中信銀行個人貸款合同中英文版中信銀行個人貸款合同ContractforPersonalLoanwithCITICBank借款人:[姓名]Borrower:[Name]身份證號:[身份證號碼]IDNumber:[IDNumber]:[]ContactAddress:[ContactAddress]聯(lián)絡:[聯(lián)絡]ContactNumber:[ContactNumber]貸款金額:[貸款金額]LoanAmount:[LoanAmount]貸款利率:[貸款利率]LoanInterestRate:[LoanInterestRate]貸款期限:[貸款期限]LoanTenure:[LoanTenure]還款方式:[還款方式]RepaymentMethod:[RepaymentMethod]還款賬戶:[還款賬戶]RepaymentAccount:[RepaymentAccount]本合同由以下雙方共同達成：Thiscontractismutuallyagreedbythefollowingparties:甲方:中信銀行PartyA:CITICBank地址:[銀行地址]Address:[BankAddress]聯(lián)絡人:[聯(lián)絡人姓名]ContactPerson:[ContactPerson]聯(lián)絡:[聯(lián)絡]ContactNumber:[ContactNumber]乙方:[姓名]PartyB:[Name]地址:[乙方地址]Address:[PartyBAddress]聯(lián)絡人:[乙方聯(lián)絡人姓名]ContactPerson:[PartyBContactPerson]聯(lián)絡:[乙方聯(lián)絡]ContactNumber:[PartyBContactNumber]1.借款內容1.LoanDetails1.1甲方同意向乙方提供個人貸款，貸款金額為人民幣[貸款金額]元，貸款利率為[貸款利率]%，貸款期限為[貸款期限]個月。1.1PartyAagreestoprovideapersonalloantoPartyB,intheamountof[LoanAmount]yuan,withaloaninterestrateof[LoanInterestRate]%,andaloantenureof[LoanTenure]months.1.2借款用處為[借款用處]，乙方保證使用借款款項符合法律法規(guī)，并承當一切風險和責任。1.2Theloanshallbeusedfor[LoanPurpose],andPartyBguaranteestousetheloanfundsinpliancewithlawsandregulations,andassumesallrisksandliabilities.2.還款方式2.RepaymentMethod2.1還款方式為[還款方式]，乙方需按時還款，每月還款日為每月的[還款日期]日。2.1Therepaymentmethodis[RepaymentMethod],andPartyBisrequiredtorepayontime,withtherepaymentdatebeingthe[RepaymentDate]ofeachmonth.2.2還款賬戶為[還款賬戶]，乙方需確保還款賬戶內有足夠的資金用于按時還款。2.2Therepaymentaccountis[RepaymentAccount],andPartyBisrequiredtoensurethattherearesufficientfundsintherepaymentaccountfortimelyrepayment.3.逾期還款3.LateRepayment3.1假設乙方未按時還款，乙方應按每日逾期還款金額的[逾期利率]%向甲方支付逾期罰款。3.1IfPartyBfailstorepayontime,PartyBshallpayPartyAalatepaymentpenaltyof[LateInterestRate]%perdaybasedontheoverduerepaymentamount.3.2假設乙方逾期還款超過[逾期天數(shù)]天，甲方有權采取法律手段追究乙方的法律責任。3.2IfPartyB'srepaymentisoverdueformorethan[LateDays]days,PartyAreservestherighttotakelegalactionstopursuePartyB'slegalliabilities.4.變更與解約4.AmendmentsandTermination4.1本合同經雙方簽字蓋章生效，任何變更或解約需經雙方書面協(xié)議。4.1Thiscontractshallbeeeffectiveuponsignatureandsealbybothparties.Anyamendmentsorterminationofthiscontractshallrequireawrittenagreementbybothparties.4.2甲方有權根據(jù)乙方的還款情況，決定是否提早要求乙方歸還全部或局部貸款本息。4.2PartyAhastherighttodecidewhethertodemandPartyBtorepaytheprincipalandinterestoftheloaninwholeorinpartinadvancebasedonPartyB'srepaymentsituation.5.法律適用與爭議解決5.ApplicableLawandDisputeResolution5.1本合同受中華人民共和國法律管轄。5.1ThiscontractshallbegovernedbythelawsofthePeople'sRepublicofChina.5.2雙方如發(fā)生爭議，應友好協(xié)商解決；假設協(xié)商無果，應提交中國國際經濟貿易仲裁委員會，并按其仲裁規(guī)那么進展仲裁。5.2Intheeventofanydisputesbetweentheparties,theyshallresolvetheissuethroughfriendlynegotiation.Ifnegotiationfails,thedisputeshallbesubmittedtotheChinaInternationalEconomicandTradeArbitrationmissionforarbitrationinaccordancewithitsarbitrationrules.本合同一式兩份，甲乙雙方各執(zhí)一份。Thiscontractismadeinduplicate,withPartyAandPartyBholdingonecopyeach.甲方