounds.Theanimalcanlogthousandsofmilesasittravelsacrossoceans.

BarbaraSchoder,nationalseaturtlecoordinatorforNOAA'sfisheriesdivision,saidthebiggest

threatstotheNorthPacificloggerheadincludedamagetoprimarynestingsites,whicharemainly

inJapan,aswellasaccidemalsnaringoftheturtlesinfishinggear.AndreaTeeofSan

Francisco-basedCenterforBiologicalDiversitysaidtheturtlesgethookedbyHawaiianlongline

fishermentargetingswordfishandtunaandcanbeinjuredordrowned.OntheEastCoast,the

mainthreattoturtlesisgearfromtheregion'svariousfishenesSchodersaid.

Aprimarybenefitoftheendangeredstatuswouldbeincreasedpublicpressureonprotectingthe

species,Riffsaid.Butthegovernmentwouldalsohavetodetermine^criticalhabitats,“suchas

wheretheturtlesreproduceorforage.Suchplacescouldbesubjecttoadditionalprotectionsfor

theturtles,includingrestrictionsonmaritimedevelopmentorfishing.

Likeeveryotherenvironmentalissuetoday,thisisplayingoutagainstthebackgroundofglobal

warmingandhumaninterferencewithnaturalecosystems,Thenarrowstripsofbeachonwhich

theturtleslaytheireggsarebeingsqueezedononesidebydevelopmentandontheotherby

threatofrisingsealevelsastheoceanswarm.Ultimatelywemustgetahandleonthoseissuesas

well,oracreaturethatoutlivedthedinosaurswillmeetitsendatthehandsofhumans,leaving

ourdescendantstowonderhowcreaturesouglycouldhavewonsomuchaffection.

Itcanbelearnedfromthefirstparagraphthat().

A.humanactivitieshavechangedthewayturtlessurvive

B.Effortshavebeenmadetoprotectturtlesfromextinction

C.Marinebiologistsarelookingforthesecretofturtles*reproducton

0.Governmentbureaucracyhascontributedtodecreasingnumberofturtles

6、IcannotthinkofanythinghappenedthatdaywhichIwouldhavewishedotherwise.

A.what

B.who

C.that

D.which

7^資料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfor

theloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishing

andothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangeredlistingsaid

theproposalwasa“turningpoint^theyhopewillleadtogreaterturtleprotections.

“Ithinkit,shugedayforloggerheadseaturtles,wsaidBethRiff,amarinewildlifescientistat

Oceana/Zitreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/Withallthatattentiontopaidtothem,you'dthinkthesecreatures

wouldatleasthavethegratitucenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallyknowshowmanyloggerheadthereare,orhowmanyarebeingkilledby

fishinggearorotheractivities.Riffcitesa40percentdropinthenumberofnestingfemalesin

Floridaoverthelastdecadeasevidenceoftrouble.

Loggerheadsarenamedfortheirlargeheads,whichcontainpotentjawsthatcancrushthehard

shellsofpreysuchasconch.Theturtlesareaboutthesizeofafistwhentheyhatchandmakea

frenzieddashtothesurf.Buttheytypicallygrowtomorethanthreefeetinlengthand250

pounds.Theanimalcanlogthousandsofmilesasittravelsacrossoceans.

BarbaraSchoder,nationalseaturtlecoordinatorforNOAA'sfisheriesdivision,saidthebiggest

threatstotheNorthPacificloggerheadincludedamagetoprimarynestingsites,whicharemainly

inJapan,aswellasacciden:alsnaringoftheturtlesinfishinggear.AndreaTeeofSan

Francisco-basedCenterforBiologicalDiversitysaidtheturtlesgethookedbyHawaiianlongline

fishermentargetingswordfishandtunaandcanbeinjuredordrowned.OntheEastCoast,the

mainthreattoturtlesisgearfromtheregion'svariousfishenesSchodersaid.

Aprimarybenefitoftheendangeredstatuswouldbeincreasedpublicpressureonprotectingthe

species,Riffsaid.Butthegovernmentwouldalsohavetodetermine/zcriticalhabitats,“suchas

wheretheturtlesreproduceorforage.Suchplacescouldbesubjecttoadditionalprotectionsfor

theturtles,includingrestrictionsonmaritimedevelopmentorfishing.

Likeeveryotherenvironmentalissuetoday,thisisplayingoutagainstthebackgroundofglobal

warmingandhumaninterferencewithnaturalecosystems,Thenarrowstripsofbeachonwhich

theturtleslaytheireggsarebeingsqueezedononesidebydevelopmentandontheotherby

threatofrisingsealevelsastheoceanswarm.Ultimatelywemustgetahandleonthoseissuesas

well,oracreaturethatoutlivedthedinosaurswillmeetitsendatthehandsofhumans,leaving

ourdescendantstowonderhowcreaturesouglycouldhavewonsomuchaffection.

Whatdoestheauthormeanby''natureisindifferenttohumannotionsoffairnessw().

A.Natureisquitefairregardingthesurvivalofturtles

B.Turtlesarebynatureindifferenttohumanactivities

C.Courseofnaturewillnotbechangedbyhumaninterference

D.Theturtlepopulationhasdecreasedinspiteofhumanprotection

8、—Whyareyoustandingthere,Maggie?

—Ican'tseetheblackboardclearly.Twotallboysaresittingme.

A.behind

B.infrontof

C.beside

D.nextto

9、Shetoldusthatclassificationisauseful()totheorganizationofallkindsofknowledge.

A.means

B.approach

C.mode

D.manner

10、資料：Stressisacommonfactorinlife.Childrenexperiencestressfromschool,newsocial

situationsandsimplygrowingup.Adultsfeelthestressofworking,payingbills,raisingkidsand

maintaininghouseholds.Seniorsalsofeelstress,eventhoughsomemayhaveretired,raisedtheir

childrenandpaidofftheirhomes.Certainamountsofstressareapartoflifeforpeopleofall

ages.

Forseniors,stresshasthepotentialtobeespeciallyoverwhelming.Thistypeoftensioninolder

adultshasuniquecontributingfactors,suchasthelossofanelderlyspouseorfriends.Living

alonecanincreasethesenseofisolation.Sometimesthesimpletasksofeverydaylifecancause

stressinthosewhoexperiencephysicalormedicallimitations.Theeffectsofstresscan

sometimesexacerbatehealthconditionsfromwhichsomeseniorssuffer,causingadditional

worry.

Stresscanbedetectedinvariousways.Youmayfollowthefivemcstcommonwaystofindoutif

alovedone'sstressiscauseforconcern:

1.Changesineatinghabits,suchasover-eatingorlossofappetite,canbecausedby

overwhelmingstress.

2.Moodswingsduetostressmaypresentinincreasedirritability,generalsadnessordepression.

3.Memoryissuesmayariseintheformofincreasedforgetfulnessofnames,placesorother

thingsthatnormallycomenaturally.Lackofconcentrationmaybecomeaproblem.Someseniors

mayexercisepoorjudgment,suchasexcessivespendingwhentheyarealreadyonalimited

budget.

4.Physicalsignsofstresscanincludebodyachesandpainsorincreasedepisodesofillness.

Changesinsleepingpatterns—eithertroublefallingasleeporinterruptednighttimesleep—can

signalsignificantstress.

5.Seniorsexperiencingoverwhelmingstressoftenisolatethemselvesfromothers,refusingto

socializeorparticipateinactivitiestheyusedtoenjoy.

What'sthemainthemeofthepassage?

A.Stressisexperiencedbyeveryone

B.Stressiscommonandcanbedetected

C.Stresscannotbeprevented

D.Stressiseverywhereandhardtodealwith

11、在Word主窗口的右上角，可以同時(shí)顯示的按鈕是（）。

A.最小化、還原和最大化

B.最大化、還原和關(guān)閉

C.最小化、還原和關(guān)閉

D.最大化和還原

12、辦理個(gè)人存取款業(yè)務(wù)的金融機(jī)構(gòu)對(duì)一日一次性從儲(chǔ)蓄賬戶（含銀行卡）提取現(xiàn)金（）（不

含）以上的，儲(chǔ)蓄機(jī)構(gòu)柜臺(tái)人員必須要求取款人提供有效身份證件，并經(jīng)儲(chǔ)蓄機(jī)構(gòu)負(fù)責(zé)人審

核身份證件姓名與存單（存折、銀行卡）姓名一?致后予以支付。提現(xiàn)20萬(wàn)元（含）以上的，應(yīng)

要求取款人至少提前一天預(yù)約。

A.3萬(wàn)元

B.5萬(wàn)元

C.8萬(wàn)元

D.10萬(wàn)元

13Manystateshave,amendedorrepealedlawstoimproveschoolnutrition.

A.instituted

B.organized

C.manufactured

D.enacted

14、在完全競(jìng)爭(zhēng)市場(chǎng)條件下，處于長(zhǎng)期均衡狀態(tài)下的廠商將選擇平均成本最小化所對(duì)應(yīng)的生

產(chǎn)規(guī)模，這是因?yàn)?)。

A.廠商自由進(jìn)入將導(dǎo)致該行業(yè)中的廠商，不論其生產(chǎn)規(guī)模為多大，長(zhǎng)期利潤(rùn)均為零

B.廠商追求利潤(rùn)最大化，為獲得最大利潤(rùn)，廠商需要選擇最小平均成本所對(duì)應(yīng)的生產(chǎn)規(guī)模

C.廠商追求利潤(rùn)最大化和廠商的自由進(jìn)入導(dǎo)致最大利潤(rùn)為零

D.行業(yè)中的廠商試圖最有效的生產(chǎn)

Heating,ventilating,andairconditioning(HVAC)systemsareinmostofunderground

subwaystationstoprovidecomfortableandfreshairtoundergroundsubwaystations?

A.assembled

B.installing

C.equipped

□.installed

16、2019年12月31日，A公司涉及的一項(xiàng)未決訴訟預(yù)計(jì)很可能敗訴。若敗訴，A公司需承

擔(dān)訴訟費(fèi)20萬(wàn)元并支付賠款400萬(wàn)元，但基本確定可從保險(xiǎn)公司獲得補(bǔ)償80萬(wàn)元。2019

年12月31日，A公司因該項(xiàng)目訴訟應(yīng)確認(rèn)的預(yù)計(jì)負(fù)債的金額為()萬(wàn)元。

A.320

B.340

C.400

D.420

17、ItisnothardtoreadArya,becauseshe()blusheswithembarrassmentwhenshehasa

terribleconversationwithothers.

A.habitually

B.habit

C.habits

D.habitual

18、Eventhoughmedicinecantakeyoubacktohealthifyoufallill,isrecommendedto

avoidsideeffects.

A.moderation

B.consideration

C.reflection

0.speculation

19、年度決算是銀行在每個(gè)會(huì)計(jì)年度終了，對(duì)全年的會(huì)計(jì)資料加以歸納、整理與核實(shí)，以檢

查本年度的（）。

A.各項(xiàng)財(cái)務(wù)制度及方針政策的情況

B.銀行經(jīng)營(yíng)情況

C.銀行盈虧情況

D.銀行工作進(jìn)展

20、在保險(xiǎn)市場(chǎng)上，"道德風(fēng)險(xiǎn)"是指（）o

A.保險(xiǎn)公司不能區(qū)分低風(fēng)險(xiǎn)顧客和高風(fēng)險(xiǎn)顧客

B.高風(fēng)險(xiǎn)顧客有激勵(lì)提供錯(cuò)誤信號(hào)使保險(xiǎn)公司相信他是低風(fēng)險(xiǎn)顧客

C.保險(xiǎn)公司可能會(huì)根據(jù)種族、性別和年齡來(lái)斷定哪些是高風(fēng)險(xiǎn)顧客

D.顧客在購(gòu)買保險(xiǎn)后會(huì)改變自己的行為，即他在購(gòu)買保險(xiǎn)后的行為比之前更像一個(gè)高風(fēng)險(xiǎn)

的顧客

21、若網(wǎng)絡(luò)形狀是由站點(diǎn)和連接站點(diǎn)的鏈路組成的一個(gè)閉合環(huán)，則稱這種拓?fù)浣Y(jié)構(gòu)為（）。

A.星形拓?fù)?/p>

B.總線拓?fù)?/p>

C.環(huán)形拓?fù)?/p>

D.樹(shù)形拓?fù)?/p>

22、軟件是（）。

A.所有程序的統(tǒng)稱

B.所有技術(shù)文檔資料的統(tǒng)稱

C.所有保存在軟盤上的程序的統(tǒng)稱

D.所有程序及相關(guān)文檔資料的統(tǒng)稱

23、IfEnglishmeansendlessnewwords,difficultgrammarandsonetimesstrangepronunciation,

youarewrong.Haven'tyounoticedthatyouhavebecomesmartersinceyoustartedtolearna

language?

AccordingtoanewstudybyaBritishuniversity,learningasecondlanguagecanleadtoan

increaseinyourbrainpower,Researchersfoundthatlearningotherlanguageschangesgrey

matter.Thisistheareaofthebrainwhichprocessesinformation.ltissimilartothewaythat

exercisebuildsmuscles.

Thestudyalsofoundtheeffectisgreater,theyoungerpeoplelearnasecondlanguage.

AteamledbyDrAndreaMechelli,fromUniversityCollegeLondon,tookagroupofBritonswho

onlyspokeEnglish.Theywerecomparedwithagroupofttearlybilingualswwhohadlearntasecond

languagebeforetheageoffive,aswellasanumberoflaterlearners.

ScansshowedthatgreymatterdensityC密度）inthebrainwasgreaterinbilingualsthaninpeople

withoutasecondlanguage.But:helongerapersonwaitedbeforemasteringanewlanguage,the

smallerthedifference.

“Ourfindingssuggestthatthestructureofthebrainischangedb/theexperienceoflearninga

secondlanguage,“saidthescientists.

Itmeansthatthechangeitselfincreasestheabilitytolearn.

ProfessorDylanVaughanJonesoftheUniversityofWaleshasresearchedthelinkbetween

bilingualismandmathsskills/Havingtwolanguagesgivesyoutwowindowsontheworldand

makesthebrainmoreflexible,“hesaid/Youareactuallygoingbeyondlanguageandhavea

betterunderstandingofdifferentideas.”

ThefindingswerematchedinastudyofnativeItalianspeakerswhohadlearnedEnglishasa

secondlanguagebetweentheagesof2and34.Reading,writing,andcomprehensionwereall

tested.Theresultsshowed,thattheyoungertheystartedtolearn,thebetter.z/Studyinga

languagemeansyougetanentrancetoanotherworld,“explainedthescientists.

Inthelasttwoparagraphs,theauthorwantstotellusthat（）.

A.learningasecondlanguageisthesameasstudyingmath

B.Italianisthebestchoiceforyouasasecondlanguage

C.you'dbetterchoosetheagesbetween2and34tolearnasecondlanguage

D.earlylearningofasecondlanguagehelpsyouagreatdealinstudyingothersubjects

24、衡量一個(gè)社會(huì)生產(chǎn)力發(fā)展水平的客觀尺度是（）o

A.生產(chǎn)工具

B.勞動(dòng)者素質(zhì)

C.科學(xué)技術(shù)

D.管理水平

25、“負(fù)債類”賬戶的本期減少數(shù)和期末余額分別反映在（

A.借方和借方

B.貸方和借方

C.借方和貸方

D.貸方和貸方

26、聯(lián)合國(guó)大會(huì)將每年的（）定為“婦女和女童參與科學(xué)國(guó)際日”，今年的主題是“投資

婦女和女童參與科學(xué)，促進(jìn)包容性綠色增長(zhǎng)”。

A.2月10日

B.2月11日

C.2月12日

D.2月13日

27、OnbehalfofboardofdirectorsIappreciateyouforprovidingtheinformation.

A.request

B.requester

C.requesting

0.requested

28、根據(jù)圖形規(guī)律，填入問(wèn)號(hào)處最合適的一項(xiàng)（

I母I爭(zhēng)李擊？

A

B

C

D

A.如上圖所示選項(xiàng)

B.如上圖所示選項(xiàng)

C.如上圖所示選項(xiàng)

D.如上圖所示選項(xiàng)

29、下列不屬于禁止債權(quán)轉(zhuǎn)讓的情形的是（）＜,

A.根據(jù)合同性質(zhì)不得轉(zhuǎn)讓

B.依照法律規(guī)定不得轉(zhuǎn)讓

C.按照當(dāng)事人約定不得轉(zhuǎn)讓

D.依照債權(quán)人要求不得轉(zhuǎn)讓

30、聯(lián)合國(guó)總部設(shè)在（）。

A.日內(nèi)瓦

B.維也納

C.瑞士

D.紐約

31、“沉魚落雁""閉月羞花"用以形容古代四大美女，下列形容古代四大美女與其關(guān)系對(duì)應(yīng)不

正確的是（）?

A.沉魚——西施

B.落雁一一王昭君

C.閉月一一趙姬

D.羞花一一楊玉環(huán)

32、目前國(guó)家開(kāi)發(fā)銀行的貸款主要是（）0

A.硬貸款

B.軟貸款

C.信用貸款

D.抵押貸款

33.Internet中使用最廣泛的協(xié)議是（）。

A.SMTP協(xié)議

B.SDH/SONET協(xié)議

C.OSI/RM協(xié)議

D.TCP/IP協(xié)議

34、近年來(lái)，我國(guó)影子銀行快速發(fā)展，成為彌補(bǔ)實(shí)體經(jīng)濟(jì)融資缺口的重要渠道，但其隱匿著

巨大風(fēng)險(xiǎn)，對(duì)此，下列說(shuō)法不正確的是（）o

A.資金回報(bào)要求過(guò)低，繞過(guò)國(guó)家的貨幣政策

B.資金使用不匹配，現(xiàn)金流穩(wěn)定性差

C.缺少風(fēng)險(xiǎn)防范措施，難以做到事先預(yù)警

D.保護(hù)機(jī)制先天不足，風(fēng)險(xiǎn)容易擴(kuò)散

35、Thegoaloftheprojectistoexpandthescientificknowledgerelevanttoimproving

healthoutcomesforwomenandchildreninlowincomecountries.

A.entire

B.total

C.target

□.overall

36、Everyoneintheorganizationhasa（n）tothiskindofinformation.

A.access

B.right

C.try

D.look

37、資料：JobDescription

A+ENetworksCo-BrandedCreativeDepartmentislookingforamotivatedcandidatewith1-3

years*experiencetobepartofauniquedepartmentontheA&Ebrand.Theselectedcandidate

willbeworkingonco-brandedsponsoredentertainmentandbrandedpartnershipsforA&E

Network.

OurpreferredcandidatewillpossessapassionfortheA+Ebrandsandisknowledgeableof

co-brandededsponsoredentertainment.TheProductionCoordinatorwillbeavaluedteam

memberbyactingasGrandCentralandsupportingtheteam（internalandexternal）withall

logisticalneeds,suchascollectingassetstoproducespotsandkeepingtrackofalldepartment

activitiestosupporttheoverallworkflow.Therightcandidatewillhaveabalancebetweenbeing

detailoriented/organizedwhenitcomestotheproductionprocessanddeadlines,aswellas

havingthedesiretocontributetodevelopment.

Whichofthefollowingqualitymayhelpacandidatetogetthejob?

A.Hardworkingbuttaciturn

B.Littleknowledgeofco-brandedsponsoredentertainment

C.Experiencewithon-airpromotionproduction

D.Withlittlepostproductionexperience

38、銀行匯票持票人未在代理付款行開(kāi)戶的，原持票人需要一次或分次轉(zhuǎn)賬支付的，應(yīng)由其

填制支款憑證，并交驗(yàn)本人身份證件。其會(huì)計(jì)分錄為()。

A.借：存放聯(lián)行款項(xiàng)(聯(lián)行往賬)貸：應(yīng)解匯款一一持票人戶

B.借：應(yīng)解匯款一一原持票入戶貸：現(xiàn)金

C.借：應(yīng)解匯款一一原持票入戶貸：xx科目一一XX戶

D.借：現(xiàn)金貸：應(yīng)解匯款一一持票人戶

39資料：It'salmostconsideredsacrilegioustodaytoleaveworkattheendofyourworkdayor

(forshamel)onaFridayandsimplynotcheckyouremailuntilyoureturntheofficeduring

normalworkinghours.

Theconstantneedtocheckemailisthetrade-offthemodernworkforcehasmadefortheability

toworkanytime,anywhere,thankstosmartphonesandtabletsthatkeepusalwaysconnected.

Butthreeuniversityresearchershavefoundthatit'snotjustdoingabitofworka代erhoursthat

causeburnout.Thetrueculpritisactuallytheconstantworryingaboutoff-houremail.

Anewstudy"ExhaustedButUnabletoDisconnect."byLehighUniversity'sLiubaBelkin,Virginia

Tech'sWilliamBeckerandColoradoStateUniversity'sSamanthaConroyshowsthatemployees

aregrowingexhaustedbytheexpectationthattheywillalwaysbeavailable,neverknowingwhat

kindofworkrequestswillaskedofthemoffhours.

Typically,companiesdon'tmeantostressemployeesoutlikethat.Mostcompaniesdon'thave

formalpoliciesthatsaypeoplemustanswerworkemailsafter-hours.(expect,perhaps,incases

whereanemployeeisoncallduringspecifictimes).

Butpoliciesandculturetendtobetwodifferentthings.Ifsupervisorsroutinelyemailemployee

afterhoursandexpectafastresponse(oftenbecausetheirsupervisorsaredoingthesameto

them),thenthemessageisclear:wheneverthebossemails,theemployeeisexpectedtobe

available.

Thesolutionisforbossestotellemployeesthatanafter-hoursetraildoesn'tnecessarilyrequire

aresponsebeforethenextworkday,andtoalsosetsometimeswhenafter-hoursemailingis

consideredacceptableandpronibited,suchasnoemailsviathedinnerhour;onweekends,or

after10p.m,theresearcherssay.

Whatwouldyoudoifyouwerethepolicymakerofacompany?

A.Torequireaninstantrespondforafter-houremailing

B.Toabandonafter-houremailing

C.Totellemployeesthatanafter-hoursemaildoesn'tnecessarilyrequirearesponse

D.Tolimitthetimeofa代er-hoiremailing

40、資料：Whatifyouweretoldtherewasawayyoumaystrengthenyourcognitiveskillsand

heightenyourintelligence,andallyouhadtodowaswaslearntostrikeupbasicconversationsin

anotherlanguage?

Itprobablysoundsgreat,becauseifyou'relikemostyouwouldlovetobeabletospeakasecond

language.Butthen,yourecallyourexperienceinhighschoolforeignlanguage-boringtote

memorizationandlonghourswithlittleprogress-andperhapsitdoesn'tsoundsogoodany

more.

But,whatifyouweretolditwouldtakeonly10daystobeonyourwaytobecomingbilingual?

Mostpeoplerecognizethemanybenefitsoflearningaforeignlanguage:Youcantraveltoforeign

countriesandfellcomfortable,beamoreproductiveandenticingemployeeintoday's

competitivejobmarket,andimmerseyourselfinthevastculturesthatsurroundyou.

Butnow,thecollectiveevidencefromanumberofrecentstudiessuggeststhatthebilingual

experienceimprovesthebrain'sso-calledexecutivefunction-acommandsystemthatdirectsthe

attentionprocessesthatweuseforplanning,solvingproblems,andperformingvariousother

mentallydemandingtasks.

Theseprocessesincludetheabilitytoignoredistractionstostayfocused,switchingattention

willfullyfromonethingtoanother;andholdinginformationinthemind-likerememberinga

sequenceofdirectionswhiledriving.

Evenbetter,newapproachestolearningmeanyoucanlearnanewlanguagewithouttheendless

repetition,homework,andmemorization.Oneofthemostpowerfulactuallytrainspeopleto

startspeakinganewlanguageinaslittleas10days!Infact,itzssopowerful,eventheFBIhas

purchasedit!

Wanttoknowmoreaboutthisamazingapproach?Clickhere!

Thoselearningaforeignlanguagemay.

A.seemmoreproductiveinthejobmarket

B.comfortablytraveltoforeigncountries

C.gettoknowdifferentcultures

D.alloftheabove

41、Yournaturalhaircolorbeginstofade()yougrowolder,andintimeyougrowgrey.

A.since

B.when

C.while

D.as

42、下面有關(guān)計(jì)算機(jī)的敘述中，正確的是()0

A.計(jì)算機(jī)的主機(jī)只包括CPU

B.計(jì)算機(jī)程序必須裝載到內(nèi)存中才能執(zhí)行

C.計(jì)算:機(jī)必須具有硬盤才能工作

D.il?算機(jī)鍵盤上字母鍵的排列方式是隨機(jī)的

43、Thecustomerwantedtogetarefund,becausethepurchasedmerchandisewasneithergood

inquality()price.

A.or

B.nor

C.for

D.but

44、In2012,thelastfloodhitthesouthwesternpartoftheNetherlandsandcausedmore

than1800casualties.

A.adverse

B.radical

C.severe

0.disastrous

45、下列各項(xiàng)中不屬于會(huì)計(jì)核算一般要求的是()。

A.各單位必須根據(jù)實(shí)際發(fā)生的經(jīng)濟(jì)業(yè)務(wù)事項(xiàng)進(jìn)行會(huì)計(jì)核算。編制會(huì)計(jì)報(bào)表

B.各單位必須按照國(guó)家統(tǒng)?的會(huì)計(jì)制度的要求設(shè)置會(huì)計(jì)科目和賬戶、復(fù)式記賬、填制會(huì)計(jì)

憑證、登記會(huì)計(jì)賬簿、進(jìn)行成本計(jì)算、財(cái)產(chǎn)清查和編制財(cái)務(wù)報(bào)表

C.使用電子計(jì)算機(jī)進(jìn)行會(huì)計(jì)核算的，其軟件及其生成的會(huì)計(jì)憑證、會(huì)計(jì)賬簿、財(cái)務(wù)報(bào)告和

其他會(huì)計(jì)資辯.也必須符合國(guó)家統(tǒng)一的會(huì)計(jì)制度的規(guī)定

D.各單位對(duì)經(jīng)濟(jì)業(yè)務(wù)事項(xiàng)進(jìn)行會(huì)計(jì)核和時(shí)必須使用人民幣

46、商業(yè)銀行不動(dòng)用本身資金，為顧客提供的各類服務(wù)的業(yè)務(wù)是()0

A.負(fù)債業(yè)務(wù)

B.證券業(yè)務(wù)

C.中間業(yè)務(wù)

D.同業(yè)拆借業(yè)務(wù)

47>Ifwehadfollowedhisplan,wewouldhavedonethejobwith()moneyand()

people.

A.fewecless

B.lessjess

C.lessjewer

D.fewerjewer

48、資料：Nativeads-oradsthattakeonthelookandfeel